NATIONAL BANK

FOR
AGRICULTURE &
RURAL
DEVELOPMENT
VISION

Empowerment of rural poor by improving their access to the formal credit system through
various MF innovations in a cost effective and sustainable manner

MISSION
p r o m o ti ng su sta in a b le a n d eq ui ta b le a gr ic u lt u r e a n d r u r a l de ve l o pm en t
th r o u g h eff e ct iv e c r e di t s u p po r t, r e la te d s e r v i ce s , in s ti tu ti on b u il di ng a n d
o th e r i nn o v a ti v e in itia t iv e s .
 OBJECTIVES
• The national bank will be an apex organization in respect of all matters relating
to policy, planning operational aspects in the field of credit for promotion of
agriculture, small scale industries, cottage and village industries, handicrafts
and other rural crafts and other allied economic activities in rural areas.
• Direct lending to any institution
• Organic links with the Reserve Bank and maintain a close link with in.
• Serve as a refinancing institution for institutional credit such as long- term,
short-term for the promotion of activities in the rural areas.
ROLES AND FUNCTIONS

• Credit Functions
• Developmental and Promotional Functions
• Supervisory Functions
• Institutional and Capacity building
• Role in Training
PROMOTIONAL EFFORTS

NABARD Refinance Support to Banks

NABARD provides refinance support to banks to the extent of 100% of the
bank loans disbursed to SHGs. The total refinance disbursed to banks against
their loans to SHGs during the year 2007-08 was Rs.1615.50 core as against
Rs.1292.86 core during the year 2006-07 with a growth rate of 30%.
MODEL BANKABLE PROJECTS

The Technical Services Department of NABARD is preparing and bringing

model bankable agricultural projects in the areas of:
• Minor Irrigation
• Land Development
• Plantation & Horticulture
• Agricultural Engineering
• Forestry and Wasteland
• Fisheries
• Animal Husbandry and
• Biotechnology
SCHEME OF PROVIDING TECHNOLOGY
SUPPORT TO NGOS
• Grant Assistance up to Rs.50,000
• Purchase of PC
• NGO should have completed 3 years
• Should have promoted minimum 500 SHGs
• Should not have been black-listed
Self Help Groups :
INNOVATIVE PROJECTS

• Setting up of grain banks

• Project on processers cards
• Project on e-gram
• Joint Liability Groups
• Setting up of computer
machines
• Micro enterprise
promotion by
SHGs
INTRODUCTION

• Establishment
• Principal financial institution
• Expansion of activities
• Branches
• Apex body
VISION
To e m e rge a s a sin g le w in d o w f o r m e e ti n g th e f i n a n c ia l a nd d e v e lo p m e n ta l
n e e d s of th e MS ME s e c to r t o m a k e it s t r o n g , v ib r a n t a n d g l ob a l ly c o m p e tit iv e ,
to p o s it io n S I D B I b r a n d a s th e p r ef e r r e d a n d cu s t o m e r - f r ie n d ly i n s ti tu tio n
a n d f o r e n h a n c e m e n t o f s h a r e - h o ld e r w ea l th a n d h ig h e s t c o r p o r a t e v a lu e s
th r o u gh m o d e r n te c h no l o g y p la tf o r m ”

MISSION
“To empower the Micro, Small and Medium Enterprises (MSME) sector with a view to
contributing to the process of economic growth, employment generation and balanced regional
development”
 BUSINESS DOMAIN OF SIDBI

• Increase in production, employment and exports.

• Less investment requirement.
• Assistance flows to other service sectors.
 ACHIEVEMENTS

• Positioned in top 30 Development banks of world.

• Ranked 25th in terms of capital and assets.
• Credit Guarantee Fund Trust.
OBJECTIVES

• Financing
• Promotion
• Development
• Co-ordination
• For orderly growth of industry in the small scale sector, the Charter has provided
SIDBI considerable flexibility in adopting appropriate operational strategies to
meet these objectives.
 PRODUCTS AND SERVICES
• Direct finance.
• Bills finance
• Refinance
• International finance
• Promotional & Development activities.
• Fixed deposit scheme
• Technology Up gradation & Modernization Fund
Scheme {TDMF}
• Venture Capital Fund Scheme
• Seed Money Schemes
• National Equity Fund Scheme
TECHNICAL
CONSULTANCY
ORGANIZATIONS
• All India financial institutions and state Govt. have set lip a network of TCOs.
• For facilitating technical for industrial projects.
• Were established by the all India financial Institutions
• (IDBI,ICICI,IFCL etc)
• In the collaboration the state level financial / development organisations and
commercial banks.
• There are in all 18 state-level TCOs across India.
• 9 have been lead sponsored by IDBI, 5 by IFCI
• 3 by ICICI bank and one by the Govt. Of Karnataka.
• TCOs have transformed being consultancy firm handling project reports, market
surveys, etc. to
Multi functional, multi-disciplinary organisations
• Offering a wide range of services to the industrial and infrastructure sector.
FUNCTIONS OF TCO
• Conducting surveys on industrial potential
• Preparing project profiles
• Undertaking techno-economic appraisal of projects
• Carrying out market research
• Providing technical and managerial assistance to
entrepreneurs, assistance in modernisation
• Technology up gradation and rehabilitation programs.
• organising information cell and data bank
• concerning industrial and economic activities and provide
these to entrepreneurs.
• Development of Industry Clusters
• Vocational training
• Offering Merchant Banking Services
• Offering Consultancy for Export oriented Enterprises
MAJOR TCOS IN INDIA

• KITCO Ltd. (Kerala)

• APITCO Ltd. (Andhra Pradesh)
• GITCO Ltd. (Gujarat)
• HIMCON Ltd. (Himachal Pradesh)
• ITCOT Consultancy and Services Ltd. (Tamil Nadu)
• TECSOK Ltd.(Technical Consultancy of Karnataka)
• MPCON Ltd. (Madhya Pradesh Consultancy Organisation Ltd.
 MITCON Consultancy and Engineering Services Ltd. (Maharashtra)
 NITCON Ltd. (North India Technical Consultancy Organisation Ltd.)
 UPICO Ltd. (UP Industrial Consultants Ltd.)
 WEBCON Ltd. (West Bengal Consultancy Organisation Ltd)
KITCO LTD. : INDIA’S FIRST TCOS
• It is an Indian Public Sector Engineering consultancy organisation.
• Headquartered in Kochi, Kerala.
• Established by Govt. In 1972.
• to speed up the industrialisation process in the State of Kerala.
• It was with initiative of IDBI and Kerala Govt. that the organisation was established.
• Success of KITCO, Govt. Set up similar TCOs in many other states also, like.
• KITCO has implemented more than 600 projects of varying magnitude sectors.
• Prepared more than 3500 feasibility Reports/Bankable project Report/Detailed project
reports/study reports.
• Also successfully providing the operation & Maintenance services for the leading SEZ in the country-
at Kochi, cochin SEZ and MEPZ SEZ at Tambaram.
• Trained more than 80,000 entrepreneurs through EDP in various sectors.
PROJECTS OF KITCOS
• Cochin International Airport
• Spices Parks
• Titanium Sponge Plant
• Mobility Hub
• The Marina
• Tourism Govt. Of Kerala