Health Insurance

Health insurance is a financial

agreement between an insurance
company and an individual or group
for the payment of healthcare costs.
This also may pertain to a “protection
that provides benefits for sickness and
injury.”
 medical Hospitalization
insurance insurance
Types of
Coverage of
Major Insurance Surgical
medical insurance
insurance disability
insurance
Medical insurance pays for the fees of
the health professionals, laboratory
tests, and prescription drugs.

Major medical insurance offers payment

for long-term or chronic diseases such
as AIDS and cancer
Hospitalization insurance pays for the
stay of the patient inside the hospital.
Surgical insurance pays for surgery
fees.
Disability insurance provides financing
for members who meet accidents or
suffer from illnesses
 Sources of
Health
Insurance
Public Private
Company company

PhilHealth
A health maintenance organization (HMO) is
a healthcare provider that offers medical
services that are availed through a prepaid
amount of money. It is a business that
requires a relatively reduced monthly fee for
subscribers. The difference of an HMO with
other insurance companies is that it hires or
trains its own health professionals and
healthcare practitioners.
 In our country Republic Act No. 8423
or the Traditional and Alternative
Medicine Act of 1997, provisioned the
creation of the Philippine Institute of
Traditional and Alternative Healthcare
(PITAHC), which works closely with the
Department of Health.
The PITAHC is also the law-
making body with regards to the
effective use of traditional and
alternative medicine. Here are
examples of the PITAHC-
approved alternative modalities
 Examples of the PITAHC-approved
alternative modalities
Naturopathic medicine views diseases as a
manifestation of an alteration in the processes
by which the body naturally heals itself”
(Donatelle, 2006). Naturopathy offers a wide
range of natural practices including herbal
medicine acupuncture, acupressure, nutritional
therapy, and ventosa cupping massage therapy.
Herbal medicine There are 10 herbs
that are proven and tested to have
medicinal value and approved by the
Department of Health” (Galvez Tan, et
al., 2009)
 Activity 8: GARDEN OF HERBS: Unscramble the letters to form each
herb in column A.
1. P L A U K A O C For ringworm and other skin (fungal) infections
For non-insulin dependent diabetic patients
2. P A M A L A Y A
For blood pressure control
3. W A G N A B
For use as antiseptic to disinfect wounds
4. S A Y A B A B
For cough and asthma
5. G U D N A L I
For intestinal worms, particularly ascaris and
6. Y I N O G – A I N Y O G N trichina
For urinary stones
7. B A S M N G O
8. A S A T N G B A T U G
For mouthwash
9. N I P A S T – N A S I P A N T For arthritis and gout
10. B E R Y A – N U B E A For relief from body aches and
pains
 Examples of Alternative
Medicine
1. Acupuncture. It is a form of energy
medicine where long thin needles are inserted to
specific parts of the body to affect the energy
flow. Acupuncture is believed to treat
musculoskeletal dysfunctions.
Acupuncture
2. Ventosa cupping massage therapy
- This procedure is done by placing
inverted glasses that have flames
from burning cotton, on specific points
in the body. It is believed to relieve
muscle and joint pains
Ventosa cupping massage therapy
3. Reflexology- Similar to acupuncture,
reflexology focuses on treating specific
disorder
4. Acupressure- uses the same technique as
that of acupuncture. The only difference is that
acupressure does not use needles but hands to
apply pressure on certain points of the body.
5. Nutrition Therapy- approaches
treatment of a medical condition by
providing a tailored diet for the patient.