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Confession of A Shopaholic
Confession of A Shopaholic
OF A
SHOPAHOLIC
GROUP 7
SUMMARY
Literature ( A a k e r, 1 9 9 6 )
E n j oy t h e c o n v e n i e n c e a n d p a y o ff y o u r f u l l
c r e d i t c a r d b a la n c e e v e r y m o nt h .
C o st a n d w o r t h
A c c o r d i n g t o P a r k e r ( 2 0 1 5 ) , th e c o s t h a s a p r ic e
b e c a u s e t h e p r i c e p a i d f o r t h e it e m i s th e c o s t t o t he
b u y e r.
P r o b le m a t ic sh o p p in g b e h a v i o r
Review of
Literature Keeping track of finances (knows bank
balance, checks receipts)
Impulse buying
I m p u l s e b u y i n g i s a l l a b o u t r e f le c t iv e , t h e re is n o
r e m i n d e r p r i o r t o b u y t h e p r o d u c t.
FINANCIAL PLANNING PROCESS
R e b e c c a d o e s n o t s a v e , t h u s sh e Analysis
sp e n d s m o r e t h a n s h e e a r n s a n d c a n of the
a ff o r d . Movie
MANAGING CREDIT
Rebecca considers credit cards to be
"magic cards," although they are not. And
results her to overuse it.
BUDGETING Analysis
T h e p r o t a g o n i s t i n t h e fi l m d o e s n o t
b u d g e t h e r m o n e y , r e su l t i n g i n a h u g e of the
debt with her 12 credit cards held by
Derek Smeath's credit company. Movie
RISK
B e c k y ' s e x c e s s iv e s p e n d i n g o r a d d ic t io n to
a b u s i n g h e r c r e d it c a rd s , a s w e ll a s b a d c a s h
a n d c r e di t m a n a g e m e n t , c a u s e d h e r to l o s e
h e r j o b , p o t e n t i a ll y h e r l o v e l if e , a n d h e r
c r e di b il it y , a s id e f r o m dr o w n in g i n de bt .
Thank You
Presented by:
Banisa Faith Pula
Gill Marterio
Jonah Mae Peje
Mary Therese Suamen
Ronald Bryan siao