Financial intermediaries -Acts as a middle person between two

parties – the investor and the borrower.

• How does it operate?

• Financial raise accumulate money from investors and offer the
accumulated money to individuals or corporate entities in of financial
assistance.
Mutual funds
• Accumulate money by selling
shares of stocks or bonds of
publicly – listed corporations to
individuals or corporate
investors and the proceeds are
pooled together and channeled
to borrowers.
• Investors receive fair share in the
form of dividends or stock price
appreciation.
• ALFM Mutual Funds.
• Bonds, Equities, Securities and Traders,
Inc. (BEST, Inc.)
• BPI Asset Management and Trust
Corporation.
• First Metro Asset Management, Inc.
( FAMI)
• Land Bank of the Philippines (LANDBANK)
• Metrobank Unit Investment Trust Funds.
• Philam Asset Management, Inc.
• Philequity Management, Inc.
Pension funds
5 of the Best Retirement Fund Methods in
• Is set by business for the purpose of the Philippines
paying the pension requirements of all
private sector employees who retire from 1. Pension Plans - provide you with monthly
business organization upon reaching their allowances or a whole lump sum
amounting to your total contributions. ...
retirement age.
2. PERA. The Personal Equity Retirement
• The employees who contribute to Account (PERA) has been fully implemented
pension fund receive return on their by law in 2016.
investment in the form of dividends and
securities appreciation. 3. Insurance Plans.
4. Financial Funds.
5. Real Estate.
Insurance companies
• Acts as financial intermediary
by pooling together of
insurance policies sold to the
public and investing funds in a
high yield maturing securities
from investment houses.
• Money is accumulated from
insurance premiums and lend
either in medium or long term
loan to companies engaged in
real estate.