E-Commerce Business Plan

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Mohammad Anishur Rahman (MBA, ACA)

Business and Financial Advisor


PlanforStartup.com
a c c r u o n @ g m a i l . c o m, +8801515265698

E-Commerce
Business Plan

F o r m o r e i n f o : w w w . p l a n f o r s t a r t u p . c o m, a c c r u o n @ g m a i l . c o m
O r d e r Yo u r B u s i n e s s P l a n : w w w. f i v e r r. c o m / b u s i n e s s f i x x x
Introduction

F o r m o r e i n f o : w w w . p l a n f o r s t a r t u p . c o m, a c c r u o n @ g m a i l . c o m
O r d e r Yo u r B u s i n e s s P l a n : w w w. f i v e r r. c o m / b u s i n e s s f i x x x
Why Business Plan is so
Important for Funding
A survey Shows That

2,877 people completed the survey. Of those, 995 had completed a plan.
 297 of them (36%) secured a loan
 280 of them (36%) secured investment capital
 499 of them (64%) had grown their business

1,556 of the 2,877 had not yet completed their plan.


 222 of them (18%) secured a loan
 219 of them (18%) secured investment capital
 501 of them (43%) had grown their business
Business Plan Requirements
• For Personal, Bank and SBA Loan Purpose:
• 30+ Pages Business Plan with 15+ Pages 3/5 years
Financial Plan
• For Investor Purpose:
• 30+ Pages Business Plan with 15+ Pages 3/5 years
Financial Plan (Additionally 15+ Pages Pitch Deck)
Why do You need Business
Plan?
Funding Through Attract Attract For a good
Bank Loan or Investors? Partners? Business
Investment? Direction?
How to write a Bank Loan
Proposal
Start your bank loan request by briefly explaining what your business does.
 Executive summary from your business plan.
Include essential business information.
 Your name, the business’s legal name, your legal form of business, business address, the year the
business was founded, annual sales, number of employees, key customers and any other indicators
of success.
Specify how much money you would like to borrow and what type of loan you are
seeking.
 Do you want a working capital loan to purchase inventory or a loan to buy a building for your
business? 
Explain how you will use the loan proceeds to attain specific business goals.
 Detail the measurable results you expect the loan to have on your business, such as increasing sales
by 10% annually or doubling production capacity in six months.
List any assets and debts.
 State the assets you have that could be used as collateral for the loan, as well as any outstanding
business debts and when they will be paid off.
Financing Options
Equipment Rollover For
Leasing Loan/Financing Business SBA Loan
Program Startups (ROBS)

Find Investors Attract Partners Crowdfunding Bank Loan

Loan from
relatives
Executive
Summery
F o r m o r e i n f o : w w w . p l a n f o r s t a r t u p . c o m, a c c r u o n @ g m a i l . c o m
O r d e r Yo u r B u s i n e s s P l a n : w w w. f i v e r r. c o m / b u s i n e s s f i x x x
Executive Summery
The Business The Target The Mission Vision
Opportunity market Competition Statement Statement

Company Business Location


Objective Future goals
Information Highlights based on days

What? How? When? Where?


Problem & Solution
Define the Problem that you are facing in the E-Commerce
Market
-----------------------------------------------------------------------------------------

Assess the Problem and Give your solution through your


Organization
-----------------------------------------------------------------------------------------
E-Commerce Products

Beverages Mobile
& Cigars Computing Fashion Phones

Events & Home


Children
Tickets Appliances
E-Commerce Company Owners
/Partners
• 30% • 25
%
Owner-1 Owner-2

