Reserve Bank of India

Introduction
And History
• Established on April 1 ,1935.
• The Central Office of the
Reserve Bank was initially
established in Kolkata but
was permanently moved to
Mumbai in 1937.
• Bankers Bank of India

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ESTABLISHMEN
T
• THE WEBSITE OF RBI ?
• Web site of RBI , https://www.rbi.org.in which gives
the best and authentic account if RBI functioning.
Apart from other info contained therein, do not miss
the speeches section which gives speeches rendered
by Governor, Dy.Govetnors and other top officers of
RBI.
WEBSIT
E
WHAT IS FINTECH?
• FinTech is broadly used to describe emerging
technological innovations in the financial services
sector, with ever increasing reliance on information
technology. The Financial Stability Board (FSB)
defines FinTech as “technology-enabled innovation
in financial services.

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The Reserve Bank has launched a website explaining ways to detect counterfeit
notes. With a tagline -
'Pehchano Paise Ki Boli, Kyunki Paisa Bolta Hai’,
• www.paisaboltahai.rbi.org.in gives visual presentation with pointers on currency
notes of 10, 20, 50-, 100-, 500- and 1,000-rupee denominations.
 • Rbi establishment & Nationalization

Founders • Rbi Shares

And • Founder

establish • First deputy governor of rbi

ment • New executive directors

• CEO of rbi
 Powers
Under Banking Regulation Act 1934 & 1949.

Section 10 BB – Power of Reserve Bank to appoint Chairman of the Board of Directors appointed
on a whole-time basis.
Section 21 – Power of Reserve Bank to control advances by banking companies.
Section 22 – Licensing of banking companies.
Section 30 – Power to order Special audit.
Section 35 – Inspection of Banking Companies.
Section 35A – Power of the Reserve Bank to give directions
Section 18 - Power of direct discount.
Section 45B- Power to collect credit information
Section 45JA- Power to determine policy and issue directions
Section 58- Power of the (RBI’s) Central Board to make regulations.
 Issue of Notes.

Bankers to the Government.

Function Banker's bank.
of RBI Controllers of Credit.

Custodian of Foreign Exchange.

Other Functions.
 • Roles Of RBI

• Monetary Management

• issuer of Currency

• Bankers & Debt manager of the Govt

Roles
• Banker to Bankers

• Lenders of the Last Resort

• Financial Regulation &Supervision.

• Keeps a check on the growth of Inflation

• Foreign exchange Management

• Overseas market operation

• Developmental Role
Monetary policy
Subtitle
Governm •What is the role of RBI for(in) the
Indian government?.
ent role
•Acts as a government's banker Rbi's role
with regard to conduct of governments
banking transaction.

•The manager of new loans.

•Adviser of the government.

 New Guidelines
Banks should confine themselves to the provision of   financial guarantees.

Banks should exercise with due caution regarding performance guarantee business.

Banks should guarantee shorter maturities.

Banks leave longer maturities to be guaranteed by other institutions.

The guarantee of parent companies may be obtained in the case of subsidiaries whose own financial
condition is not considered satisfactory
Reserve Bank of India Laws
2. The Reserve
1. The Reserve
Bank of India 3 . RBI Act
Bank of India
(Second amendment for
Amendments  (Amendment)
Amendment) NBFCs:
Act, 1940 (9 of
Act, 1940 (13 of • Laws   
1940):
3. The Banking
1940):
1.  Banking 2. The Jammu
Public Financial 4 . The
regulation act, and Kashmir
Institutions and Adaptation of
(1949 (Extension of
Negotiable Laws Order,
amendment Laws) Act, 1956
Instruments 1950
2020): (62 of 1956)
Laws 
 Where banks extend long
term loans for periods longer
No bank guarantee should than 10 years for various Banks also issue guarantees
normally have a maturity of projects. for periods beyond 10 years.
more than 10 years.

Banks may evolve a policy on

While issuing guarantees,
banks are advised to take into
account the impact of very
long duration guarantees on
their Asset Liability.
issuance of guarantees beyond
10 years as considered
appropriate with the approval
of their Board of Directors.
 Eposit Insurance
and Credit
Guarantee
Corporation of
India (DICGC)

Bharatiya SUBSI Reserve Bank

DAIRI
Reserve Bank Information
Note Mudran Technology
Private Limited Private Limited

ES
(BRBNMPL) (ReBIT)

Indian Financial
Technology and
Allied Services
(IFTAS)
How does
RBI work?
Gold reserve

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 Monetary policy

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9/3/20XX Presentation Title 19

 Latest news And Annual report

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9/3/20XX Presentation Title 20

CONSLUSION
Thank you!