LAND BANK

DIRECT LENDING
PROGRAMS
 Eligible borrowers Members of IA and SWISA
Eligible projects Rice production
Loanable Amount Max - P50,000.00/hectare
  80% of total project cost
SIKAT SAKA

Area of tillage 0.50 – 5.00 has

Eligibility Criteria - Listed in the NIA Masterlist
- Must be actual tiller not necessarily owner
- No outstanding loan (Current or PD) under various
programs covering same area and crop
- Identified markets for produce

Interest Rate 15% p.a. for the first two cycles with 1% reduction every
cycle until it reaches 9%
Tenor & Availability 180 days / 2 years credit line
Collateral - Assignment of Produce, Assignment of PCIC
- Assignment of AGFP
- Assignment of DA-ACPC
Other Feature 100% PCIC coverage – free premium
Basic Requirement Attendance in the Training on Creditworthiness
 Accessible Funds for
Delivery
to ARBs (AFFORD-ARBs)
 Eligible borrowers Members of ARBO
Eligible projects Crop production
Purchase of small farm implements
Loanable Amount Depending on the crops
AFFORD-ARBs
  80% of total project cost
Area of tillage 0.50 – 3.00 has
Eligibility Criteria - Listed in the DAR Masterlist
- Must be the landowner or leaseholder
- Must secure marital consent
- No outstanding loan (Current or PD) under various programs
covering same area and crop
- Identified markets for produce
Interest Rate 5%
Tenor & Availability Depending on the crop / livestock cycle
2 years credit line
Collateral - Assignment of Produce
- Assignment of AGFP
- Assignment of PCIC
Other Feature P20T per hectare PCIC coverage free premium for RSBSA
Basic Requirement Attendance in the Training on Financial Literacy
 ACEF
Agricultural Competitiveness Enhancement Fund
Lending Program
 Eligible borrowers Individual Farmers and Fisher folk
Micro and Small Enterprise
Farmer and Fisher folk Associations
Eligible projects Crop production, Purchase of small and large farm implements,
Livestock production
Loanable Amount Depending on the crops
  90% of total project cost
Area of tillage 0.50 – 5.00 has
ACEF

Eligibility Criteria - Listed in the Masterlist of farmers in the municipality

- Must be actual tiller not necessarily owner
- No outstanding loan (Current or PD) under various programs
covering same area and crop
- Identified markets for produce
Interest Rate 2.00%
Tenor & Availability Depending on the crop / livestock cycle
Collateral - Assignment of Produce
- Assignment of PCIC
Other Feature P20T per hectare PCIC coverage free premium for RSBSA
Basic Requirement RSBSA Listed, with comaker if above 60 y/o, with marital consent
Expanded Rice Credit
Assistance under Rice
Competitiveness Enhancement
Fund (ERCA-RCEF)
 Eligible borrowers Rice farmers and cooperatives with rice farmers as
members
Eligible projects Rice related

Loanable Amount Depending on the project to be financed

ERCA - RCEF

  90% of total project cost

Area of tillage 0.50 – 7.00 has
Eligibility Criteria - Listed in the Masterlist of farmers in the municipality
- Must be actual tiller not necessarily owner
- No outstanding loan (Current or PD) under various programs
covering same area and crop
Interest Rate -2.00%
Identified markets for produce
Tenor & Availability Depending on the project – Rice production 180 days
Machineries – up to five years

Collateral - Assignment of Produce

- Assignment of PCIC
Other Feature P20T per hectare PCIC coverage free premium for RSBSA
Basic Requirement Rice related technical trainingfs
RSBSA Listed, with comaker if above 60 y/o, with marital consent
SRA - Sugar Industry Development Act
 Eligible borrowers Individual Sugarcane planters
Eligible projects Sugarcane production
Loanable Amount 90% of total project cost
Area of tillage 0.50 – 5.00 has
SRA - SIDA

Eligibility Criteria - Registered with and endorsed by SRA

- No outstanding loan (Current or PD) with LBP and other FIs
under various programs
- Not a beneficiary of govt financial farm assistance
- Identified markets for produce
Interest Rate 2.00%
Tenor & Availability Maximum of 18 months
Collateral - TCT for safekeeping
- Assignment of Produce
- Assignment of PCIC
Other Feature P20T per hectare PCIC coverage free premium for RSBSA
Basic Requirement Attendance in the Training on Financial Literacy and
Outreach Program for Sugarcane Industry/ Farm
Management by SRA
LANDBANK Pampanga Lending Center
3rd Floor LANDBANK Bldg., JASA, Dolores
City of San Fernando, Pampanga
Look for: Mrs. JENNIELYN P. ZABALA, Account Officer
Mobile No.: 0932-664-5102
 Maraming
salamat po!
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