Owner-3 Owner-4

• 25% • 20
%
Startup Expenses
 Total Fee for incorporating the Business
 Budget for basic insurance policy covers, permits and business license
 Suitable Office facility in a business district 6 months (Re – Construction of the
facility inclusive)
 The Cost for equipping the office (computers, software applications, printers, fax
machines, furniture, telephones, filing cabins, safety gadgets and electronics)
 The Cost of Launching your official Website
 Budget for paying at least one employees for 3 months plus utility bills
 Additional Expenditure (Business cards, Signage, Adverts and Promotions et al)
 Miscellaneous
Company Name, Logo
1. Find out an Easily Readable Name
2. Hire a professional designer for design
3. Make it easy to read
4. Match the design to your products and Service
5. Make a letterheaded paper with Your Logo
6. Vinyl wraps are the most popular material for wrapping your Car. Try to use your
business logo in office equipment's, merchandise official documents etc. It will
enhance Company Branding
Human Resource
Management
F o r m o r e i n f o : w w w . p l a n f o r s t a r t u p . c o m, a c c r u o n @ g m a i l . c o m
O r d e r Yo u r B u s i n e s s P l a n : w w w. f i v e r r. c o m / b u s i n e s s f i x x x
E-Commerce’s Staffi ng Needs
Chief Human Resources and Admin Manager
Executive Warehouse Manager
Officer / Merchandize Manager
President Business Developer
Transport and Logistic Manager
Information Technologist
Accountant
Call Center Agent
Management Job Responsibilities
 CEO  Manager  Marketing Manager  Business Developer
 -------------  -------------  -------------  -------------
 -------------  -------------  -------------  -------------
 -------------  -------------  -------------  -------------
 -------------  -------------  -------------  -------------
 -------------  -------------  -------------  -------------
E-Commerce
Operational Plan
F o r m o r e i n f o : w w w . p l a n f o r s t a r t u p . c o m, a c c r u o n @ g m a i l . c o m
O r d e r Yo u r B u s i n e s s P l a n : w w w. f i v e r r. c o m / b u s i n e s s f i x x x
E-Commerce Operational Plan
 General: Do an outline of your business' day-to-day operations
 The physical plant: Describe the type, site, and location of premises for your business.
 Equipment: Describing the equipment necessary and how much of it you need
 Assets: Make a list of your assets, such as land, buildings, inventory, furniture, equipment, and vehicles.
 Special requirements: Special requirements, such as water or power needs, drainage, etc. ( If needed)
 Materials: State where you're going to get the materials you need to produce your product or service 
 Production: Explain when and how you'll be able to start producing your product or service.
 Inventory and Cost: Explain how you'll keep track of inventory and Give details of product cost estimates..
Process of Your E-Commerce
Operation
Process of Your E-Commerce
Operation
 Supplier Information
 Name
 Office and factory Address
 Phone Number
 Third Party
 Name
 Office and factory Address
 Phone Number
Offi ce Layout
Market

F o r m o r e i n f o : w w w . p l a n f o r s t a r t u p . c o m, a c c r u o n @ g m a i l . c o m
O r d e r Yo u r B u s i n e s s P l a n : w w w. f i v e r r. c o m / b u s i n e s s f i x x x
Research Your Target Market
• Available Areas:
• Find out an area to Establish Your Business
• Competition:
• Analyze the competition
• Local & State Regulations:
• Know the rules and regulations of the Industry
E-Commerce Market Analysis
Describe
here 80
% 75
 Ta rg e t M a r k e t 70
%
%
72
%

 Market Segment
 Market Size analysis 40
%
 M a r k e t Tr e n d s A n a l y s i s 30
%

 Competition

2013 2014 2015 2016 2017 2018


Target Market
Demographics
 Breakdown by any combination: age, gender, income, education, ethnicity, marital
status, education, household (or business), size, length of residence, type of
residence or even  profession/Occupation.
Psychographics
 This refers to 'personality and emotions' based on behaviour, linked to purchase
choices, including attitudes, lifestyle, hobbies, risk aversion, personality and
leadership traits. 
Lifestyle
 This refers to Hobbies, recreational pursuits, entertainment, vacations, and other non-
work time pursuits.
Target Market
Belief and Values
 Refers to Religious, political, nationalistic and cultural beliefs and values.

Life Stages
 Life Stages is the Chronological benchmarking of people’s lives at different stages.

Geography
 Drill down by Country, region, area, metropolitan or rural location, population density
or even climate.
E-Commerce Market Size
Revenue in the eCommerce market amounts to US$2,237,481m in 2020.

Revenue is expected to show an annual growth rate (CAGR 2020-2024) of 7.6%,


resulting in a market volume of US$3,003,971m by 2024.
The market's largest segment is Fashion with a market volume of US$717,993m in
2020.

User penetration is 56.1% in 2020 and is expected to hit 65.5% by 2024.

The average revenue per user (ARPU) currently amounts to US$535.70.


