Professional Documents
Culture Documents
Drishtee
Drishtee
` !
Pr
J
My Mentors
Ñ
, MD, DRISHTEE
Ñ
#
$
Ñ D Sc ^Physics, Chemistry, Mathematics) from
University of AllahabadV ^marks: 69)
& %V
%
% %
`ontinue
ë '
Ñ India is said to be the home of one third of the
world·s poor; official estimates range from 26 to
percent of the more than one billion population
(
Ñ Individual lending
Ñ Group lending
`ontinue
!
'
Ñ Considerable gap between demand and supply for
financial services
Ñ Majority of poor are excluded from financial services
Ñ About 6 of the poor still borrow from informal
sources
Ñ of the rural poor do not have a deposit account
Ñ 8 have no access to credit from formal sources
Ñ Less than 1 of the households have any kind of
insurance
Ñ Negligible numbers have access to health insurance
^ ) and crop insurance ^ 2)
`ontinue
'
Ñ Appropriate legal structures for the structured
growth of MF operations
Ñ Ability to access loan funds at reasonably low rates
of interest
Ñ Ability to attract and retain professional and
committed human resources
Ñ Design of MIS including user friendly software for
tracking accounts and operations
Ñ Appropriate loan product for different segments
Ñ Appropriate method for tackling delinquency
`ontinue
Ñ Annual growth rate of about 2 during the next five
years
Ñ of the total poor households of 8 million i e ,
about 6 million will be reached in the next five
years
Ñ The loan outstanding will consequently grow from
the present level of 16 crores to about 2
crores
½ ectives of the tudy!
Ñ Sample size: 1
Ñ Target group: Kiosk Owners
Ñ Method for obtaining feedbacks: face-to-face interview
Ñ Survey location: Sitapur & Sultanpur district