Cooperatives

in the Face of
Uncertainties
 Facets of
Cooperatives…
FACETS of Cooperatives in the community and its people

Cooperative Enterprise
addresses market needs
•provide access to credit and banking services; easy access to low cost, quality education; access to
affordable housing; utility bills payment; access to quality affordable health care services; and access to
markets for culturally sensitive goods & arts among others.
FACETS of Cooperatives in the community and its people

Cooperative Enterprise
promotes community growth and
stability
•Cooperatives stabilize communities through community-based business channels; product distribution;
quality service recycling; multiplication of local expertise; resource, and capital sourcing within the
community; enable owner-members to generate income, and jobs; and accumulate assets.
FACETS of Cooperatives in the community and its people

Cooperative Enterprise protects

economic interests of members
•As a voluntary association of persons joined together by a common goal, any individual with juridical
personality is free to join or leave the cooperative according to their will. Each and every individual upon
membership to a cooperative, shall then be required to subscribe capital contributions set and approved by
the general assembly as provided in their cooperative by-laws.
FACETS of Cooperatives in the community and its people

Cooperative Enterprise follows

the rules of law
•Cooperatives are compliant in nature, governed by set of standards, and follows the rules of law.
A glimpse on the
challenges faced and
being faced by
cooperatives
worldwide…
External Challenges (Bill Fitzwater Cooperative Chair, Oklahoma State University)

Market Volatility
The increasing volatility of commodity and input markets creating the
need for significant, sometimes unattainable increases in equity and
working capital, increases the interest expense and cost of accounts
receivables, inventories and payables.

• Cooperative members want the highest possible market prices and lowest input costs,
making it difficult to generate the margins needed to finance additional working capital.
External Challenges (Bill Fitzwater Cooperative Chair, Oklahoma State University)

• Global Competition
Increasing global demand for food and fiber provides
opportunities for cooperatives and for agriculture industry as a
whole.
External Challenges (Bill Fitzwater Cooperative Chair, Oklahoma State University)

• Other External Factors

Other external factors critically impacting cooperatives include
competition from non-cooperatives, the concentration of final product,
commodity and input markets, environmental regulations and issues,
and public policy changes including farm and energy policy.
Cooperatives…
are recognized as important partners to the
achievement of the 
Sustainable Development Goals (SDGs) for 2030,
because they promote democracy, empower
members, enhance income, foster social
inclusivity, and care for the environment.
The commitment by the cooperatives cut across
all sectors—agriculture, banking, credit and
finance, production, consumer, health, education,
transportation, work/labor, and other service
providing endeavors…
CoCAMP para sa mga
Bagong Bayaning
MakaKOOPERATIBA:
BUILDING AN EMPOWERED and CRISIS-RESILIENT
COOPERATIVES and MSMEs

13
CoCAMP, fosters collaborative partnership
and convergence system for the government,
the industry, and the academe. A
cooperative’s private-public partnership
program focused on the art of innovative and
creative capacity building and development
through education and trainings.

(i.e, entrepreneurship; human resource and workforce development;

business resiliency and financial management; risk and crisis management;
health and wellness, and community development and empowerment)
CoCamp shall be an evolution of
an industry and competency-
based cooperative training and
education, along with cooperative
empowerment and resiliency
through creation of a stronger
and functional support system,
and optimum utilization of
resources.
CoCAMP shall unfold the art of collaborative
education and capacity building endeavors from
industry’s best practices to government and
public service delivery with a “womb-to-tomb”
twist for MSMEs and Cooperatives’ resource and
capacity building, financial inclusivity, and
business sustainability .
 primary goals
• To enhance support system for • To employ socio economic
MSMEs and Cooperatives opportunities

• To institutionalize standardized and industry-

based Cooperative Education System
• To formalize “cooperative-
• To foster gender responsive conduit” system for ease-of-
MSMEs and Cooperative doing-business, and
products and services strengthened public-private
partnership
News???
CoCAMP Goes BIBAK
Cooperatives in the
Face of Uncertainties
are CHALLENGED…
Can Cooperatives still
live to its facets
mentioned???
EDUCATION still holds
the key to cooperative’s
growth and success…
PARTICIPATION and
COLLABORATION also
counts…
Form part of the cooperative
union and federation
membership…
YOU, ME, US!!! Let’s join our hands
in building an empowered and
crisis-resilient cooperative
community…
Be part of the Cooperative
Community Advocacy, and
Mentoring Program teams…
Support CoCAMP
Goes BIBAK!!!
thank you 
• ANABELLE D. TUY
• SAO Secretary, Education, Advocacy, Union Cluster (EAU)
• RCO-EAU Cluster President, Region IV-A
• Training Development and Promotions Officer, TAGCODEC
• Trainer, CARCU
• anabelletuy@gmail.com
• tagcodeccoopbicol@gmail.com
• Globe: 0917-5183081 Smart: 0998-5531732