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Fiba 309
Fiba 309
Mutual funds charge their fee based on the expense ratio and it is essential for one to have an
understanding about the same. Expenses could be repetitive, meaning one has to bear the
same every time until the redemption of the units.
2. Market Uncertainty
Even though, one may have chosen a fund with a great past record, however one cannot be
always certain about the markets.
One thing to always avoid doing is timing the markets, because the more one tries doing it, the
more he is at a chance of losing.
The 2018 Union Budget announced the return of the long – term capital gains tax, which
was much feared. Long Term Capital Gains tax levies a 10% tax on any gains that have
been made by a long term investment (more than one year) in the equity market (direct
equity or equity-linked mutual funds).
4. Essel group default
Kotak MF and nine other asset management companies (AMCs) — including some of the brand
names such as Aditya Birla, ICICI, HDFC, and Reliance — face default prospects on loans given
to Essel Group.
5. Exposure to IL & FS
Market has already suffered a blow due to exposure of many funds to IL&FS
In india people don't have surplus of money.At present, 60 per cent of India's population, or an
estimated 812 million people, live below poverty line. And they don't have enough of money
to invest in any funds
What is its Future Prospects?