Financial Services Technology Club

Compiled for the Belgian Economic Mission to Casablanca

Embracing technology
Embracing ambition

1
V2018-12
Introduction
Dear Reader,

Agoria, the Association of the Technology Industry in Belgium, presents via the Agoria Financial
Services Technology Club innovative suppliers and solutions to the challenges the financial
services industry faces worldwide.

Our ‘TechForFin’ innovation book provides you with exclusive insights in solutions and
innovations in the domains of Payments, e-signatures, online banking, security, etc.

We hope you will find the financial services technology innovation book a source of useful
information.

Luc Vandergoten Debbie Thys

President of the Agoria Financial Services Technology Club Business Group Leader at Agoria
Members of the Agoria Financial Services Technology Club
 Luc Vandergoten

DIGITAL MINDS
General Manager Contrast Cossuling
Contraste Europe SA
Avenue Arianelaan 5 B-1200 Brussels
+32 2 730 79 80
Luc.vandergoten@contraste.com

Fast Mobile Development Framework

The objective of the framework is to help developers in
producing fast standardized code taking care of
logging and comments, and making sure that the
result of the development is easy to maintain and to
upgrade to future versions of the OS, the Database or
the environments.
It consists of a front-end layer based on Angular and a
Company and / or solution
back-end layer based on Microsoft development visual or embed company
standards.
It seamless integrates with all O365 modules and runs movie or reference movie
in Microsoft Azure.
TECHNOLOGY MATURITY
Implemented @ Ardant

KEY BENEFITS WHAT DIFFERENTIATES OUR REFERENCES

US
• Developed in partnership with Microsoft • Can be used for simple administrative applications
01 02 03 Innovation Centre in Brussels like expense notes, room reservations, etc.
• Development factory approach • Turn key projects can be delivered much faster at a
Security Open API’s. Database
integrated with Each request virtualization, • Based on latest standards, like ASP .net web high quality level.
the O365 suite. made to the API Soft delete and API, .Net Core, OData v4, Angular 6 • Short training track to get developers on speed.
Role based must contain a data integrity • Strong O365 integration
security access valid bearer guaranteed.
to the different token.
modules in the Otherwise, the
application. request will be
declined and ABOUT Contraste Europe (http://www.contraste.com
marked as )
unauthorized. - Main Activites:
- Advisory
- Solution integration
- Application Development
- Infrastructure services
Text Text Text
This information is confidential and © Contraste Europe
 Marc Braet
Chief Executive Officer
Stadsheimelijkheid 1 B105 - 2800 Mechelen Data Management Technologies
T: +32-15-14.01.30
marc.braet@intix.eu
www.intix.eu Enabling Data Intelligibility
DESCRIPTION
INTIX helps financial institutions become data centric. INTIX
addresses the challenges faced by financial institutions such as
aggregating data from multiple data sources and delivering the
appropriate analytics and insights and end-to-end track and
trace. INTIX shields end-users from the complexity of internal
systems, transaction semantics, messaging formats and e-
channels.
Thanks to improved accessibility to financial transactions,
financial institutions understand and serve their clients better
and track service delivery performance more effectively. They
develop a competitive advantage which drives client satisfaction
and business growth.
INTIX helps its clients transform data into a new economic
asset.
TECHNOLOGY MATURITY
Implemented at more
than 50 financial
institutions worldwide

KEY BENEFITS WHAT DIFFERENTIATES OUR REFERENCES

US
01 02 03 • Product strategy - ‘off-the-shelf’ technology

Standards / System/Channel Non-Intrusive • Modular solution

Format agnostic agnostic technology
• Highly configurable to address the client’s needs
• SWIFT • MQ • Short implementation times
• ISO xxxxx • API
• FIX • File Transfer
• Proprietary
• … ABOUT COMPANY (http://www.intix.eu):

‘Google of the - Main Activity: Data Management FinTech

bank’
- Year of establishment: 2011
- Locations: Mechelen (Belgium)

This information is confidential and © INTIX NV

 MAINSYS
Place du Champ de Mars / Marsveldplein n°5 B
WE SUPPORT BANKS IN THEIR DIGITAL AND COMPLIANCE
21 Bastion Tower
1050 BRUSSELS
CHALLENGES
Tel: +32 (0)2 733 83 87
Gauthier.storm@mainsysgroup.com Everything We Do is Driven by Expertise
DESCRIPTION
The company's flagship products are FRONTeO,
an omnichannel software banking suite and F2B,
for specific Front to Back business solutions.
MAINSYS offers state of the art web applications Video
for Front, Middle and Back Office activities.
Thanks to our exhaustive knowledge of the
Corporate
different banking businesses, within the retail, presentation
private and corporate (finance) banks, we are
ideally positioned to accompany our banking
clients in their business projects.

TECHNOLOGY MATURITY

Implemented @ [see references]

