WELCOME TO MY

PRESENTATION
 Supervised by:
S. M. Faridul Islam
Assistant Professor
Department of Accounting
EXIM Bank Agricultural University Bangladesh
 Presented by:
Md. Zahid Hasan
Reg. No. BBAW2014000007
Faculty of Business Administration
EXIM Bank Agricultural University, Bangladesh
 Presentation Topic:
General Banking Activities of EXIM Bank Ltd.
A Study on Rajshahi Branch
INTRODUCTION:
Bank lending is important for the economy in the sense that it can
simultaneously finance all of the sub-sectors of financial arena, which
comprises agricultural, commercial and industrial activities of a nation.
In the present economic policy achieving the high economic growth is
the basic principle, so in order to achieve the objective; the banking
sector plays an important role. EXIM Bank Ltd. is always ready to
maintain the highest quality services by upgrading banking technology
in managing and applying high standard of business ethics through its
established commitment and heritage. Objectives of a private institution
like EXIM Bank are to maximize profit through optimum utilization of
resources by providing best customer’s service.  
OBJECTIVES OF THE REPORT
Objectives of the study are summarized in the following manner:

 To apply theoretical knowledge in the practical field.

 To make a bridge between the theories and practical procedures
of banking day-to-day operations.
 To observe the working environment in commercial banks.
 To study existing banker-customer relationship.
 To have some practical exposures that will be helpful for my
future career.
METHODOLOGY OF THE STUDY
Type of the study:
The study is a descriptive in nature and no statistical tools has been
used.
Sources of data:
Data is collected for this study both form primary and secondary
sources.
Sample size:
Only one branch of EXIM bank limited has been taken as the sampling
unit for the study of Rajshahi branch. And the sample branch of EXIM
bank Ltd.
Sampling techniques:
Convenient sampling technique has been applied to select sample for
the purpose of the study.
METHODOLOGY OF THE STUDY (cot.)
The information incorporated in this report has been gathered from
primary and secondary sources.
Primary Data Collection Sources:
 Face-to-face conversation with the respective officers and staff of
the Branch.
 Informal conversation with the clients.
 Relevant file and documents study as provided by the concerned
officers.
Secondary Data Collection Sources:
Website of EXIM Bank Ltd.
 Annual Report of the EXIM Bank Ltd.
 Various publications on banking operation.
OVERVIEW OF THE EXIM BANK LTD.
History of EXIM Bank Limited:
Export Import Bank of Bangladesh Limited (EXIM Bank) is one of the leading
private commercial banks in Bangladesh. The Bank came into operation as a
commercial bank on 3 August 1999 as per rules and regulations of Bangladesh
Bank. From its establishment the bank was known as EXIM Bank Limited. But
due to legal constraints, the bank was renamed as EXIM Bank, which stood for
Export Import Bank of Bangladesh Limited.
As of May 2015 the bank has operations across the country with 88 branches
and 45 ATM booths. By July 2004 the bank has migrated all of its conventional
banking operation into Shariah based Islami banking. Corporate social
responsibility (CSR) is one of the most concerned areas of the Bank.
MISSION:
The Bank’s mission comprises:
 Extracting the full benefit of Islamic banking system for its
customers.
 Providing with quality financial services especially in Foreign
Trade.
 Maintaining and upgrading a technology-based professional
banking environment.
 Fulfillment of corporate social commitments, and
 Above all, add to the national economy.
VISION:
The gist of our vision is "Together towards Tomorrow". Export
Import Bank of Bangladesh Limited (Exim Bank) believes in
togetherness with its customers, in its march on the road to growth
and progress with service.
CORPORATE SOCIAL RESPONSIBILITY OF
EXIM BANK LTD.
At least 2% of their (Exim Bank) annual profit of every year is put
aside for the foundation to conduct Corporate Social Responsibilities
(CSR) activity. The mainstream CSR activities that are carried out
through this foundation are:
 Healthcare service.
 Scholarship program for brilliant poor student.
 Helping people affected by natural calamities.
 Helping people in slum areas.
EXIM BANK’S PRODUCTS AND SERVICES:
Services Products
Online Banking services Personal Banking
ATM services Corporate Banking
Fast Track Investment Banking
Remittance services Internet banking
SMS alert services Mobile Banking
Debit card services FDR
Credit card services Agent Banking
FINDINGS
In my internship period, I found some lacking's in different
departments, these are given below:

General Banking Department:

 In general banking department they follow the traditional banking
system. The entire general banking procedure is not fully
computerized.
 They are not using Data Base Networking in Information
Technology (IT) Department. So they have to transfer data from
branch to branch and branch to head office by using floppy disk and
sure it is not a good system.
FINDINGS (cot.)
Foreign Exchange Department:
 In foreign exchange department it is required to communicate with
foreign banks and International Division of EXIM Bank frequently
and quickly. To make the process easily modern communication
media for example e-mail, Fax, Internet etc. Should be used. But
the bank has not so much practice of using these media.
 Modern technical equipment such as computer is not sufficient in
foreign exchange department. As a result the exchange process
makes delay and it is also complicated.
Other Problem:
 EXIM Bank doesn’t give their attention on advertisement. As a
competition market it is too much important for any organization
to increasing their advertisements procedure.
RECOMMENDATION
Bank should follow the following recommendation:
General Banking Department:
 If the general Banking system is fully computerized then they
satisfy the customer by providing fast service.
 If they establish networking system with their branches then it
can easily transfer data within short time.
 If they cancel the introducer system then they can collect more
deposit through new account and it also satisfied the customer.
 Foreign Exchange Department:
 In Foreign Exchange Department it is require communicating
with foreign bank frequently and quickly. To make the process
easy and quick the whole system should be computerized and
modern communication media for example e-mail, fax, Internet
should be used.
 
Other Problem:
 EXIM Bank should give more attention to advertisement to create
more attraction among their customer, which is collect, more
deposit and increase investment scope.
CONCLUSION
In Bangladesh the EXIM Bank Ltd. is promising commercial Bank.
In this competitive market EXIM Bank has to compete not only the
others commercial banks but also with the public Bank. EXIM Bank
Ltd, is more capable of contributing towards economic development
as compared with other bank. EXIM Bank Ltd. invested more funds
in export and import business.
Do You Have Any Question ?
Thanks To All