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    FINTECH - Revised

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    Needhi Nagwekar
    FinTech refers to the integration of technology in financial services, including categories for banks, businesses, and consumers. The evolution of FinTech has led to opportunities in India across segments like digital payments, digital investments, alternative lending, alternative finance, and neobanking. Digital payments are driven by technology, customer demand for real-time payments, and regulatory changes. Alternative lending provides digital financing for small and medium businesses through crowdinvesting and crowdlending platforms. Neobanking offers new digital-only banking services with benefits of low costs and convenience but also regulatory hurdles.

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    FINTECH - Revised

    Uploaded by

    Needhi Nagwekar
    47 views12 pages
    FinTech refers to the integration of technology in financial services, including categories for banks, businesses, and consumers. The evolution of FinTech has led to opportunities in India across segments like digital payments, digital investments, alternative lending, alternative finance, and neobanking. Digital payments are driven by technology, customer demand for real-time payments, and regulatory changes. Alternative lending provides digital financing for small and medium businesses through crowdinvesting and crowdlending platforms. Neobanking offers new digital-only banking services with benefits of low costs and convenience but also regulatory hurdles.

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    FINTECH _Revised

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    FinTech refers to the integration of technology in financial services, including categories for banks, businesses, and consumers. The evolution of FinTech has led to opportunities in India across segments like digital payments, digital investments, alternative lending, alternative finance, and neobanking. Digital payments are driven by technology, customer demand for real-time payments, and regulatory changes. Alternative lending provides digital financing for small and medium businesses through crowdinvesting and crowdlending platforms. Neobanking offers new digital-only banking services with benefits of low costs and convenience but also regulatory hurdles.

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    Download as PPTX, PDF, TXT or read online from Scribd
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    47 views12 pages

    FINTECH - Revised

    Uploaded by

    Needhi Nagwekar
    FinTech refers to the integration of technology in financial services, including categories for banks, businesses, and consumers. The evolution of FinTech has led to opportunities in India across segments like digital payments, digital investments, alternative lending, alternative finance, and neobanking. Digital payments are driven by technology, customer demand for real-time payments, and regulatory changes. Alternative lending provides digital financing for small and medium businesses through crowdinvesting and crowdlending platforms. Neobanking offers new digital-only banking services with benefits of low costs and convenience but also regulatory hurdles.

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    of 12

    FINTECH : TECHNOLOGY

    ENABLED FINANCE
    Technology that seeks to innovate financial services

    WHAT IS Integration of Technology in financial services


    FINTECH ?
    Categories of users
    B2B for Banks ,Business Clients, B2C for small business,
    Consumers
    EVOLUTION OF FINTECH
    FINTECH OPPORTUNITIES IN
    INDIA
    FINTECH : WORKING CAPITAL
    FINANCE
    VENDOR 1 FINANCER 1

    VENDOR 2

    FINANCER 2
    VENDOR 3 FINTECH PLATFORM

    VENDOR 4
    FINANCER 3
    VENDOR 5
    FUTURE IN
    FINTECH

    Source : https://www.weforum.org/agenda/2015/06/5-ways-technology-transforming-finance/
    SEGMENTS OF FINTECH INDUSTRY

    Digital
    Payments

    Digital
    Neobanking
    Investments

    FinTech
    Segments

    Alternative Alternative
    lending Finance
    DIGITAL PAYMENTS

    Technology Customer Regulatory


    Driver Demand Driver drivers
    • CVL KRA • Real Time
    • Paygilant Payments
    • IATAPay • Superior User
    • MyBank Experience
    • Fitbit Pay
    • Amazon Dash
    DIGITAL INVESTMENTS
    Wealthtech is revolutionizing the investment landscape in India

    • Expense management Top Wealthtech


    companies in India
    • Robo Advisors
    •Zerodha
    • Mutual fund investment platform •INDWealth
    • Discount broker •Upstox
    • Research platform •Groww
    •Kuvera
    ALTERNATIVE LENDING & ALTERNATIVE
    FINANCE
    • Alternative Financing -Digital Financial services for business
    customers, Refers to focuses on small and medium sized enterprises.
    • Two types of Alternative Financing- Crowdinvesting and
    crowdfunding.
    • Alternative Lending-Refers to digital financial services for business
    customers as well as private borrowers.
    • Two types of alternative lending segment are crowdlending(Business )
    and Marketplace lending(Personal).
    NEO BANKING

    New age digital-only banking service provider

    Benefits of Neo banking India’s top


    • Low cost Neo banks
    • Speedy service
    •RazorpayX
    • Convenience
    •Jupiter
    Drawbacks of Neo banking •Niyo
    • Regulatory hurdles •Open
    • Limited Services •EpiFi
    • Security
    THANK YOU

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