E-Commerce Industry Analysis

Review Demand & Recent


available supply developme
reports scenario nts

Approach Competitiv Focus on


the correct e scenario industry
industry (Porter’s Fi dynamics
ve Forces
Model)
E-Commerce SWOT ANALYSIS

S W
STRENGTH WEAKNESS

Describe your Describe your


Strength. We a k n e s s

O T
O P P O RT U N I T Y T H R E AT

Describe your Describe your


O p p o r t u n i t y. Threat
Competitor Analysis
 Find Your Competitors
 Determine who your competitors are.
 Take a look of their pricing
 Determine what products your competitors offer.
 Research your competitors sales tactics and results.
 Analyze how your competitors market their products.
 Take note of your competition's content strategy.
 Analyze the level of engagement on your competitor's
 Observe how they promote their marketing content.
Sales &
Marketing
Plan
F o r m o r e i n f o : w w w . p l a n f o r s t a r t u p . c o m, a c c r u o n @ g m a i l . c o m
O r d e r Yo u r B u s i n e s s P l a n : w w w. f i v e r r. c o m / b u s i n e s s f i x x x
Marketing Objectives
 To Design and Implement Marketing Control
 Increase customer lifetime value
 Engaged audience
 Increased brand awareness
 Positive product reviews
 Launch product or service in a new market
 Increase profitability and Improve ROI
 To Know Market Costs and Profits
 Grow Digital Presence
Marketing Strategy
Step 1: Take a snapshot of your company’s current situation.

Step 2: Define who your target audience is.

Step 3: Make a list of your marketing goals.

Step 4: Research marketing tactics

Step 5: Set your marketing budget.


Offl ine Marketing Plan
Engage Local Media
Rent Billboard Space
Talk to the Press
Create Branded Merchandise
Network All the Time
Run Cross-Promotions
Connect with Your Community
Distribute Printed Materials
Hand Out Business Cards
Talk to Customers
Send Actual Mail
Online Marketing Plan
 Facebook Advertising
 Google My Business
 Content Marketing
 Organic Social Media
 Email Marketing
 Webinars
 Promote A Free Consultation
 Speak At Events
Marketing Budgets
 Yellow Pages = $$
 Sales letter mailing to prospects = $$
 Clerical help on mailing list = $$
 Advertising in local business magazine = $$
 Advertising in newspaper business section = $$
 Brochure design and copywriting = $$
 Brochure printing = $$
 Registration for business exhibitions = $$
 Attend training session = $$
 Purchase new mailing label software = $$
Financial Plan
and
Forecast
F o r m o r e i n f o : w w w . p l a n f o r s t a r t u p . c o m, a c c r u o n @ g m a i l . c o m
O r d e r Yo u r B u s i n e s s P l a n : w w w. f i v e r r. c o m / b u s i n e s s f i x x x
Financial Plan and Forecast
 Startup Expenses
 Sales Projections
 Payroll Sheet
 3/5 Years Monthly Cost Estimation
 3/5 Years Break Even Analysis
 3/5 Years Financial Ratio Analysis
 3/5 Years Profit & loss Statement
 3/5 Years Cash flow Projections
 3/5 Years Balance Sheet
 Ratio Analysis
E-Commerce Startup Expenses
Startup Amount
Preliminary Expenses  
Legal fees (Lawyer, tax consultant) $ 700.00
Marketing research, traveling $ 50,000.00
Sub-Total $ 50,700.00
Fixed Assets  
Equipment $ 45,000.00
Office lease for the first 6 months $ 15,000.00
Office equipment(Desk, chairs, supplies, printers etc.,) $ 15,000.00
Software integration $ 50,000.00
Sub-Total $ 125,000.00
Other:  
Backend Staff Salaries Yearly $ 100,000.00
Office Rents & Operation Cost: (Office Rents, Utilities, Internet cost) $ 20,000.00
Misc $ 5,000.00
Sub-Total $ 125,000.00
Total Requirements $ 300,700.00
E-Commerce Sales Forecast
CBD Oil 2019 Global Market
Expected to Grow at CAGR 39.19 %
Year-1 and Forecast to 2023
Revenue Sources Month-1 Month-2 Month-3 Month-4 Month-5 Month-6 Month-7
Product Service-1 $ 2,570.00 $ 2,570.00 $ 2,570.00 $ 2,570.00 $ 2,570.00 $ 2,570.00 $ 2,570.00
Number of Clients Per Month 10 11 12 13 15 16 18
Product Service-2 $ 2,040.00 $ 2,040.00 $ 2,040.00 $ 2,040.00 $ 2,040.00 $ 2,040.00 $ 2,040.00
Number of Clients Per Month 12 13 15 16 18 19 21
Product Service-3 $ 3,690.00 $ 3,690.00 $ 3,690.00 $ 3,690.00 $ 3,690.00 $ 3,690.00 $ 3,690.00
Number of Clients Per Month 15 17 18 20 22 24 27
Product Service-4 $ 4.70 $ 4.70 $ 4.70 $ 4.70 $ 4.70 $ 4.70 $ 4.70
Number of Clients Per Month 10 11 12 13 15 16 18
Total Revenue £ 105,577.00 £ 116,134.70 £ 127,748.17 £ 140,522.99 £ 154,575.29 £ 170,032.81 £ 187,036.10