KEY BENEFITS WHAT DIFFERENTIATES OUR REFERENCES

US
• Our products are developed using the latest • 100% banking expertise
01 02 03 technical components and are fully secure and • Retail banking
scalable : BPM, BRMS, Tasks manager,… • Private banking
• Based on the latest Web technologies
Extensive Business Compliant with • Commercial banking
integration processes and • Omnichannel solutions for a perfect customer •
the latest Investment banking
capabilities rules can be journey
regulations • Clients : AXA Bank, Nagelmackers, Fortuneo,
parameterized • Business Process 100% digitalized
(BPM and Keytrade, Record, Société Générale, BNP
Quick setup
BRMS)
• Clients history since 18 years PARIBAS, HSBC ,,,
• A continuously evolving software ABOUT MAINSYS (https://www.mainsysgroup.com
Scalable • Legal monitoring, done by local actors
Highly ):
customizable • A high degree of client satisfaction • 250 experts in IT and Finance
Evolutive
• Turnover 2017 : 26 millions €
• Headquarters in Belgium. Subsidiaries in France
Luxembourg and Portugal
Technical Functional Legal
Confidentiality notice / any patent involved or pending / any copyright involved or trade mark involved
 Michel DE BOLLE
Managing Director
Sopra Banking Software BeLux
Tervurenlaan 226 , 1150 Brussel - Belgium
Sopra Banking Platform
Phone: +32 (0)2 777 44 00
Mail: Michel.debolle@soprabanking.com Empower your Customers. Boost your business.
COMPANY DESCRIPTION
With more than 4.000 experts, a pro forma
turnover in 2017 of € 402,2 million and one of
the deepest, broadest portfolios of software and
services, Sopra Banking Software is a trusted,
long-term partner of over 800 banks in more than
70 countries.
Our Sopra Banking Platform Suite covers the full
spectrum of banking activities.
Our specialized value propositions focus on retail
banks, “digital-only” or direct banks and wealth
management, as well as specific business lines
such as open banking, customer engagement,
payments, cards, financing, compliance and
more.
Sopra Banking Software has a strong footprint
already in the Belgium and Luxembourg market
with more than 30 banking labels using our
KEY BENEFITS
solutions. WHAT DIFFERENTIATES OUR REFERENCES
US
Sopra Banking Platform is a packaged solution built
01 02 03 on best of breed proven components from Sopra • Argenta: Core Banking Transformation
Banking Software that can be deployed in a short
Sopra Banking A highly Allows banks timeframe. With a modern and scalable architecture • Instant Payments for Argenta, Crelan &
Platform is a componentized to focus on that uses open banking features and API’s to connect Nagelmackers.
Digital solution built both the with an ecosystem approach, banks are able to ensure • Digital banking for Santander, Prospery (ANB
Transformation around key customer that their customers will get the latest innovations
Enabler business attraction &
Amro)
and all the needed products and services.
domains and retention
allowing a as well as At the same time, thanks to a strong focus on
phased IT optimizing the customer data, banks can smartly improve their
transformation advice, offerings and day-to-day services, as well as ABOUT COMPANY (http://www.soprabanking.com
business
program efficiency monitor their whole business ):
Platform. - Main Activity: Banking Software
thanks to an - Year of establishment: 2012
End-to-End Our solution can be operated according to the bank’s - Number of employees:4.000+
solution preferred option:  on premises or externalized and - Turnover: 402 Million €
approach. hosted on the IT platform of your partner. Sopra - Locations: BeNeLux, France, Germany, UK, Spain, US, India, Korea,
Morocco, …
Banking Software and Sopra Steria work seamlessly
Confidentiality notice / any patent involved or pending / any copyright involved or trade mark involved
together to offer our customers a full end-2-end
banking services approach.
 Marc Vammaele, CEO
Ottergemse steenweg Zuid 808 bus 315
B-9000 Gent – Belgium
T: +32 9 265 02 70
TrustBuilder Identity Hub
mvm@trustbuilder.com
www.trustbuilder.com The powerful IAM
DESCRIPTION TrustBuilder secures any customer
TrustBuilder Corporation provides an Identity and CUSTOMERS

Access Management software platform that journey, no matter how complex it is.
offloads the user security aspects from applications MULTI-FACTOR FEDERATION
with Financial Institutions digital platforms. AUTHENTICATION AUTHENTICATION

Customer

The customer experience is kept database

Our product, TrustBuilder® allows FIs to propose

a better customer experience as far as onboarding simple by performing a dynamic, risk
and authentication, allowing to set the right
balance between user convenience and security. based access control, that mandates CORE FINANCIAL
PLATFORM APIs

higher-friction authentication only 3rd parties non-FI

3rd parties FI
Internal

TECHNOLOGY MATURITY when necessary.

FINANCIAL CLOUD
PACKAGES INFRASTRUCTURE

Retail banking Solution paper

Implemented @ major FIs

KEY BENEFITS WHAT DIFFERENTIATES OUR REFERENCES

US
• FLEXIBILITY : • The Depository Trust & Clearing Corp - DTCC
01 02 03 Able to deliver ANY authentication and access Secure new generation Cloud API access
control scenario (real-time context, risk, check • KBC, Argenta, ING, ABN-AMRO Van Lanschot
Enhanced CX : Secure Short time to with fraud detection systems, type of user, …)
Transactions: market: Provide Internet Banking portals integration with
without the need to customize the solution
bank card authentication, eID and itsme.
Simplify the Single point of Integrate with • SEAMLESS :
digital security Legacy and • Some non-banking customers: Allianz, Bosch,
Single integrated solution & components for
experience enforcement existing user & Web, Mobile, API & microservices Bpost, Daikin, Eurocontrol, Flemish Government,
(onboarding, across apps fraud Healthix, Proximus, Vatican State.
management • Extensive integration with 3rd party
regular use) Dynamic,
context-aware processes authentication vendors
ABOUT COMPANY (http://www.trustbuilder.com):
decisions • It is deployed more rapidly than other market - Main Activity: Software vendor
Omnichannel solutions and accommodate changes easily as no
Use latest low On-premise or - Year of establishment: 1999
experience
friction cloud coding/customization of the solution is required. - Number of employees: 85
(web, mobile) - Turnover: 10 M€ (consolidated)
authentication deployment - Locations: Belgium, Netherlands, USA, Germany, UK
technology

TrustBuilder® is a worldwide registered trademark

 www.agoria.be
debbie.thys@agoria.be
+32 494 46 43 30