A STUDY ON DIFFERENT

TYPES OF INVESTMENT
PLANS PROVIDED BY
GOVERNMENT
BY- MANDAR KANDALE SYBMS 75
 1.  It involves the commitment of resources which have been saved or
put away from current consumption in the hope some benefits will
accrue in future.

2. Investment involves long term commitment of funds and waiting for

a reward in the future.

3. There are five main investment types, or assets classes, each with
distinct characteristics, risk and benefits.
INVESTMENT 1. Growth investments
2. Shares
3. Property
4. Cash investments include everyday bank accounts, high interest saving
accounts and term deposits
5. Fixed interest
 WHY INVEST?

1. Grow your money

2.  Save for retirement

3. Earn higher returns

4. Reach financial goals

5. Build on pre-tax dollars

6. Start and expand a business

7. Reduce taxable income

8. Beat Inflation
THE MOST POPULAR INVESTMENT PLANS PROVIDED BY GOVERNMENT ARE AS FOLLOWS

RETIREMENT-PLANNING
AFFORDABLE LIFE PENSION SCHEME SCHEME
INSURANCE

JOE
 THE MOST POPULAR INVESTMENT PLANS PROVIDED BY GOVERNMENT ARE AS FOLLOWS

BOND WITH FIXED SOCIAL SECURITY SCHEME FOR WORKERS

PROVIDE PEOPLE WITH BANK ACCOUNTS, SECURE YOUR
INSURANCE COVERS, CREDIT, AND
IN THE UNORGANIZED SECTOR
RETURNS PENSION. DAUGHTER’S FUTURE.

JOE
OBJECTIVES

1. To understand the concept of investment.

2. To describe the need and importance of investment.

3. To determine the main motive of investment.

4. To collect information about various investment plans provided by

government.

5. To determine the popular investment plans among the people.

 RESEARCH METHODOLOGY

Methodology is an essential part of research to find answer to the research objective that initiate the same.
Therefore, it figures as the important part of the study.
The Survey Method was adopted.
In this method, the data is collected from a predefined group of respondents in order to gain insight into
various topics of interest.
The Group was made to respond to a Standardized Survey in order to avoid any biased opinions that could
affect the outcome of the research.
The Analysis of Secondary literature was also carried out to fully understand about Benefits of Investments
and government plans.
 1.People are less aware about various
investment schemes provided by the
government.

2.To analyse lack of awareness about

HYPOTHESIS investment amongst individuals.

3.To analyse the functioning and

awareness government investment
programmes
DATA ANALYSIS AND INTERPRETATION

56.7% People get information from

50% People have 20:80 savings to
their friends/relatives
expenditure ratio
DATA ANALYSIS AND INTERPRETATION

56.7% People Invest for their 53.3% People prefer Long Term
SAFETY Investment
DATA ANALYSIS AND INTERPRETATION

56.6% People Prefer Bank deposits 60% People Invest in PPF

as safe investments Government Plan
DATA ANALYSIS AND INTERPRETATION

56.6% People Prefer Bank deposits 60% People Invest in PPF

as safe investments Government Plan
60% PEOPLE AND AWARE OF MUTUAL FUNDS
  Percentage Respondents

Infrastructure bonds 6.7% 2

Mutual funds 60% 18

HDFC(housing plans) 33.3% 10

S.B.I life 43.3% 13

Met life 13.3% 4

IDBI bonds 20% 6

Future India(relief bonds) 23.3% 7

Bajaj alliance schemes 40% 12

DATA ANALYSIS AND INTERPRETATION

Only 10% of people opt to undertake 66.7% People seek for high rate of
Multiple option plan for future Interest.
Investment
 60% PEOPLE LOOKS FORWARD FOR SPECIAL SCHEMES FOR WORKING WOMAN

  Percentage Respondents

Special schemes for working women 60% 18

Offering additional bonus 20% 6

Additional tax incentives 30% 9

Offering specific schemes for children’ 36.7% 11

education/marriage etc.

Additional pension schemes 20% 6

 CONCLUSION

The study was done with the population of 30 sample which were randomly given questionnaires. There are various schemes launched by
the Government of India that helps in strengthening the financial stability of the people, All these schemes are known for their long-term
benefits attractive interest rates and tax exemptions.

People should know all the plans that government has launched for them for their financial wellbeing. People should know the importance
and motive behind investments and should look forward to invest other than spend their money.

Investment is a need of all the classes of the society. It is clearly found out that if you want to secure your future whatever the future needs
you had, all these needs can be fulfil by best investment made. Saving and investment cannot be neglected in present days as it provides
surety about strong financial stability in future.

To cope up with the increasing needs of all the sections of the society saving and investment are the best options to secure and fulfil all the
present and future needs.
 FINDINGS

1. It is also noted that most of the people are

unaware about various investment plans
2. Based on the analysis done above we conclude
that the people in our society are mainly
obsessed with their future. They invest for the
better tomorrow.
3. Most Popular Invest Plan amongst the people is
Investing in mutual funds for a long period of
time
4. In future, people look up to high rate of interest
and additional bonus to boost their investments.
 BIBLIOGRAPHY

1. https://timesofindia.indiatimes.com/business/faqs/investme
nt/top-7-government-schemes-to-invest-in/articleshow/731
33416.cms
2. https://www.youtube.com/results?search_query=governme
nt+investment+schemes+2021
3. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=23254
07
4. https://www.iepfportal.in/overview-of-investor-awareness-
program-iap.html
5. https://cleartax.in/s/investments
6. https://www.fincash.com/l/best-government-investment-sc
hemes
THANK YOU.