PRUMedCare – Select Infectious Diseases

AIM
Make Life Insurance simple to understand, easily available, and affordable to
Filipinos

OBJECTIVES
Know and understand the following about PRUMedCare – Select Infectious
Diseases
• Features and Benefits
• Eligibility Requirements | Mechanics in Availing
• Assigning Beneficiaries | Important dates | Campaigns

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 LOOKING BACK
PRUSHOPPE PRODUCTS

 2nd most Highly availed Pulse

Product*

 Caters to needs of Filipinos being

in a tropical country

Giving us an opportunity to provide another product

option responding to our clients needs

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*YTD as of May 26. Source: Pulse KPI Report as of May 23 MS Outlook email. M.Morada. Sent May 25
WITH..

PRUMedCare –
Select Infectious Diseases
Insurance product that covers infectious diseases
(Dengue, Typhoid, Measles, and Malaria)
PRODUCT OFFER
June 2021
STILL FEW TAPS AWAY!

via

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 PRUMedCare – Select Infectious Diseases
WHAT’S NEW?

ONE – TIME
VARIANTS BENEFITS COVERAGE
PREMIUM
       

PRUMedCare – Select Diagnosis Benefit* P5,000.00 6 months P175.00

 
Infectious Diseases Death Benefit** P50,000.00 12 months P250.00
     

       

PRUMedCare – Select
Diagnosis Benefit* P10,000.00 6 months P350.00
Infectious Diseases  
Death Benefit** P100,000.00 12 months P500.00
Plus
     

       

PRUMedCare – Select
Diagnosis Benefit* P15,000.00 6 months P525.00
Infectious Diseases  
Death Benefit** P150,000.00 12 months P750.00
Pro
     

*Lump sum benefit upon Diagnosis of any of the covered Infectious Diseases (Dengue, Typhoid, Measles, or Malaria)
 **Lump sum benefit for Diagnosis and Death due to any of the covered Infectious Diseases (Dengue, Typhoid, Measles, or Malaria) 5
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 PRUMedCare – Select Infectious Diseases
OTHER GUIDELINES

Death Benefit
Diagnosis Benefit
 If the Life Assured is diagnosed with and dies to
 If the Life Assured is diagnosed with any Covered
any Covered Infectious Disease (Dengue, Typhoid,
Infectious Disease (Dengue, Typhoid, Measles, or
Measles, or Malaria) before Coverage End Date or
Malaria) before Coverage End Date or before
before reaching age sixty 60 whichever comes
reaching age sixty 60 whichever comes first, we
first, we will pay the Death Benefit Amount
will pay the corresponding Diagnosis Benefit
 
Amount
 The diagnosis of and death due to any Covered
 
 Infectious Disease must be confirmed by the Life
The diagnosis of any Covered Infectious Disease
Assured’s attending Physician and accompanied by
must be confirmed by the Life Assured’s
any of the specified confirmatory tests* and
attending Physician and accompanied by any of
Death Certificate with registry number
the specified confirmatory tests corresponding
corresponding to the infectious disease
to the infectious disease
 
 
 This Benefit is payable only once and the Policy
 This Benefit is payable only once and terminates
terminates upon payment of the Death Benefit due to
upon payment of the Diagnosis Benefit claim for
any Covered Infectious Disease
any Covered Infectious Disease

The PRUMedCare – Select Infectious Diseases policy will not terminate even if the one-time lump sum amount is
already paid to the Life Assured upon diagnosis of any of the covered Infectious Diseases but will terminate upon
the payment of the lump sum benefit for death due to any of the covered Infectious Diseases.
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*Specific confirmatory tests are found in the Policy Contract
PRUMedCare – Select Infectious Diseases
OTHER GUIDELINES

WAITING PERIOD
The period of fourteen (14) days after the Coverage Start Date which must pass before Dengue, Typhoid, Measles, or Malaria
become covered under the Policy. During the Waiting Period, the Life Assured must not have had signs and symptoms of,
been diagnosed with or had his/her first consultation with a Physician in relation to Dengue, Typhoid, Measles, or Malaria.

FREE LOOK PERIOD

Fifteen (15) days from your Policy Receipt Date to review the Policy
Policy Receipt Date
 Date when an email confirmation was sent to Life Assured’s email address on record
once the application is approved
 Email confirmation will include a link to the documents that constitute Life Assured’s
Policy Contract found in My Policies in Pulse app
 If Life Assured decides that the Policy is not suitable to her needs and wishes to cancel
it, she must immediately notify through My Policies within the Free Look Period
 Cancel button will be disabled after Free Look Period
 Cancellation after the Free Look Period must be done manually by sending a cancellation
notice via email to contact.us@prulifeuk.com.ph.

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PRUMedCare – Select Infectious Diseases
CANCELLATION ON FREE-LOOK

What’s NEW!

PRUMedCare – Select Infectious Diseases

Policy Number 300197141 IN FORCE

PRUMedCare – Select Infectious Diseases

SAM LEE SY

01-MAY-2021
Will be disabled after
JUANA DELA CRUZ MENDOZA

30-APR-2022
free look period
Not applicable

FEMALE

Landing Page My Policies Policy Info,

Benefits, Contract Confidential 8
PRUMedCare – Select Infectious Diseases
PRODUCT GUIDELINES

 If the Life Assured happens to be covered under multiple policies with any
Covered Infectious Disease coverage, we shall only pay the highest benefit
amount among the purchased policies In case multiple policies with the same
benefit were purchased, only the first policy purchased will be payable. We
shall refund the portion of the premiums corresponding to the excess Benefit

 The products are renewable if there is no claim made in the previous year Pulse
app will send a nudge to policyowner to renew their coverage fifteen 15 days before
the policy termination Policyowners who will avail of this renewal with no time gap
and has no Dengue, Typhoid, Measles, or Malaria claim from previous coverage
period will not be subjected to a new 14 days waiting period

 Any Life Assured who has an existing in-force PRUDengue Medcare or PRUDengue
Medcare Pro are not allowed to purchase PRUMedCare – Select Infectious Disease.

• Once the existing in-force PRUDengue Medcare or PRUDengue Medcare Pro

expires, purchase of PRUMedCare – Select Infectious Disease will now be allowed
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PRUMedCare – Select Infectious Diseases
IMPORTANT GUIDELINES
EXCLUSIONS

Diagnosis Benefit
The lump sum benefit will not be paid if the Life Assured is diagnosed with any of the Covered Infectious
Disease (Dengue, Typhoid, Measles, or Malaria), or if the signs and symptoms or first consultation with a
Physician related to Dengue, Typhoid, Measles, or Malaria occurred prior to the Coverage Start Date or
within the Waiting Period.

Death Benefit
The lump sum benefit will not be paid to the beneficiary/ies of the Life Assured if:
 
The cause of death of the Life Assured was Dengue, Typhoid, Measles, or Malaria, but the signs and
symptoms, diagnosis, or first consultation with a Physician related to Dengue, Typhoid, Measles, or
Malaria occurred prior to the Coverage Start Date or within the Waiting Period; or

If the Life Assured dies beyond fourteen (14) days from the date of diagnosis of Dengue, Typhoid,
Measles or Malaria.

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PRUMedCare – Select Infectious Diseases
IMPORTANT GUIDELINES

RECISSION AND REFUND

We will rescind the Policy if we discover that:

1. The Policyowner or the Life Assured does not meet any of the eligibility conditions;

2. If the Life Assured is already insured with an existing coverage for any Covered
Infectious Disease, as shown in the Policy Benefits Page, offered by Pru Life UK; or

3. Subject to the incontestability clause in the policy contract, the Policyowner/Life

Assured committed fraud, concealment, or material misrepresentation in relation to the
Policy.

In the event of rescission, we shall refund the premiums paid in full.

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ELIGIBILITY REQUIREMENTS | MECHANICS IN AVAILING

PRUMedCare – Select Infectious Diseases

PRUMedCare – Select Infectious Diseases
ELIGIBILITY REQUIREMENTS
For the Policyowner
1. Must be at least 18 years old at the time
of application.
2. Must be a Filipino citizen residing in
the Philippines at the time of
application.
3. Must own a credit or debit card
(VISA/Mastercard/JCB) or an e-wallet
like GCash or Grab Pay under his/her
name.
For the Life Assured
1. Must either be the Policyowner or the child of
the Policyowner
2. If Life Assured is the Policyowner, his/her
age must be 18-59 years old;
if Life Assured is the child of the
Policyowner, his/her age must be 1-17
years old
3. Must be a Filipino citizen residing in the
Philippines at the time of application.
4. Must:
a. be in good health;
b. must not have signs and symptoms
related to Dengue, Typhoid, Malaria, or
Measles and
C. must not have been diagnosed with
Dengue, Typhoid, Malaria, or Measles at the
time of application.
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PRUMedCare – Select Infectious Diseases
MECHANICS IN AVAILING

PRUMedCare – Select
Infectious Diseases
Covers Diagnosis & Death

PLUSE HOMEPAGE DATA PRIVACY & TERMS OF USE PRUSHOPPE HOMEPAGE USER TO CHOOSE PRUMEDCARE –
(NEW USER) USER TO TAP ‘VIEW MORE SELEECT INFECTIOUS DISEASES TILE
FROM THE PRODUCTSConfidential
LIBRARY PAGE14
PRODUCTS’ BUTTON
 PRUMedCare – Select Infectious Diseases
MECHANICS IN AVAILING
‘View More Packages’
button
to reflect different available
subpackages of chosen
PRUMedCare – Infectious
Diseases.

