PRESENTATION

ON
INDIAN BANKING INDUSTRY

Submitted to: Priyanka Marwah Submitted by :Umang Gaba

(HOD) Roll no.: MBA_06_09
What is Banking???
History of Banking

Banking in India originated in the last decades of the

18th century. The first banks were The General Bank of
India which started in 1786, and the Bank of
Hindustan, both of which are now defunct. The oldest
bank in existence in India is the State Bank of India,
which originated in the Bank of Calcutta in June 1806
PHASE I
The General Bank of India was set up in the year 1786.
Presidency Banks
 The East India Company established
Bank of Bengal (1809),
 Bank of Bombay (1840)
Bank of Madras (1843)
 In 1865 Allahabad Bank was established and first time
exclusively by Indians
 Punjab National Bank Ltd. was set up in 1894
 Bank of India, Central Bank of India, Bank of Baroda,
Canara Bank, Indian Bank, and Bank of Mysore were set
up in between 1906 and 1913,
 Reserve Bank of India came in 1935.
PHASE II
 Government took major steps in this Indian Banking Sector
Reform after independence. In 1955 Imperial Bank of India was
Nationalised

 It formed State Bank of india to act as the principal agent of RBI

 Seven banks forming subsidiary of State Bank of India was

nationalised in 1960

 on 19th July, 1969, major process of nationalisation was carried

out. 14 major commercial banks in the country was
nationalised.
PHASE III
This phase has introduced many more products and facilities in the
banking sector in its reforms measure.

In 1991, under the chairmanship of M Narasimha, a committee was set

up by his name which worked for the liberalisation of banking
practices.

The country is flooded with foreign banks and their ATM stations.
Efforts are being put to give a satisfactory service to customers. Phone
banking and net banking is introduced.

The entire system became more convenient and swift. Time is given
more importance than money.
Different Banks In India
1. Reserve Bank of India

2. Nationalised Banks in India

3. Private Banks in India

4. Co-operative Banks

5. Foreign Banks in India

Feature of Indian banking
Core Banking
1. Get more from the core: Drivers of back-office
transformati

2. The core banking juggernaut rolls on

3. Key challenges in core banking replacement

Banking Transformation

1. Demand Deposit Account Frame work with proven

Resilience

2. Banking efficiency Beyond cost cutting

3. Technology-driven superior customer experience

4. Make product work harder in tougher times

5. Integrated platform: Where the future lies

Trends in Banking

1. New segmentation approaches to drive product innovation

2. Online customer experience

3. Go direct for deposits

4. Win the global challenge consolidate

5. One billion opportunities: Banking the unbanked globally

E-Banking

1. Relevance in a changing world

2. Mobilizing customers

3. The next wave in internet banking

4. Managing security in mobile and wireless service

Corporate Banking

1. Corporate origination

2. Towards a paperless haven

3. Corporate relationship management

Customer Relationship Management

1. Social CRM

2. CRM in Banking
Retail Banking

1. Realizing the potential through

technology.

2. Future-ready and futuristic

Limitation Of Banking
Bank Liability For Negligent Advice

Risk Management

Accessibility Issue In Internet

Banking Operation

Corporate And Wholesale Finance

Marketing Environment

Cultural Challenges
Present scenario
Banking industry has been undergoing a rapid
transformation.

They have been managing a world of information

about customers - their profiles, location, needs,
requirements, cash positions, etc.

Furthermore, banks have very strong in-house

research and market intelligence units in order to face
the future challenges of competition, especially
customer retention.
 Service Given By Banks
Demat account

Lockers

Cash management

Insurance product

Mutual fund product

ECS(Electronic clearance system)

Taxes

Others:- Fixed Deposit , Loans, Cash Account , Bank Over Draft , Demand Draft Etc.
THANK YOU