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16

BENEFITS UNDER THE


EMPLOYEES’
COMPENSATION
PROGRAM

Bagatchalon, Katlyn Kaye L.

BGT-AT 2
A. The Employees’ Compensation
Program
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The Employees’ Compensation
Program (ECP) is a government
program designed to provide a
compensation package to public
and private sector employees or
their dependents in the event of
work-related sickness, injury,
disability, or death.

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B. Coverage
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“ Coverage
Employees in the private sector
who are compulsory members of
the Social Security System (SSS)
qq, with employer-employee
relationship

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C. The Benefits
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C. Benefits

o Loss of income benefit


o Medical benefits
o Rehabilitation services
o Career's allowance
o Death and Funeral benefits

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D. Kinds of Disability
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D. Kinds of Disability

o Temporary Total Disability (TTD)- benefit


which is given to an employee who is unable to
work for a continuous period not exceeding
120 days.
o Permanent Partial Disability (PPD)- benefit
which is given to a worker who loses a body
part and consequently the loss of the use of that
body part

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D. Kinds of Disability

o Permanent Total Disability (PTD) benefit which


is given if the employee’s inability to work lasts
for more than 240 days. PTD benefit can be
claimed in the following cases:

1. complete loss of sight of both eyes;


2. loss of two limbs at or above the ankles or wrists;
3. permanent and complete paralysis of two limbs;
4. brain injury resulting in incurable imbecility or insanity; and
5. such cases as determined by the SSS and approved by the Commission.
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E. Filing of Claims
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E. Filing of Claims
Employees can claim only for
work-connected sickness, injuries,
or death

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Who may file:
The claimant or his/her representative may file an appropriate claim with the GSIS,
in case of public sector claimant, or with the SSS, in case of private sector
claimant.
When:
A claim must be filed within three (3) years from:
o In case of sickness
o In case of injury
o In case of death
How:
Fill in the prescribed forms supplied by the GSIS or SSS and attach the supporting
documents required for every contingency.
Where to File:
All EC claims may be filed by the claimant at his option in the Regional Office/
Branch of the System ([GSIS- public sector]; [SSS-private sector]) nearest to the
public place of work or residence.
Period of Appeal
The claimant shall file with the GSIS or the SSS, as the case may be, a notice of
appeal within thirty (30) calendar days from receipt of the decision.
F. Obligations/Responsibilities of Employers

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F. Obligations/Responsibilities of
Employers
o Contribution to the State Insurance
Fund (SIF)
o Registration
o Safety Devices
o Employer’s Logbook
o . Provision for Medical Services
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Thanks!

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