FAIS in contrast to SBI

Presented by:
Debasish Nachiketa, Debasish Padhy, Debiprasad Sahoo,
Gitanjali Sahoo,Jangyesh Prasad Samantaray,Jitender Ku. Mallick

RAVENSHAW MANAGEMENT CENTRE, CUTTACK

 Contents

 Industry Analysis
 Organizational Analysis
 Information System
 Financial & Accounting Information System
 Banking Industry Analysis

• Banking in India has a History of more than

300 years.
• Beginging of the Industry occured in 1786
• The first bank was Bank of Bangal
 Banking Structure
• Can be classified into Nationalized Bank,
private Bank and Specialized Banking
Institution.
• Industry estimate indicate 274 commercial, &
223 public bank & 51 private sector.
• Private sector banks include 24 foreign banks.
• Specialized banks include Co-operative & Rural
banking.
Banking Products:-
Saving Account
Current Account
Term Deposit Account
Lending Product
Cash Credit
Term Loans
Debit Cards
flexi Deposit
ATM Cards
Personal Loans
Housing Loans
Vehicle Loans
 KEY PLAYERS
Public Sector Banks: Private Sector Banks:
Bank of Baroda HDFC Bank
State Bank of Ind UTI Bank
Allahabad Bank ICICI Bank
Canara Bank Kotak Mahindra Bank
Punjab National Bank Centurion Bank of Punjab
Foreign Sector Banks:
Citibank
Standard Chartered Bank
HSBC Bank
ABN AMRO Bank
American Express
 Substitutes
• Other financial institutions are the
substitutes of banks in terms of
loan funding, saving, trading etc
• Substitutes can be
• Insurance sectors
• Mutual Funds
• Loan funding organizations
 Organizational Analysis: SBI

• Organizational Structure
 Associate Banks
• State bank of bikaner and jaipur
• Statebank of hyderabad
• Statebank of indore
• Statebank of mysore
• Satebank of patiala
• Statebank of sourashtra
• Statebank of travancore
 SBI Products
• Savings account
• SBI debit cards
• SBI credit cards
• SBI life insurance
• SBI mutual fund
 IT enabled processes
• Loan process
• Money deposit and withdrawl (transaction)
• Fixed deposit
• Demat account
• Demand draft and cheque
• Challan
 Financial and Accounting
Information System
• Integrated information system.
• Input, Process and output systems
Input Process Output
Cash voucher Manufacturing Cash books
accounts books
Bank voucher Preparing general Trial balance
ledger
Sales voucher Accounts receivable Trading account
and payable
Purchase vouchers Generating p/l Profit loss account
account
Journal voucher Updated financial data a/c recievable and
for other system payable
 HARDWARES USED
• Monitor
• Different printers
• Key boards
• Servers
• Hubs
• Cables
• Close circuit cameras
 Software used
• Operating systems: windows 98, xp, server
• Application softwares
• Corporate centre display
• Core banking system software
 How hardwares are linked
• The computers are connected by LAN and
connected to a server.
• The LAN is connected to internet.
• Cables used are optical fibres
• Computers in counter area are connected to
draft printer, pass book printers etc
• Each counter has cash counting machine
• ATMs are linked to the servers.
Thank You