Download as pptx, pdf, or txt
Download as pptx, pdf, or txt
You are on page 1of 11

Sonali Bank

Internship Presentation
Razwane Ahmed Rafy
Id 1720902
Supervisor : Ms Nuzhat Sharmeen
Bank Overview

November15, 11 member Motijheel,


Emerge 1972
2007 board Dhaka
Experience

Conducting communication with clients

Filling up the Account Opening form

Performing data entry task

Attaching authorized seals


RETURN ON ASSET
YEARS
BANKS 2015 2016 2017 2018 2019
SONALI BANK LIMITED 0.06% 0.13% 0.57% 0.17% 0.18%
AGRANI BANK LIMITED 0.12% -1.12% 1.00% 0.13% 0.13%
BANGLADESH SMALL INDUSTRIES AND COMMERCE BANK -1.62% -7.29% -3.44% -1.85% -1.68%
LIMITED(BASIC)
BANGLADESH DEVELOPMENT BANK LIMITED(BDBL) 1.01% 0.70% 0.97% 1.27% 0.11%

JANATA BANK LIMITED 0.69% 0.33% 0.33% 0.03% 0.03%

RETURN ON ASSET(PERCENTAGE)
2
1
0
-1 2015 2016 2017 2018 2019
-2
-3
-4
-5
-6
-7
-8

SONALI BANK LIMITED AGRANI BANK LIMITED BASIC BANK LIMITED BDBL JANATA BANK LIMITED
RETURN ON EQUITY
YEARS
BANKS 2015 2016 2017 2018 2019
SONALI BANK LIMITED 1.00% 2.25% 10.73% 3.23% 3.97%

AGRANI BANK LIMITED 1.46% -19.06% 16.59% 2.49% 2.53%


BANGLADESH SMALL INDUSTRIES AND COMMERCE 12.1% -138.13% -49.21% -34.09% -46.65%
BANK LIMITED(BASIC)
BANGLADESH DEVELOPMENT BANK LIMITED(BDBL) 2.88% 2.10% 3.04% 3.92% 0.34%

JANATA BANK LIMITED 11.15% 5.22% 5.23% 0.46% 0.49%

RETURN ON EQUITY
40
20
0
-20 2015 2016 2017 2018 2019
-40
-60
-80
-100
-120
-140
-160

SONALI BANK LIMITED AGRANI BANK LIMITED BASIC BANK LIMITED BDBL JANATA BANK LIMITED
NON-PERFORMING LOAN RATIO
YEARS
BANKS 2015 2016 2017 2018 2019
SONALI BANK LIMITED 24.21% 29.08% 36.28% 35.38% 26.31%
AGRANI BANK LIMITED 18.96% 25.59% 17.45% 17.67% 14.26%
BANGLADESH SMALL INDUSTRIES AND COMMERCE 29.68% 54.13% 54.63% 56.85% 52.12%
BANK LIMITED (BASIC)
BANGLADESH DEVELOPMENT BANK LIMITED (BDBL) 38.29% 40.48% 46.53% 46.07% 38.34%

JANATA BANK LIMITED 12.28% 14.68% 16.49% 33.72% 26.63%

NON-PERFORMING LOAN RATIO


54.63 56.85
54.13 52.12
46.53 46.07
38.29 40.48 38.34
29.68
25.59
18.96 17.45 17.67
14.26

2015 2016 2017 2018 2019

SONALI BANK LIMITED AGRANI BANK LIMITED BASIC BDBL JANATA BANK LIMITED
Cash flow-to-debt ratio
YEARS
BANKS 2015 2016 2017 2018 2019
SONALI BANK LIMITED 8.95% 7.04% 4.50% 2.40% 3.67%
AGRANI BANK LIMITED 1.90% 1.28% 5.07% 5.16% -2.30%
BANGLADESH SMALL INDUSTRIES AND COMMERCE BANK 4.52% -3.96% -5.49% -6.87% 2.12%
LIMITED (BASIC)
BANGLADESH DEVELOPMENT BANK LIMITED -1.69% 8.74% 9.25% 1.70% 0.20%