Year-2
Revenue Sources Month-1 Month-2 Month-3 Month-4 Month-5 Month-6 Month-7
Product Service-1 $ 2,698.50 $ 2,698.50 $ 2,698.50 $ 2,698.50 $ 2,698.50 $ 2,698.50 $ 2,698.50
Number of Clients Per Month 31 33 36 39 42 45 49
Product Service-2 $ 2,142.00 $ 2,142.00 $ 2,142.00 $ 2,142.00 $ 2,142.00 $ 2,142.00 $ 2,142.00
Number of Clients Per Month 37 40 43 47 50 54 59
Product Service-3 $ 3,874.50 $ 3,874.50 $ 3,874.50 $ 3,874.50 $ 3,874.50 $ 3,874.50 $ 3,874.50
Number of Clients Per Month 46 50 54 58 63 68 73
Product Service-4 $ 5,197.50 $ 5,197.50 $ 5,197.50 $ 5,197.50 $ 5,197.50 $ 5,197.50 $ 5,197.50
Number of Clients Per Month 31 33 36 39 42 45 49
Total Revenue £ 501,589.39 £ 541,716.54 £ 585,053.86 £ 631,858.17 £ 682,406.82 £ 736,999.37 £ 795,959.32
E-Commerce Loan Amortization
E-Commerce Payroll
Particulars Year-1 Year-2 Year-3 Year-4 Year-5
Staff Count Per Position          
Owner 1 1 1 1 1
IT tech/support 1 1 1 1 1
Developer and research Manager 1 1 1 1 1
Marketing Manager 2 2 2 3 3
Accountant 1 1 1 1 1
Communication Manager 1 1 1 2 2
Finance manager 1 1 1 1 1

Wage per position per Month          

Owner $ 20,000.00 $ 20,000.00 $ 20,000.00 $ 20,000.00 $ 20,000.00


IT tech/support $ 18.00 $ 18.00 $ 18.00 $ 18.00 $ 18.00
Developer and research Manager $ 18.00 $ 18.00 $ 18.00 $ 18.00 $ 18.00
Marketing Manager $ 16.00 $ 16.00 $ 16.00 $ 16.00 $ 16.00
Accountant $ 18.00 $ 18.00 $ 18.00 $ 18.00 $ 18.00
Communication Manager $ 15.00 $ 15.00 $ 15.00 $ 15.00 $ 15.00
Finance manager $ 18.00 $ 18.00 $ 18.00 $ 18.00 $ 18.00
E-Commerce Payroll
Weekly Hours          
Owner 0 0 0 0 0
IT tech/support 40 40 40 40 40
Developer and research Manager 40 40 40 40 40
Marketing Manager 40 40 40 40 40
Accountant 40 40 40 40 40
Communication Manager 40 40 40 40 40
Finance manager 40 40 40 40 40
Payroll Per Position (Count x Salary)          

