FINANCIAL PRODUCTS

OFFERED BY BANKS
PROJECT BY-
VA N S H B AT R A ( 8 9 6 2 )

S H ATA K S H I S R I VA S TAVA ( 8 9 0 2 )

VEDANSH SHARMA(8903)

AY U S H M A N T YA G I ( 8 9 0 5 )

A N U PA M C H O U D H A R Y ( 8 9 7 1 )
INTRODUCTION
Banks in India play a crucial role in the economy by providing
various financial products and services to their customers. With the
increasing competition in the banking industry, banks have been
introducing new and innovative financial products to attract more
customers. These products cater to different financial needs and help
customers in achieving their financial goals.
OBJECTIVE
The objective of this project is to provide an overview of the different
financial products offered by leading banks in India, along with
examples of banks that offer these products. This project aims to
educate customers about the various financial products available to
them and help them make informed decisions about their finances.
METHODS
The research for this project was conducted using secondary sources such as the
official websites of the banks, financial journals, and reports. Information was
collected on the financial products offered by the leading banks in India,
including savings and current accounts, fixed deposits, loans, insurance products,
and investment options.
FINDINGS:
1.SAVINGS AND CURRENT ACCOUNTS

Almost all banks in India offer savings and current accounts to their customers.
These accounts are used for transactions and savings. The features and interest
rates offered by different banks vary. For example, HDFC Bank offers a high
interest rate on savings accounts, while ICICI Bank provides a range of savings
and current accounts with different features and interest rates.
2.FIXED DEPOSITS
Fixed deposits are a popular investment option offered by banks in India. They
provide customers with a fixed rate of interest for a specific period of time.
Leading banks such as SBI, HDFC Bank, and ICICI Bank offer fixed deposits
with different interest rates and tenures. They are one of the most invested
schemes as they are considered safe due to fixed return and the security offered
by banks.
3.LOANS
Banks offer a range of loans to meet the financial needs of their
customers, including personal loans, home loans, car loans, and
education loans. For example, SBI is one of the largest providers of
home loans in India, while HDFC Bank offers a range of personal
and car loans.
4.INSURANCE PRODUCTS
Many banks in India have tie-ups with insurance companies to offer insurance
products to their customers. For example, ICICI Bank has a partnership with
ICICI Prudential Life Insurance to provide customers with a range of insurance
products. SVC Bank brings you a comprehensive range of Life Insurance
policies from Bajaj Allianz Life Insurance Co. Ltd. and HDFC
Life Insurance Company Limited. DBS Bank India has announced an open
architecture platform for life insurance sales.
5.INVESTMENT OPTIONS
Banks in India also offer a range of investment
options, including mutual funds, stock market
investments, and other market-linked products. For
example, HDFC Bank provides customers with an
online platform for investing in mutual funds, while
ICICI Bank offers investment options such as equities,
bonds, and commodities.
CONCLUSION
In conclusion, banks in India offer a range of financial products to
meet the diverse needs of their customers. It is important for
customers to research and compare the different products offered by
different banks to make informed decisions about their finances. This
project provides an overview of the financial products offered by
leading banks in India and highlights the key features and benefits of
each product.
THANK YOU!!