INTENDED LEARNING OUTCOMES

AFTER THE LESSON, YOU SHOULD BE ABLE TO:

• UNDERSTAND DIFFERENT CONCEPTS ON THE IMPORTANCE OF
INTEGRATING FINANCIAL LITERACY ACROSS THE CURRICULUM
• IDENTIFY SEVERAL TEACHING STRATEGIES AND
TECHNOLOGICAL TOOLS THAT WILL ENHANCE THE FINANCIAL
LITERACY OF STUDENTS
• MAKE A SERIES OF ACTIVITIES ON INTEGRATING FINANCIAL
LITERACY IN DAY-TO-DAY CLASSROOM ACTIVITIES.
• APPLY YOUR DAILY FINANCIAL ACTIVITIES ON BUILDING
FINANCIAL LITERACY ACROSS THE CURRICULUM
Importance of integrating Financial Literacy
across the curriculum
 For elementary education, it is indeed a challenging thing
especially when financial literacy is integrated into the
curriculum. Henning & Lucey (2017) suggests that faculty
collaboration in integrating financial literacy in learning
simulates students in the realworld. Encouraging students to
drop a single coin in a day or in a week will entice students to
save. In establishing closer relations with their parents, this
will foster a great collaboration as it helps students to utilize
financial strategies in saving and use financial decisions on
how they are going to spend their savings. Motivating parents
to enroll their children into a bank savings account is a plus
point.
 Most students in secondary education are considering
financial choices in their daily lives. Enhancing their personal
independence, especially on making financial decisions, high
school students are trained with basic financial skills such as
mathematical and numeracy skills in budgeting, and financial
literacy where the students are trained with critical thinking
skills, especially on considering financial decisions and
prioritizing their needs and wants (Erner et.al., 2016).
 For incorporating financial literacy to young adults with special
needs, Henning & Johnston-Rodriquez (2018) recommends to
facilitate materials that are culturallyresponsive, accurate, and
relevant. Individualized approaches must be facilitated and
make sure that the materials meet the needs of the students
considering their current economic and sociocultural factors.
Teaching strategies and Technological tools

• iAllowance- this application helps parents to give frequent

reminders to their kids in getting their chores done before
giving their allowance.
• Bankaroo- this mobile app motivates students ages 5-14
years old in setting their financial goals, saving money, using
basic accounting skills, and ways of budgeting their money.
• PiggyBot- kids ages 6-8 years old can learn goal setting,
saving, and virtual banking. This mobile app lets children
upload photos and review transaction records
Principles in preparing lessons
 Relevance. Making sure that the students see the financial
world through the lesson you made is vital in the crucial
development of students in their daily survival. Saving
strategies, goal-setting activities, comparison-shopping
techniques, concepts in compound interest, and behavioral
finance strategies are opportunities you can offer to the
students. In this way, students are given the skill in making
better financial decisions and managing their own money.
 Integration. Introducing financial concepts that the students
can actually use throughout their lives are useful. Giving them
numerous opportunities in saving money, doing saving
challenges, encouraging students to use expenses and
budget tracker mobile applications, and other ways can
enhance the financial literacy of the students.
 Critical Thinking Skills. Giving students the opportunity to use
their critical thinking skills in making financial decisions, such
as prioritizing their needs and wants will help them utilize
empowered financial strategies that they can carry throughout
their lives.
 Improvements of Knowledge, Behavior, and Attitudes. As a
teacher, always motivate your students to put their learning
into action. Encourage your students to use financial tools that
they can access. Encouraging students to use spreadsheets,
financial ledgers, and other technological tools that will let
them keep a track on their expenses will improve their lives in
terms of financial literacy.
“An investment in knowledge pays the
best interest”.
- Benjamin Franklin