Owner $ 20,000.00 $ 20,000.00 $ 20,000.00 $ 20,000.00 $ 20,000.00


IT tech/support $ 34,560.00 $ 34,560.00 $ 34,560.00 $ 34,560.00 $ 34,560.00
Developer and research Manager $ 34,560.00 $ 34,560.00 $ 34,560.00 $ 34,560.00 $ 34,560.00
Marketing Manager $ 61,440.00 $ 61,440.00 $ 61,440.00 $ 92,160.00 $ 92,160.00
Accountant $ 34,560.00 $ 34,560.00 $ 34,560.00 $ 34,560.00 $ 34,560.00
Communication Manager $ 28,800.00 $ 28,800.00 $ 28,800.00 $ 57,600.00 $ 57,600.00
Finance manager $ 34,560.00 $ 34,560.00 $ 34,560.00 $ 34,560.00 $ 34,560.00
Total Payroll $ 248,480.00 $ 248,480.00 $ 248,480.00 $ 308,000.00 $ 308,000.00
E-Commerce Break Even Point
YEAR-1        
         
Particulars Product Unit Price Amount Remarks
Fixed Cost     143,640.00  
variable Cost   $ 834.00   30%
         
Sales Price Average Charge Per BEP
  2,780.00   product
Units Increment        
Targeted units per Year
Break Even Point     74 to cover the loss
Break Even Sales Target Sales value to
Amount     205,200.00 recover loss
       
       
300,000.00
Unit Fixed Cost Variable Cost Total Cost Sales
- - 250,000.00
0 143,640.00 143,640.00
200,000.00
10 143,640.00 8,340.00 151,980.00 27,800.00
150,000.00
20 143,640.00 16,680.00 160,320.00 55,600.00 100,000.00
30 143,640.00 25,020.00 168,660.00 83,400.00 50,000.00
40 143,640.00 33,360.00 177,000.00 111,200.00
-
1 2 3 4 5 6 7 8 9 10 11
50 143,640.00 41,700.00 185,340.00 139,000.00
Total Cost Sales
60 143,640.00 50,040.00 193,680.00 166,800.00

70 143,640.00 58,380.00 202,020.00 194,600.00

80 143,640.00 66,720.00 210,360.00 222,400.00

90 143,640.00 75,060.00 218,700.00 250,200.00


E-Commerce Profi t & loss Statement
PROFIT AND LOSS PROJECTION Year 1
Details Month-1 Month-2 Month-3 Month-4 Month-5 Month-6 Month-7
Revenue 14,388.50 15,827.35 17,410.09 19,151.09 21,066.20 23,172.82 25,490.11
COGS 60% 8,633.10 9,496.41 10,446.05 11,490.66 12,639.72 13,903.69 15,294.06
Commission to Store Seller 10% 575.54 633.09 696.40 766.04 842.65 926.91 1,019.60
Gross Margin 5,179.86 5,697.85 6,267.63 6,894.39 7,583.83 8,342.22 9,176.44
Gross Margin 36% 36% 36% 36% 36% 36% 36%
EXPENSES              

Operating expenses              
             
Payroll 2,920.00 2,920.00 2,920.00 2,920.00 2,920.00 2,920.00 2,920.00
Rent 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00
Internet 100.00 100.00 100.00 100.00 100.00 100.00 100.00
Printer inks & Papers 50.00 50.00 50.00 50.00 50.00 50.00 50.00
Water, Tea, Coffe, Tissues, etc 50.00 50.00 50.00 50.00 50.00 50.00 50.00
Platform Upgrade and Maintaining Cost 500.00 500.00 500.00 500.00 500.00 500.00 500.00
Renting Dedicated Server 250.00 250.00 250.00 250.00 250.00 250.00 250.00
Marketing campaign 1,000.00 2,000.00 3,000.00 4,000.00 5,000.00 6,000.00 7,000.00
Utilities 100.00 100.00 100.00 100.00 100.00 100.00 100.00
Total operating expenses 6,470.00 7,470.00 8,470.00 9,470.00 10,470.00 11,470.00 12,470.00

TOTAL EXPENSES 6,470.00 7,470.00 8,470.00 9,470.00 10,470.00 11,470.00 12,470.00


TOTAL OPERATING INCOME (1,290.14) (1,772.15) (2,202.37) (2,575.61) (2,886.17) (3,127.78) (3,293.56)

TAXES              
               
Average Income Tax 25% - - - - - - -
               
TOTAL TAXES - - - - - - -

NET PROFIT (1,290.14) (1,772.15) (2,202.37) (2,575.61) (2,886.17) (3,127.78) (3,293.56)


