Investment goals and

objectives

Vishal Bhanushali A 03
Vatsal Chawda. A 07
Dhwani doshi A 12
Jainam Gandi. A 15
Saiyam Jain. A 18
Meet Kesariya. A 24
 ❏ Investment is the commitment of
money that have been saved by
deferring the consumption and
purchasing an asset, either real or
financial with an expectation that it

Introduction
could yield some positive future
returns.

❏ For example, an investor may

purchase a monetary asset now with
the idea that the asset will provide
income in the future or will later be
sold at a higher price for a profit.
Types of Investment
➢ Stocks often can
➢ Physical
be an important
commodities are ➢ Banks can provide
component of a
investments that you a safe and
diversified
physically own, such convenient way to
investment
as gold or silver. accumulate savings
portfolio

Investment Physical Mutual Saving

Stocks commodities
bonds funds Acc

➢ The government or ➢ Rather than buying a

company selling you the single stock, mutual
bond will then pay you funds enable you to
interest on the "loan" buy a basket of
over the duration of the stocks in one
bond's lifecycle. purchase.
Short term investment
● What is a Short Term
Investment?
Short-term investments are those
instruments that are traded for a
short period of time; typically up
to three years. These are high
liquidity instruments, generally
involving lesser market risks.
long term investment
● What is a Long Term Investment?
Long term investments are
investments that offer higher returns
after several years; typically five years
or more. These involve more market
risks, and generally provide higher
returns. The inherent nature of these
investments allows you to invest in
aggressive market instruments.
Which is Better – Short Term or
Long Term Investment?
There is no clear winner here. Both forms of
investment have their own pros and cons. Short
term investment allows you to achieve your
financial goals within a short span, with a lower
risk. On the other hand, if you are an investor
with a greater risk appetite, and want higher
returns, you can select long term investment
avenues.If you want to preserve your capital,
and are happy with moderate returns then
choose short term investments. But, if your goal
is capital appreciation, then invest in long term
investment avenues.
 Aims of ● Invest to maintain
capital.
Investment ● Invest to achieve
income.
● Invest to achieve
income and growth.
 Objective of Investments

Capital gains Availing tax shield Reducing the

risk

Revenues and Preservation of capitals Increasing the rate o

dividends return
 ● Grow your money
Why to ●
●
Save for retirement
Earn higher returns

invest? ●
●
Reach financial goals
Build on pre-tax dollars
● Qualify for employer-
matching programs
● Start and expand a
business
● Support others
● Reduce taxable income
● Be part of a new venture
 ● There is no right time as such
when it comes to investing
When to invest? Investments should be made at
the earliest. Any day is the best
time to invest Remember, you
need to invest as per your
financial goals and risk
tolerance
 How an ● The act of investing has the goal of
generating income and increasing

investment value over time. An investment can

refer to any mechanism used for

works? generating future income. This

includes the purchase of bonds,
stocks, or real estate property, among
other examples.Additionally,
purchasing a property that can be
used to produce goods can be
considered an investment In general,
any action that is taken in the hopes
of raising future revenue can also be
considered an investment.
Thank you!!