DATA

PRESENTATION

GROUP PROJECT
SECTOR-BANKING
Evolution of Indian banking

1921-State 1969-14 Banks 2009-Banking

1935-RBI was
owned imperial were cash transaction
established
bank of india nationalized tax removal

• As of February 18 2022-Indian foreign exchange reserves

reached $630.19 billion
Growth in bank credit

o During FY 2016 – 2021 bank credit increased

at a CAGR of 0.29%.As of FY21 total credit
extended surged to $1487.0 billion
o Bank credit grew by 9.16% and bank deposits
were up by 10.12%
o According to RBI bank credit stood at $1.56
trillion as of 31st December 2021
Growth in Deposits

 During FY2016-2021 bank deposit

increased at CAGR of 12.38%. As of FY
2021it is surged to $2060.31.
 According to RBI bank deposits stood
at $2.17 trillion as of December 31
2021
Trend in Investment deposit ratio and credit
deposit ratio

 The credit deposit ratio stood at 70.64% as

of January 2022
 As per RBI rules CRR should maintain 3% of
deposits and 18% of SLR
Recent trends and strategies

Technological innovations
Focus on financial inclusion
Wide use of RTGS,NEFT and IMPS
KYC mandatory
Global hackathon
Mobile Banking

 In January 2022 UPI recorded 4.62 billion

transaction worth $111.8 billion.
 NPCI has plans to launch UPI lite to provide
offline UPI services for digital payments up
to rs.200 can be made
THANK YOU