CAREERS IN FINANCE

 People with a
business degree
specializing finance.
1) Banker / Investment Banker
 Someone who has just finished college or has
had some special training in finance will
normally start as a bank clerk and move his way
up to the corporate ladder.

2) Insurance Agent/ Broker

 Insurance agents and brokers do not merely

sell insurance products. They also give financial
advice to their clients.
3) Financial Advisor
 They are engaged in the selling of financial
products. They give financial planning advice
to both individual and corporate clients.
4) Stockbroker
 A stockbroker is similar to a financial advisor in
the sense that she advices his or her clients on
matters pertaining to financial products,
market, industry trends and other investment
options.
 The stockbroker is licensed to facilitate the
buying and selling of stocks for investors and
they get paid through commission.
5) Fund Manager
 They manage funds pooled by several investors.
These are invested in several invested products
as part of an investment portfolio.
6) Academe
7) Corporate Consultants
 Corporate consultant is not employed by a
particular organization. He or she is
commissioned to do work on a temporary
or per project basis.
 They are usually an expert in the field who was
tapped to address specific problems or issues.

8) Country Manager
 Employed by a multinational firm. He or she’s
tasked to oversee the operations of an affiliate
in the host ( foreign country).
  This job is for very experienced finance
professionals, as country managers are not
required to manage the financial aspects of
business; instead, he or she is expected to
manage all other cross-functional areas with
department heads or managers reporting to
him or her.
9) Corporate Finance Manager / Officer
 The core of finance manager’s job is
financial analysis which encompasses risk
assessment, return on different
investment options, preparation and
analysis of financial statements
 ( and reporting the results to the top management),
ensuring the cost control measures are in place in all
cross-functional areas and that those are
communicated to other department heads and
treasury.
 The finance manager or officer reports directly
to the CFO or Chief Finance Officer.

10) Chief Finance Officer

 One of the members of the top management
team and often referred to as an executive.
 The CFO is responsible for managing all the
financial aspects of the business-
investment, capital expenditures, budget
allocation, cost control measures, cash flow
and sourcing of funds.

 The ultimate role of CFO is to ensure that

all financial decisions made will contribute
to the achievement of corporate goals and
objectives.
QUALITIES OF A FINANCE PROFESSIONAL
 1) Integrity
 Integrity is defined as a strong quality of
being honest. Its a strong adherence to moral
standards uprightness.
2) Attention to detail
 Financial information provided to the
stakeholders , especially the decision makers
have to be complete and accurate.
3) Strong oral and written communication
skills
 Finance professionals work with people of
different backgrounds.
  A finance professional who possess the
ability to communicate well would be more
effective in carrying out all those tasks and
responsibilities.
4) Ability to multitask
 A finance professional must be capable of
wearing many hats and still be focused on
the key issues that affect the financial well-
being of the organization.
5) Analytical
 One who has the ability to interpret data and
discover underlying reasons that would
explain a particular situation
6) Ability to think strategically
 They have the ability to determine priorities
and identify potential risks and opportunities.

7) Ability to use technology

 In order to produce accurate reports in a timely
manner, the work of finance professionals have
to aided by the use of technology.
8) Team Player
 The ability to work in a collaborative
environment is imperative.
9) Leadership
 Leading people means teaching, sharing,
knowledge, motivating other employees to
meet or exceed standards, and encouraging
everyone to meet targets.
10) Flexibility
 The finance professional is expected to know
the customers demands and the trends in
the global environment.