FINANCIAL

LITERACY
Spreading Financial Literacy:
A Definitive Guide to Financial Literacy

with Darcy Rinsfer B. Tabor

and Jhunlex Rioja
 When to Spend

NEED TO KNOW How to Share

Correcting Mindset
I NEED A
HUGe amount of money….
WHAT IS FINANCE?
 applies to “any
dealings with money.”
FINANCIAL LITERACY

WHAT IS
LITERACY?
 refers to “knowledge
or competence.”
 FINANCIAL LITERACY
160 70

Possessing the skills and

140 60

120

knowledge on financial
50

100
40

matters to confidently take

80
30
WHAT IS FINANCIAL
LITERACY?
effective action that best
60

40
20

fulfills an individual’s
20 10

personal, family and global

0
1/5/20YY 1/6/20YY 1/7/20YY 1/8/20YY 1/9/20YY
0

community goals. Volume Close

- National Financial Educators Council

 “Financial
literacy is just

2
ne

one
as important

o
lest

lest
Mi

Mi
SPREADING
FINANCIAL
in life as the
LITERACY other basics.”
– John W. Rogers, Jr., CEO

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nt
ent
Inv Initi

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t me
Ariel Capital Management

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 WHY IS
FINANCIAL
LITERACY
IMPORTANT?
IT EQUIPS US WITH THE
KNOWLEDGE AND SKILLS WE NEED
TO MANAGE MONEY EFFECTIVELY.
TO SUSTAIN FINANCIAL WELL
BEING OF INDIVIDUALS AND THEIR
FAMILIES.
ENABLE INDIVIDUALS TO MAKE
INFORMED FINANCIAL DECISIONS
AND PLAN FOR UNEXPECTED
FINANCIAL HARDSHIPS.
LEARN HOW TO BUILD A BUDGET
THAT WORKS FOR YOU, TO ENSURE
YOUR GOALS AND DREAMS ARE
ATTAINABLE.
TAKE CONTROL OF YOUR DEBT
BEFORE IT TAKES CONTROL OF
YOU!!!
TO BE FNANCIALY LITERATE. TO
HAVE A INFORMED FOUNDATION TO
CORRECTING MENTALITY IN
FINANCIAL LITERACY
THE 3 FACES OF A
SPENDOR
IN HANDLING
THEIR MONEY
 THE POOR EARNERS

MOST MONEY SPEND IN THEIR WANTS. THE POOR

STILL CONTINUE TO SUFFER AND GET POORER.
THE MIDDLE CLASS EARNERS

MORE LIABILITIES THAN ASSETS. STRESSED-

OUT AND DON’T HAVE ENOUGH TIME.
 THE RICH EARNERS

A WISE, DECISIVE SPENDOR. DOES HAVE MORE

ASSETS THEN LIBALITIES. DOES HAVE A TIME AND
FINANCIAL FREEDOM.
“PEOPLE WITH LOW
FINACIAL LITERACY
STANDARDS ARE
OFTEN UNABLE TO
TAKE THEIR IDEAS
AND CREATE
ASSETS OUT OF
THEM.”
– R O B E RT
KIYOSAKI
SPREADING FINANCIAL LITERACY

CONVERSATION TRICKS AND TIPS

 MAKE SURE YOU
CLARIFY YOURSELF IF
YOU’RE SPREADING
FINANCIAL LITERACY
TIP #1 BECAUSE YOU WANT
TO VALIDATE WHAT
“ Di ko trip eh. YOU ARE DOING
Di para sa VS.
akin.” ACTUALLY
SPREADING
FINANCIAL LITERACY
 Share financial literacy by
opening a conversation without
giving a pressure to the other
side.

TIP #2 1. Avoid using “Dapat or Should” or

“What should you/I/we do?”
2. Instead of asking “What do you
“Open mind. think?,” open it with “How do you
feel?”.
Open hearts. 3. In asking for updates, we don’t
Open arms.” need to ask, “What’s the plan,”
instead we ask “How can I help?”
BE FINANCIALLY RESPONSIBLE.
FINAL THOUGHT:

Taking control of your finances instills empowerment and

prepares you for a fiscally sound future.
Without financial literacy, our financial decisions and the actions we
take—or don’t take—lack an informed foundation to maximize their
success. And this can have dire consequences.
For better or worse, money touches all areas of life. Financial
literacy can help.

“AN INVESTMENT IN KNOWLEDGE

PAYS THE BEST INTEREST.” – Benajamin Franklin
 THANK YOU

SOURCES: