Download as pptx, pdf, or txt
Download as pptx, pdf, or txt
You are on page 1of 24

LIFE IS ALL ABOUT

4 ‘C’s of INCOME

V - TEAM, LIC, RASIPURAM


1 ‘C’ OF LIFE
ST

EVERYONE IS CREARTING INCOME FOR


THEIR LOVING FAMILY MEMBERS.
SO
1ST ‘C’ IS CREATION OF INCOME
1 ‘C’ OF LIFE
ST

CREATION
OF INCOME

FARMERI
NG

BUSINES
S
SERVICE

V - TEAM, LIC, RASIPURAM


2ND ‘C’ OF LIFE

CONSUMPTION
OF INCOME

V - TEAM, LIC, RASIPURAM


2nd ‘C’- Consumption of Income

• DAILY EXPENSES TO RUN DAY TO DAY LIFE.


• FOOD.
• CLOTHES .
• EDUCATION.
• MARRIAGE.
• MAINTAIN STANDARD OF LIVING.
• CAR/MOTORCYCLE PETROL. ETC.

V - TEAM, LIC, RASIPURAM


3 ‘C’ OF LIFE
RD

CONSERVATION
OF INCOME

V - TEAM, LIC, RASIPURAM


3RD ‘C’ IS CONSERVATION OF INCOME
• WHILE EARNING FOR OUR
FAMILY WE SAVE SOME
MONEY FOR FUTURE……..

• IN BANK F.D.
• SHARES/MUTUAL FUNDS.
• GOLD.
• REAL ESTATE. etc

V - TEAM, LIC, RASIPURAM


4TH ‘C’ OF LIFE

?
V - TEAM, LIC, RASIPURAM
4TH ‘C’ OF LIFE ?
• WHAT IF THERE IS ANY
CONTINGENCY ? ‘C’

• RETIREMENT ?
• DISABILITY ?
• ACCIDENT ?
• DEATH ?

V - TEAM, LIC, RASIPURAM


IN CASE OF EMERGENCY ?

V - TEAM, LIC, RASIPURAM


4 ‘C’ OF LIFE
TH

CONTINUATION
OF INCOME.
V - TEAM, LIC, RASIPURAM
WHAT IF THERE IS ANY CONTINGENCY?

• DUE TO RETIREMENT.
• OR DUE TO ACCIDENT.
• OR DUE TO DISABILITY.
• OR DUE TO ANY CRISIS OR
EMERGENCY.
V - TEAM, LIC, RASIPURAM
WHAT IF THERE IS ANY CONTINGENCY?
• 1ST ‘C’ - CREATION OF INCOME IMMEDIATELY
STOPS.
• 3RD ‘C’ - CONSERVATION OF INCOME WILL
NOT GROW DUE TO INCOME SHORTAGE.
BUT
2nd ‘C’- Consumption of Income is always
their with raise every year due to inflation.

V - TEAM, LIC, RASIPURAM


WHAT IF YOU ARE NOT THERE WITH FAMILY
DUE TO ANY CONTINGENCY?

?
V - TEAM, LIC, RASIPURAM
WHAT LIFE INSURANCE DO?

IT GIVES YOU 4TH ‘C’ OF LIFE

CONTINUATION OF INCOME

V - TEAM, LIC, RASIPURAM


4TH ‘C’ - CONTINUATION OF INCOME

• LIC POLICY GIVES YOU 4TH ‘C’ TO


SUPPORT THE 2ND ‘C’ OF LIFE
CONSUMTION OF INCOME

• WITHOUT TOUCHING THE 3RD ‘C’


CONSERVATION OF INCOME (PLOT,
HOUSE,GOLD,BANK F.D……etc)

V - TEAM, LIC, RASIPURAM


LIC -4 ‘C’ OF LIFE
TH

• LIC GIVES YOUR FAMILY A LIQUID


CASH FINANCIAL SUPPORT WITHOUT
GOING OUT OF THE HOUSE WHICH
HELPS YOUR FAMILY TO THINK
ABOUT FUTURE PLAN WITHOUT
TOUCHING 3RD ‘C’.

V - TEAM, LIC, RASIPURAM


Other Saving = If Saving then Return
If withdral in between – end return ?
If you LIVE you Save ,otherwise ?

||||||||||||||||||||||||||||||||||||||||||||||||||||||||||

LIC = DAY ONE AMOUNT FIX.


SAVING BECOMES MANDATORY.
YOU MAY BE WITH FAMILY OR NOT RETURN GUARANTEE.

|||||||||||||||||||||||||||||||||

V - TEAM, LIC, RASIPURAM


Financial Experts Says…..
• Don’t put all Eggs in ONE BASKET.

• Put 20% of Income in Insurance Basket.


• Other Baskets are Real estate, Mutual Fund or Shares,
Bank F.D , Postal Saving, P.P.F, Own Business…….
• If you want to travel on path of “More Risk, More
GAIN” through Shares ,MF….. It’s fine, but not more
than 20 % of your income.
V - TEAM, LIC, RASIPURAM
Financial Experts Says…..
• While investing your HARD EARNED MONEY ,
always follow following rules.

• SAFETY –FIRST
• LIQUIDITY-NEXT
• RETURN- LAST

V - TEAM, LIC, RASIPURAM


I suggest……..
• Before my suggestion Answer my one question ……
• In your absence……… which investment come to
your family first without moving out of the house?
And which gives heavy returns on your savings in
hard time of family?
• Invest there , where Return of Investment Comes to
you AT YOUR DOORSTEP WITHOUT MOVING OUT OF
HOME…….in hard time of your……
• DISABILITY.
• OR DEATH.
• OR RETIREMENT.
V - TEAM, LIC, RASIPURAM
I Suggest….
• Individual discussion will give you a clear idea
about it and other aspects as well.
• Also details about RETIREMENT Plan, Estate
Creation plan, Family protector plan……will be
given as per your need.

V - TEAM, LIC, RASIPURAM


Investment with us
• Make your DREAMS a reality by regular and
long term saving .

• Invest in Life Insurance and see the


DIFFERENCE.

V - TEAM, LIC, RASIPURAM


THINK WELL

THANK YOU !

V - TEAM, LIC, RASIPURAM

You might also like