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Sonali Bank: Internship Presentation
Sonali Bank: Internship Presentation
Internship Presentation
Razwane Ahmed Rafy
Id 1720902
Supervisor : Ms Nuzhat Sharmeen
Bank Overview
RETURN ON ASSET(PERCENTAGE)
2
1
0
-1 2015 2016 2017 2018 2019
-2
-3
-4
-5
-6
-7
-8
SONALI BANK LIMITED AGRANI BANK LIMITED BASIC BANK LIMITED BDBL JANATA BANK LIMITED
RETURN ON EQUITY
YEARS
BANKS 2015 2016 2017 2018 2019
SONALI BANK LIMITED 1.00% 2.25% 10.73% 3.23% 3.97%
RETURN ON EQUITY
40
20
0
-20 2015 2016 2017 2018 2019
-40
-60
-80
-100
-120
-140
-160
SONALI BANK LIMITED AGRANI BANK LIMITED BASIC BANK LIMITED BDBL JANATA BANK LIMITED
NON-PERFORMING LOAN RATIO
YEARS
BANKS 2015 2016 2017 2018 2019
SONALI BANK LIMITED 24.21% 29.08% 36.28% 35.38% 26.31%
AGRANI BANK LIMITED 18.96% 25.59% 17.45% 17.67% 14.26%
BANGLADESH SMALL INDUSTRIES AND COMMERCE 29.68% 54.13% 54.63% 56.85% 52.12%
BANK LIMITED (BASIC)
BANGLADESH DEVELOPMENT BANK LIMITED (BDBL) 38.29% 40.48% 46.53% 46.07% 38.34%
SONALI BANK LIMITED AGRANI BANK LIMITED BASIC BDBL JANATA BANK LIMITED
Cash flow-to-debt ratio
YEARS
BANKS 2015 2016 2017 2018 2019
SONALI BANK LIMITED 8.95% 7.04% 4.50% 2.40% 3.67%
AGRANI BANK LIMITED 1.90% 1.28% 5.07% 5.16% -2.30%
BANGLADESH SMALL INDUSTRIES AND COMMERCE BANK 4.52% -3.96% -5.49% -6.87% 2.12%
LIMITED (BASIC)
BANGLADESH DEVELOPMENT BANK LIMITED -1.69% 8.74% 9.25% 1.70% 0.20%
SONALI BANK LIMITED AGRANI BANK LIMITED BASIC BANK LIMITED BDBL JANATA BANK LIMITED
▸
YEARS
BANKS 2015 2016 2017 2018 2019
SONALI BANK LIMITED 38.72% 36.38% 38.67% 31.38% 36.73%
AGRANI BANK LIMITED 55.64% 53.81% 60.17% 63.63% 67.29%
BANGLADESH SMALL INDUSTRIES AND COMMERCE 86.93% 85.33% 101.67% 115.28% 109.73%
BANK LIMITED
BANGLADESH DEVELOPMENT BANK LIMITED 77.60% 68.54% 62.79% 68.19% 72.29%
JANATA BANK LIMITED 61.50% 62.80% 70.77% 79.00% 79.33%
SONALI BANK LIMITED AGRANI BANK LIMITED BASIC BANK LIMITED BDBL JANATA BANK LIMITED
EARNINGS PER SHARE
YEARS
BANKS 2015 2016 2017 2018 2019
SONALI BANK LIMITED 1.53 3.96 18.50 5.47 5.98
AGRANI BANK LIMITED 3.15 -33.63 32.62 4.50 5.17
BANGLADESH SMALL INDUSTRIES AND COMMERCE -28.95 -13.76 -6.26 -3.26 -3.01
BANK LIMITED (BASIC)
BANGLADESH DEVELOPMENT BANK LIMITED (BDBL) 12.93 9.56 14.08 18.72 1.64
-30
-28.95
-40 -33.63
SONALI BANK LIMITED AGRANI BANK LIMITED BASIC BANK LIMITRD BDBL JANATA BANK LIMITED
CAPITAL ADEQUACY RATIO
YEARS
BANKS 2015 2016 2017 2018 2019
SONALI BANK LIMITED 10.08% 10.33% 10.35% 10.10% 10.09%
30 26.55 26.53
25.49 25.64
25 21.4
20
15
10.08 9.54 10.15 10.33 10.03 10.69 10.35 10.24 10.06 10.1 10.04 10.09 10.09 9.38 10.03
10 7.55 8.25
6.53
5
0
-5
2015 2016 2017 2018 2019
-10
-15 -13.22
-15.59
-20
SONALI BANK LIMITED AGRANI BANK LIMITED BASIC BANK LIMITED BDBL JANATA BANK LIMITED
Recommendatio
n All the
branches of
SBL should be
more
digitalized.
Online service
Sonali esheba Should
should need increase the
more ATM Booths.
promotion.