JANATA BANK LIMITED (BDBL) 4.94% 2.71% -4.35% -3.95% 1.74%

Cash flow-to-debt ratio


12
10
8
6
4
2
0
-2 2015 2016 2017 2018 2019
-4
-6
-8

SONALI BANK LIMITED AGRANI BANK LIMITED BASIC BANK LIMITED BDBL JANATA BANK LIMITED

CREDIT TO DEPOSIT RATIO

YEARS
BANKS 2015 2016 2017 2018 2019
SONALI BANK LIMITED 38.72% 36.38% 38.67% 31.38% 36.73%
AGRANI BANK LIMITED 55.64% 53.81% 60.17% 63.63% 67.29%
BANGLADESH SMALL INDUSTRIES AND COMMERCE 86.93% 85.33% 101.67% 115.28% 109.73%
BANK LIMITED
BANGLADESH DEVELOPMENT BANK LIMITED 77.60% 68.54% 62.79% 68.19% 72.29%
JANATA BANK LIMITED 61.50% 62.80% 70.77% 79.00% 79.33%

CREDIT TO DEPOSIT RATIO


140
120
100
80
60
40
20
0
2015 2016 2017 2018 2019

SONALI BANK LIMITED AGRANI BANK LIMITED BASIC BANK LIMITED BDBL JANATA BANK LIMITED
EARNINGS PER SHARE
YEARS
BANKS 2015 2016 2017 2018 2019
SONALI BANK LIMITED 1.53 3.96 18.50 5.47 5.98
AGRANI BANK LIMITED 3.15 -33.63 32.62 4.50 5.17
BANGLADESH SMALL INDUSTRIES AND COMMERCE -28.95 -13.76 -6.26 -3.26 -3.01
BANK LIMITED (BASIC)
BANGLADESH DEVELOPMENT BANK LIMITED (BDBL) 12.93 9.56 14.08 18.72 1.64

JANATA BANK LIMITED 25.12 13.61 14.04 1.17 1.06

EARNINGS PER SHARE


40
32.62
30 25.12
18.5 18.72
20 13.61 14.08 14.04
12.93
9.56
10 3.96 5.47 4.5 5.98 5.17
1.53 3.15 -3.26 1.17 -3.01 1.64 1.06
0 -6.31
2015 2016 2017 2018 2019
-10
-20 -13.76

-30
-28.95
-40 -33.63

SONALI BANK LIMITED AGRANI BANK LIMITED BASIC BANK LIMITRD BDBL JANATA BANK LIMITED
CAPITAL ADEQUACY RATIO
YEARS
BANKS 2015 2016 2017 2018 2019
SONALI BANK LIMITED 10.08% 10.33% 10.35% 10.10% 10.09%

AGRANI BANK LIMITED 9.54% 10.03% 10.24% 10.04% 9.38%


BANGLADESH SMALL INDUSTRIES AND COMMERCE 7.55% -15.59% -13.22% 8.25% 6.53%
BANK LIMITED
BANGLADESH DEVELOPMENT BANK LIMITED 25.49% 25.64% 26.55% 26.53% 21.40%

JANATA BANK LIMITED 10.15% 10.69% 10.06% 10.09% 10.03%

30 26.55 26.53
25.49 25.64
25 21.4
20
15
10.08 9.54 10.15 10.33 10.03 10.69 10.35 10.24 10.06 10.1 10.04 10.09 10.09 9.38 10.03
10 7.55 8.25
6.53
5
0
-5
2015 2016 2017 2018 2019
-10
-15 -13.22
-15.59
-20

SONALI BANK LIMITED AGRANI BANK LIMITED BASIC BANK LIMITED BDBL JANATA BANK LIMITED
Recommendatio
n All the
branches of
SBL should be
more
digitalized.

Should reduce Space of some


paperwork. It branches
will make more should be
fast services. increase.

Online service
Sonali esheba Should
should need increase the
more ATM Booths.
promotion.

You might also like