E-Commerce Balance Sheet
BALANCE SHEET PROJECTION      

           
ASSETS          
           
Current Assets Year-1 Year-2 Year-3 Year-4 Year-5
           
Cash and short-term investments 544,410.60 503,309.94 773,382.70 1,525,394.62 2,722,572.65
Total inventory 5,000.00 6,000.00 7,200.00 8,640.00 10,368.00
Accounts receivable 25,122.00 37,683.00 56,524.50 84,786.75 127,180.13
           
Total current assets 574,532.60 546,992.94 837,107.20 1,618,821.37 2,860,120.78
           
Property and Equipment Year 1 Year 2 Year 3 Year 4 Year 5
           
Equipment/Machinery/Compute/Laptop 50,000.00 65,000.00 84,500.00 109,850.00 142,805.00
Less Accumulated depreciation expense 5,000.00 11,500.00 19,950.00 30,935.00 45,215.50
           
Total Property and Equipment 45,000.00 53,500.00 64,550.00 78,915.00 97,589.50
           
Other Assets Year 1 Year 2 Year-3 Year-4 Year-5
           
Long-term investments 15,120.00 19,656.00 25,552.80 33,218.64 43,184.23
Deposits 12,500.00 16,250.00 21,125.00 27,462.50 35,701.25
           
Total Other Assets 27,620.00 35,906.00 46,677.80 60,681.14 78,885.48
TOTAL ASSETS 647,152.60 636,398.94 948,335.00 1,758,417.51 3,036,595.76
Event Management Balance
Sheet
LIABILITIES          
Current Liabilities Year 1 Year 2 Year-3 Year-4 Year-5
           
Accounts payable 12,523.00 18,784.50 28,176.75 42,265.13 63,397.69
Accrued expenses 5,462.00 8,193.00 12,289.50 18,434.25 27,651.38
Notes payable/short-term debt - - - - -
Capital leases - - - - -
           
Total Current Liabilities 17,985.00 26,977.50 40,466.25 60,699.38 91,049.06
           
Debt Year 1 Year 2 Year-3 Year-4 Year-5
           
Long-term debt/Bank loan at 3.5% Interest 200,000.00 200,000.00 200,000.00 200,000.00 200,000.00
Loan Payment 20,000.00 40,000.00 60,000.00 80,000.00 100,000.00
           
Total Debt 180,000.00 160,000.00 140,000.00 120,000.00 100,000.00
           
TOTAL LIABILITIES 197,985.00 186,977.50 180,466.25 180,699.38 191,049.06
EQUITY Year 1 Year 2 Year 3 Year 4 Year 5
Equity 482,040.00 482,040.00 482,040.00 482,040.00 482,040.00
Net Income (32,872.40) 253.84 318,447.31 809,849.39 1,267,828.56
Retained earnings - (32,872.40) (32,618.56) 285,828.75 1,095,678.14
           
TOTAL EQUITY 449,167.60 449,421.44 767,868.75 1,577,718.14 2,845,546.70
           
TOTAL LIABILITIES AND EQUITY 647,152.60 636,398.94 948,335.00 1,758,417.51 3,036,595.76
E-Commerce Cashfl ow Statement
CASH FLOW PROJECTION    

Operating activities Year-1 Year-2 Year-3 Year-4 Year-5


     
Net income (32,872.40) 253.84 318,447.31 809,849.39 1,267,828.56
Depreciation and Amortisation 5,000.00 6,500.00 8,450.00 10,985.00 14,280.50
Accounts payable - - - - -
Prepaid Expense (25,122.00) (12,561.00) (18,841.50) (28,262.25) (42,393.38)
Inventory (5,000.00) (1,000.00) (1,200.00) (1,440.00) (1,728.00)

Accrued Expense, things that are paid at the end of the month - - - - -

Total operating activities (57,994.40) (6,807.16) 306,855.81 791,132.14 1,237,987.69

Investing activities Year-1 Year-2 Year-3 Year-4 Year-5


           
Capital expenditures (50,000.00) (15,000.00) (19,500.00) (25,350.00) (32,955.00)
Acquisition of business - - - - -
Sale of fixed assets - - - - -
Other investing cash flow items - - - - -
           
Total investing activities (50,000.00) (15,000.00) (19,500.00) (25,350.00) (32,955.00)
E-Commerce Cashfl ow Statement
Financing activities Year-1 Year-2 Year-3 Year-4 Year-5
           
