RABI CAMPAIGN 2015

NABARD

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SEQUENCE OF PRESENTATION

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 AGRARIAN CRISIS - Issues

• Climate Change
• Declining share of agriculture in GDP :55% population still depending
on agriculture
• Large proportion of small / marginal holdings
• Limited access to irrigation
• Higher indebtedness of farmers as compared to their annual income
• Limited Accessibility to institutional credit

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 SOLUTIONS – Role of GOI/SG

• Diversification of livelihood activities – Crop/ Animal Husbandry + NFS

• Drought proofing through Watershed
• Shift in focus from production to post-harvest management –
increasing share of farmers in the consumer rupee;
• Increasing Warehousing/Cold Storage facilities
• Upscaling agri-business and agri-clinic activities
• Risk Mitigation through Insurance.

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Credit flow to agriculture

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AGRICULTURE CREDIT – COVERAGE OF
SF/MF & TF/OL/SC

ISSUES:
•Low coverage of SF/MF by institutional credit- about 44% against
52% for all farming households (NSSO 70th Round)
•Lack of access to credit by Tenant Farmers/Oral Lessees/Share
Croppers remains challenge

SUGESTIONS – Role of S. Govt.

•Formalization of oral leasing , e.g. AP
•Promotion of JLGs
•Digitisation of land records – access to bankers

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 AGGREGATION OF SF/MF & RUPAY
KCC
ISSUES:
•Increasing marginalization of holdings
(average size down from 1.33 ha in 00-01 to 1.15 ha in 10-11)
•Rupay KCC – low coverage
•Aggregation and marketing of produce of SF/MF

SUGGESTIONS - Role of State Govt.

•Promoting POs - 1091 FPOs sanctioned & 563 formed by NABARD
•Accelerate issue of Rupay Kisan Credit Card – Cooperatives

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 Capital Formation in Agr
Falling Trend in Agri Term Loans
(% in overall agricultural credit)

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CAPITAL FORMATION IN AGRICULTURE

ISSUES:
•Stagnating trend in capital formation in agriculture
•Low share of public sector investment in capital formation (15%)
•Infrastructure gaps hinder capital formation and Long Term credit flow

SUGESTIONS – Role of S Govt.

•Increasing public investments through RIDF
•Focus on Irrigation & Recharging Ground Water
•Automated Weather Stations
•Policy interventions for stepping up agricultural term loans, High Tech Agr

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 Initiatives of NABARD

• 1.47 lakh Farmers’ Clubs promoted with around 22 lakh farmers – Extension
agents of State Govts.
• 1,835 Watersheds with 18.98 lakh ha covering farmers in 18 States
• 575 Tribal Development projects with 4.47 lakh acres covering 27 states
• 7.33 lakh rural youth covered under SKILL BUILDING programmes
• Promoting Producers Organization

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 Risk Mitigation - CROP INSURANCE - Issues

• Low coverage under crop insurance – under 20%

• Notification of crops – not done by all State Govts.

• High Insurance premiums

• Technology - Delay & authenticity of data through Crop Cutting Exp.

• Temporal variation – insurance phases not aligned with various crop growth
stages - GOI

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 Risk Mitigation - CROP INSURANCE - Suggestions

• Group insurance scheme for farmers

• Subsidization of premium
• Estimation of crop yield by using Geo informatics technology
• Quick Payout of Compensation & Claims
• Accreditation of Automated WS

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THANK YOU

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Sectoral share under RIDF
disbursements
Rural
Agri related 14% 12% Bridges (₹crore)

15%
Social Sect.
Irrigation
29%

Rural Roads 30%

Total RIDF disbursements:₹1,66,489 Cr. as on Mar 2015

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 Spurring Rural Growth -
Infrastructure Development
Rural Infrastructure Development Fund (RIDF)
•258 lakh ha under assured irrigation
•3.96 lakh km of rural roads (No. of roads:1,08,996)
•9.61 lakh meters of rural bridges (No. of bridges: 18,910)
•Godowns with 8.13 MMT capacity (No. of godowns:1,883)

Warehousing Infrastructure Fund (WIF) 2013-14

• 3,523 dry and wet storage units of 9.81 MMT capacity funded

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Spurring Rural Growth -
Infrastructure Development
Cumulative Economic and Social Benefits (on 31 March 2015)
Particulars Benefits
•Gross Domestic Product (` cr) 47,843
•Employment (No. of jobs) 179 lakh
Non Recurring Employment
• Irrigation (lakh man days) 34,174
• Others (lakh man days) 28,530
• Rural Roads and Rural Bridges
(lakh man days) 50,450

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States implementing Watershed Projects
Andhra Pradesh Haryana Uttar Pradesh
Bihar Himachal Uttarakhand
Chhattisgarh MP West Bengal
Kerala Maharashtra
Gujarat Orissa
Jharkhand Karnataka
Rajasthan Tamil Nadu
Jammu & Kashmir Telangana

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States implementing Tribal Dev.Projects
S.No State S.No State
1 Andaman and Nicobar 14 Maharashtra
2 Andhra Pradesh 15 Manipur
3 Arunachal pradesh 16 Meghalaya
4 Assam 17 Mizoram
5 Bihar 18 Nagaland
6 Chhattisgarh 19 Odisha
7 Gujarat 20 Rajasthan
8 Himachal Pradesh 21 Sikkim
9 Jammu & Kashmir 22 Tamil Nadu
10 Jharkhand 23 Telengana
11 Karnataka 24 Tripura
12 Kerala 25 Uttar Pradesh
13 Madhya Pradesh 26 Uttarakhand
27 West Bengal

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