PROBLEMS OF

WOMEN
ENTREPRENEU
R
 THE BASIC PROBLEM OF A WOMEN
ENTREPRENEUR IS THAT SHE IS A WOMEN
THEY HAVE BEEN TREATED AS ABLA,THE WEAK
AND DEPENDENT
IN MOST RELIGIONS, WOMEN HAVE BEEN
TREATED AS SECOND TO MEN
THEY FACE ALL KINDS OF DISCRIMINATION
MALE CHILD IS STILL PREFERRED TO A FEMALE
CHILD RIGHT FROM THE BIRTH
IN MALE DOMINATED SOCIETY, THEY DO NOT
GET EQUAL STATUS WITH MEN
 Women entrepreneurs
face two sets of problems

Problem specific to
General problems
women
of entrepreneurs
entrepreneurs
Shortage of finance
Shortage of raw material
Inadequate marketing facilities
Keen competition
High cost of production
Family responsibilities
Low mobility
Lack of education
Low capacity to bear risks
Social attitudes
Low need for achievement
Lack of training
Lack of information
 REMEDIES TO SOLVE THE PROBLEM
OF WOMEN ENTREPRENEURS
IN BANKS AND PUBLIC FINANCIAL INSTITUTIONS, SPECIAL CELLS MAY
BE OPENED FOR PROVIDING EASY FINANCE TO WOMEN
ENTREPRENEURS
WOMEN ENTREPRENEURS SHOULD BE ENCOURAGED AND ASSISTED
TO SET UP CO-OPERATIVES WITH A VIEW TO ELIMINATE MIDDLEMAN.
SCARCE AND IMPORTED RAW MATERIALS MAY BE MADE AVAILABLE
TO WOMEN ENTREPRENEURS ON PRIORITY BASIS
STEPS MAY BE TAKEN TO MAKE FAMILY MEMBERS AWARE OF THE
POTENTIAL OF GIRLS AND THEIR DUE ROLE IN SOCIETY.AT THE SAME
TIME THERE MUST BE CHANGE IN THE NEGATIVE SOCIAL ATTITUDES
TOWARDS WOMEN
HONEST AND SINCERE ATTEMPTS SHOULD BE UNDERTAKEN BY THE
GOVERNMENT AND SOCIAL ORGANISATIONS TO INCREASE LITERACY
AMONG FEMALES
IN RURAL AREAS SELF EMPLOYMENT OPPURTUNITIES SHOULD BE
DEVELOPED FOR HELPING WOMEN
MARKETING FACILITIES FOR THE PURPOSE OF BUYING AND SELLING
OF BOTH RAW AND FINISHED GOODS SHOULD BE PROVIDED IN EASY
 MEASURES TAKEN
FOR THE
DEVELOPMENT OF
WOMEN
ENTERPRENEURSHIP
IN INDIA
 WOMEN
AND
NATION

 According to swami  According to jawaharlal

vivekananda nehru
 “just as a bird could not  “when a women moves
fly with one wing only,a forward,the family
nation would not moves,the village moves
march forward if the and the nation moves”
women are left behind”
WOMEN EMPOWERMENT SHOULD BE ONE
OF THE GOALS OF A SOCIETY

Essentials of women empowerment are

Women should be given equality
Right of decision-making
Entitlements in terms of dignity
Should attain economic
independence
 TO ACHIEVE WOMEN EMPOWERMENT IS TO
CREATE AWARENESS AMONG THE WOMEN
THEMSELVES

Development of women can be achieved through

Health
Education
Economic independence
 NABARD

TRYSEM
INDUSTRIAL
POLICY

measures

INSTITUTIONS
BANKS
BANKS
AND
VOLUNTARY
ASSOCIATIONS
 TRYSEM
(TRAINING OF RURAL YOUTH FOR SELF EMPLOYMENT)
It was launched on 15th aug 1979
It is to provide technical skills to rural youth between 18&35 yrs of
age from families below the poverty line
To enable them to take up self employment in agriculture and allied
activities,industries,services and business activities
It is a sub scheme of IRDP(integrated rural development program)
Training given through by,polytechnics,krishi vigyan kendra,nehru
yuva kendras etc
It has helped many rural women set up their micro enterprises
 NABARD(NATIONAL BANK FOR AGRICULTURE AND
RURAL DEVELOPMENT)

BANKS
INDUSTRIAL POLICY
INSTITUTIONS AND VOLUNTARY
ASSOCIATIONS
FICCI (FEDERATION OF INDIAN CHAMBERS OF COMMERCE
AND INDUSTRY)
FICCI LADIES ORGANIZATION(FLO)
NAYE(NATIONAL ALLIANCE OF YOUNG
ENTREPRENEURS)
 NAYE ASSIST THE WOMEN ENTREPRENEURS IN……

a) GETTING BETTER ASSETS TO CAPITAL,INFRASTRUCTURE

AND MARKETS.
b) IDENTIFYING INVESTMENT OPPURTUNITIES.
c) ORGANISING SEMINARS,WORKSHOPS AND TRAINING
PRIGRAMMES
d) DEVELOPING MANAGERIAL AND PRODUCTIVE
CAPABILITIES.
e) ATTENDING TO PROBLEMS BY TAKING INDIVIDUAL
CASES WITH APPROPRIATE AUTHORITIES.
f) SPONSORING DELEGATION,PARTICIPATION IN TRADE
FAIRS,EXHIBITION,SPECIAL CONFERENCE.
 NSIC

SIDO IDBI
ASSISTANCE TO
WOMEN
ENTREPRENEURS
ENTREPRENEURS

COMMERCIA KUDUMBASHRE
L BANKS E UNITS
UNITS

SIDBI
 Small industrial development organisation(sido)
Develop entrepreneurial traits and qualities
Enable them to identify entrepreneurial opportunities
National small industries corporation(nsic)

Industrial development bank of India(idbi)

Small industries development bank of india

It provide trainig and extention services

It gives financial assistance
The schemes are operated by SIDO
Commercial banks
Sthree shakthi package scheme
Priyadarshini yojana
Stree shakthi package scheme
Financial assistance to the extent of rs.25,000 can be
extented to the women entrepreneurs without collateral
security or gurantee
It imparts trainig to entrepreneurs including women at
different locations
Apart from setting up industrial units, a host of
activities are included in the program of assistance such
as ….
Repair and servicing
Photo copying
Dry cleaning
Retail trade business enterprises
Dairying
Paultry farming
Tailoring
Embroidery etc……..
Priyadarshini yojana

The scheme aims at providing financial assistance to

the women entrepreneurs coming under specified
categories
The maximum amount of loan is Rs. 2,00,000 for long
term requirements and upto Rs .1,00,000 for working
capital
 Kudumbashree unit

The poor women are organized into community-based

organizations
They start and operate micro entreprises
They earn income through self-employment