Preferred stock - - - - -
Total cash dividends paid - - - - -

Common stock 482,040.00 - - - -

Bank Loan 180,000.00 (20,000.00) (20,000.00) (20,000.00) (20,000.00)


           
Total financing activities 662,040.00 (20,000.00) (20,000.00) (20,000.00) (20,000.00)

Cumulative cash flow 544,410.60 (41,100.66) 270,072.76 752,011.92 1,197,178.03

Beginning cash balance   544,410.60 503,309.94 773,382.70 1,525,394.62

Ending cash balance 544,410.60 503,309.94 773,382.70 1,525,394.62 2,722,572.65


E-Commerce Ratio Analysis
YEARLY SALES YEARLY PRODUCTIVITY YEARLY PROFIT
6 100%
5 Category 4 4.5 2.8 5 90% 2 2
5 3
4.4 4.5 80% 5
4.3
70%
4 Category 3 3.5 1.8 3
3.5 2.4
60%
3 4.4 1.8
3 2.8 50%
2.4 2.5 2.8
2 2 Category 2 2.5 4.4 2 40%
2 1.8
30%
4.3
20% 3.5 4.5
1 2.5
Category 1 4.3 2.4 2 10%
0 0%
Category 1 Category 2 Category 3 Category 4 0 2 4 6 8 10 12 14 Category 1 Category 2 Category 3 Category 4

Series 1 Series 2 Series 3 Series 1 Series 2 Series 3 Series 1 Series 2 Series 3

YEARLY SALES YEARLY PRODUCTIVITY YEARLY PROFIT

4th Qtr 4th Qtr 4th Qtr

3rd Qtr 3rd Qtr 3rd Qtr

2nd Qtr 1st Qtr 2nd Qtr 1st Qtr 2nd Qtr 1st Qtr
Appendix
 Copy of Business Registration Certificate ( If any)
 Copy of License ( If any)
 Employer Identification Number (EIN) ( If any)
 Bank Statement ( If any)
5 Weapons Needed for E-
Commerce Success
 Know Your Rules & Regulations
 Get Creative with Service Providing
 Build – and Maintain – Your Brand
 Don’t Compromise about quality of Service
 Think About Branding NOT Profit
Why E-Commerce Fails
 Not knowing your audience
 Lack of Leadership & Hard Work
 Not Knowing Your Target Market
 Taking Sponsorship Seriously? Not Nearly Enough.
 Social Media Pitfalls
 On-site Execution
 Location, location, location
 Pricing Strategies
Business Exit Strategy
 Merger & Acquisition (M&A)

 Initial Public Offering (IPO). 

 Sell to a friendly individual.

 Make it your cash cow.

 Liquidation and close


Sample Business Plan
Here is a Sample Business Plan that I have prepared for one of my clients who is looking for $2 Million
Industry I worked with
o Transport Industry o Real Estate, Rental and Leasing  o Music Industry
o Accommodation Industry o Warehousing and Storage o Electronics Industry
o Ambulatory Health Care o Waste Management and o Retail Industry
Services  Remediation Services o Fashion Industry
o Arts, Entertainment, and o Wholesale Trade o SAAS, APP Industry
Recreation o Chemical Industry o Robotics
o Beverage and Tobacco Product o Computer Industry o Travel & Tourism Industry
Manufacturing  o Agriculture industry o Restaurant Industry
o Building Material, Garden o Construction Industry o e-commerce Industry
Equipment and Supplies Dealers o Education Industry o Personal Service Industry
o Clothing and Clothing o Pharmaceutical Industry o Finance Industry
Accessories Stores o Health care Industry o Relationship App, Site
o Food Manufacturing o Hospitality Industry o Motion Picture and Sound
o Furniture and Related Product o Entertainment Industry Recording Industries
Manufacturing o News Media Industry o Professional, Scientific, and
o Health and Personal Care Stores o Energy Industry Technical Services
o Mining, Quarrying, and Oil and o Manufacturing Industry
Gas Extraction
o Motor Vehicle and Parts Dealers 
o Nursing and Residential Care
Facilities
o Personal and Laundry Services
o Plastics and Rubber Products
Testimonial

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O r d e r Yo u r B u s i n e s s P l a n : w w w. f i v e r r. c o m / b u s i n e s s f i x x x
Thank You
For More Details
My Blog: www.planforstartup.com
E-Mail: accruon@gmail.com

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