1. PRUMedCare – Select
Life Assured: My Child
Infectious Diseases –
6mos/12mos coverage with
5k Diagnosis & 50k Death
benefit

2. PRUMedCare – Select
Infectious Diseases Plus –
6mos/12mos coverage with
10k Diagnosis & 100k Death
benefit

3. PRUMedCare – Select
Infectious Diseases Pro –
6mos/12mos coverage with
15k Diagnosis and 150k
Death benefit

PRODUCT DESCRIPTION SCREEN OF USER TO CHOOSE PREFERRED

PRODUCT/PACKAGE DESCRIPTION | SELECTED PACKAGE COVERAGE Confidential
TERM 15
PRE-FILLED APP FORM UPON TAPPING OF PROCEED BUTTON
PRUMedCare – Select Infectious Diseases
MECHANICS IN AVAILING
Php 370.53
Policyowner must only be within
18-59 years old
CHILD / LIFE ASSURED INFO |
PAYMENT SUMMARY
Activate Automatic Renewal
• Policyowners who renew before the Coverage End date and has no Dengue,
Typhoid, Measles, or Malaria claim from previous coverage period will not be
subjected to a new 14 days waiting period and free-look period.
• Policy may be renewed until age of 59 of the Life Assured
• A notification will be sent 15 days before the Coverage End Date
• Renewal of policy is subject to compliance with eligibility requirements including
health declaration
• Once ticked, only Credit/Debit card payment method will reflect in the payment
screen
Validation prompt will appear if PO and Life Assured’s
• age does not meet eligibility requirements and
• with existing in-force PRUDengue MedCare or PRUDengue MedCare Pro
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PRUMedCare – Select Infectious Diseases
MECHANICS IN AVAILING

PRUMedCare – Select Infectious Diseases

Php 175.00 Php 175.00

PRUMedCare – Select Infectious Diseases

Fast. Simple. Easy!

Php 175.00

PAYMENT SUMMARY | POLICY ISSUANCE

PAYMENT METHOD Confidential 17
ASSIGNING BENEFICIARIES | IMPORTANT DATE | CAMPAIGNS

PRUMedCare – Select Infectious Diseases

PRUMedCare – Select Infectious Diseases
ASSIGNING BENEFICIAR/IES

PRUMedCare – Select Infectious Diseases 1. It is important to name beneficiaries to ensure that the proceeds
of the plan goes to the persons intended
2. The nominated beneficiaries are set as primary and revocable
with equal sharing. To change any or all of beneficiaries’
designation to irrevocable or change the percentage of sharing,
PRUMedCare – Select Infectious Diseases
request must be sent to our Contact Center (
contact.us@prulifeuk.com.ph).
3. The Diagnosis Benefit for diagnosis of Dengue, Typhoid, Measles,
or Malaria shall be paid to the Life Assured, if alive, otherwise
to the Policyowner named in the Policy Info Page, provided the
Policyowner survives the Life Assured; otherwise, to the person or
persons then surviving the Life Assured in the following order of
precedence, in equal shares:
• Legal spouse;
• Children;
• Parent/s;
• Sibling/s; or
• Life Assured’s Estate
POLICY
POLICY ISSUANCE
ISSUANCE BENEFICIARY SCREEN
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PRUMedCare – Select Infectious Diseases
ASSIGNING BENEFICIAR/IES

PRUMedCare – Select Infectious Diseases

4. The Death Benefit for death due to Dengue,
Typhoid, Measles, or Malaria shall be paid to the
Beneficiaries named in the Designated
Beneficiary Page provided such Beneficiaries are
PRUMedCare – Select Infectious Diseases
not legally disqualified and survive the Life Assured;
otherwise, to the Policyowner named in the Policy
Info Page, provided the Policyowner survives the
Life Assured; otherwise, to the person or persons
then surviving the Life Assured in the following
order of preference, in equal shares:
• Legal spouse;
• Children;
• Parent/s;
• Sibling/s; or
• Life Assured’s Estate.

POLICY
POLICY ISSUANCE
ISSUANCE BENEFICIARY SCREEN
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PRUMedCare – Select Infectious Diseases
IMPORTANT DATE

DOWNLOAD
TODAY!

August 2021
Launched in

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 PRUMedCare – Select Infectious Diseases
COMMISSION & PRODUCTION CREDITS
GUIDELINES
Before UPDATE*

Commission Production Credit Guidelines

None WITH APE and case count credit

 Microinsurance training completion in PRUExpert LMS will be required

prior to granting production and performance credits
 Microinsurance (Infectious Diseases) sales made prior to the completion of
the microinsurance training program will be given production and
performance credits effective on the date of such training completion and
will be registered as production issued on such date of training
completion.

 No persistency/contest credits and QPB

 A valid and active Traditional License is required to grant the production

and performance credits

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*Revised Pulse Crediting Guidelines November 2021