RESEARC

H REPORT

An Understanding
Towards Cryptocurrency:
A Comparative Analysis of
Cryptocurrency and Stock
 INTRODUCTION
• Cryptocurrencies became a very important part of the worldwide economic system
and a frequent investment tool within the last decade. The aim of this paper is to
check the potency of investments within the cryptocurrency market with investments
in world capital markets. Analysis on what people find easy to invest in either stock
market or cryptocurrencies.
• Besides market risks, there additionally exist shallow market issues, somebody risks,
group action risks, operational risks, privacy-related risks, and legal and restrictive
risks. These cause a big challenge in assembling a comprehensive understanding of
the cryptocurrency market.
 OBJECTIVE AND LIMITATION
OBJECTIVE
• To understand the investors
knowledge and thinking while
investing in crypto or stocks
• To Inspect the growth of investors
from past few years to current growth
of people investing in crypto.
To form a comparative analysis of
cryptocurrency and stocks on their
wealth making factors for investors.
LIMITATION
Every research has its own share of limitations, no report is
completed without any limitations which are faced by the
researchers. This study too, like the others, has certain
constraints.
• Studying is not restricted to a particular country or city
• As the market is continuously changing the previous
reports used for making this report might not be that
accurate in the near future
• The major limitation of this report was the volatility of
the markets and crypto prices concerning investors'
perspectives.
• The result is assuming that respondents have given
accurate information.
 RESEARCH DESIGN
• The design of the study is conceptual within which research
is conducted. It constitutes the blueprint for the collection,
measurement and analysis of data. NATURE OF
RESEARCH: The study is descriptive in nature.
SAMPLE DESIGN
• Population: People who invest
RESEARCH • Sampling Frame: People investing in crypto and stocks
METHODOLOGY between the age group 18-25 Sample Size: 50
• Sampling technique: non-probability sampling, Convenience
Sampling
• Location: Delhi, Gurgaon

DATA COLLECTION
• Primary data: Data is collected through closed ended
questionnaire.
• Secondary data: Data is collected through the internet and
books.
REVIEW OF LITERATURE
Bitcoin as Emerging Virtual Currency and Its Related Impact on India
zeroed in on the high returns and the high gamble that goes along. The
accepted bitcoins weren’t mature and putting resources into bitcoins would
be like hopping into a dull well without knowing the profundity, since
bitcoin isn’t upheld by anything. One of the difficulties to be confronted is
laid out it as money or then again as merchandise. If this is laid out as
money, presumably, RBI will assume the main part in its guideline, while in
the event that this is aware, SEBI will start guidelines..
 ANALYSIS AND
INTERPRETATION
Statement 1: Investment  preferences:

CRYPTOCURRENCY  STOCK MARKET   BOTH  

3.8%  66.6%  29.6% 

INTERPRETATION:  
•The graph shows the respondents' investment
preferences between cryptocurrency and the
stock market. Around 66.6% of total
respondents invest in the stock market whereas
only 3.8% of the total respondents invest only in
cryptos. Respondents who invest both in
cryptocurrency and the stock market carry 29.6
per cent of the total sample. 
Statement 2: Respondents' perspective towards market: 

Short Term   Long Term   Depends on the market   Both short term and long
term  
14.8%  77.8%  3.7%  3.7% 

INTERPRETATION:  
This chart shows the respondents’
perspectives towards investing. Most of
the respondents invest so that they can
save and maximize their wealth in the
long term. Around 14.8% of people
invest their money to earn profit in a
short period of time. A very small
percentage of respondents depend on
the market for their short-term and
long-term goals.  
 STAT E M E N T 3 :
C L A S S I F I C AT I O N
OF FINANCIAL INTERPRETATION: 
S I T UAT I O N • This above graph shows the financial situation of the
respondents. 37% of the respondents have ample
savings and no debt. Around 29.6% of respondents
have some savings with some debt. 22.2% of
respondents have some savings and little debt. 7.4% of
people have no savings but a significant amount of
debt. The remaining respondents have little savings
with a fair amount of debt.  
 STAT E M E N T 4 :
IN MAKING
FINANCIAL AND
INVESTMENT
D EC I S I O N S H OW INTERPRETATION:

C O N S E R VAT I V E • This pie chart shows how conservative respondents are while
making financial and investment decisions. 51.9% of
RESPONDENTS respondents are willing to accept a moderate level of risk and
ARE tolerate losses to achieve potentially higher returns. 25.9% of
respondents are very conservative and try to minimize risk and
avoid the possibility of any loss and 22.2% of respondents are
Conservative but willing to accept a small amount of risk. No
respondent is aggressive and typically takes on significant risk
and is willing to tolerate large losses for the potential of
achieving higher returns.
 S TAT E M E N T 5 :
W H E N FA C E D W I T H
A MAJOR
FINANCIAL
DECISION,
RESPONDENTS ARE
INTERPRETATION: 
EITHER
CONCERNED • This graph tells the researcher that when respondents are faced
with a major financial decision, are they more concerned about
ABOUT THE the possible losses or the possible gains. The majority of the
POSSIBLE LOSSES respondents are usually concerned with possible gains. 29.6% of
OR GAINS. the respondents are always concerned with possible losses.
22.2% of the respondents are usually concerned with the possible
losses and the remaining respondents are always concerned with
possible gains.  
 Between the two: cryptocurrency and stock market, People prefer
stock market more as they find cryptocurrency more volatile and
riskier.

People are willing to accept a moderate level of risk and tolerate

losses to achieve potentially higher returns. No one from the sample
is aggressive and typically takes on significant risk and is willing to
tolerate large losses for the potential of achieving higher returns.
FINDINGS:  
People investing in cryptos have a significant amount of savings and
are ready to take some amount of risk. 

While investing, people usually tend to look at possible gains

instead of possible losses. In the case of crypto users, they are more
concerned with the losses.  
 CONCLUSION
• As technology is evolving the blockchain is also evolving and expanding with more
people getting involved by investing in them. As fascinating as it sounds, the technology
is not trusted by most of the people in researchers' findings, rather people are more
likely to invest in stocks as it is safer than investing in digital currency due to the
transparency of the blockchain software. Education regarding crypto currency is still
minimum and only a few are diving in this wave making good returns with correct
knowledge and study. Soon in the near future more people are going to transform their
investing portfolio by putting more money in the digital platforms. People are willing to
accept a moderate level of risk and tolerate losses to achieve potentially higher returns.
No one from the sample is aggressive and typically takes on significant risk and is
willing to tolerate large losses for the potential of achieving higher returns.
 THANK YOU

KAJAL PRIYAL
TUSHAR
AGGARWAL NAITHANI
GARG
A5000642005 A5000642005
A5000642055
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