PRESENTATIO

N
MADE BY ANIKET DIXIT
 OUTLINE
● BA N K I N G – F D / R D
● R EA L ESTAT E
● GOLD
● P O ST O F F I C E
● SHARE MARKET
● M U T UA L F U N D
● P P F ( P U B L I C P ROV I D E N T F U N D )
● INSURANCE
 WHAT IS BANKING ?
➤ Banking is an industry that
handles cash, credit, and other
financial transactions. Banks
provide a
safe place to store extra cash and cr
edit
. They offer savings
accounts, certificates of deposit
, and checking accounts.
Banks use these deposits 
to make loans. These loans
include home mortgages,
1 FIXED DEPOSIT

2 RECURRING DEPOSIT
☛ WHAT IS FIXED DEPOSIT ?
● Fixed Deposit (FD) is financial
Instrument where a sum of money
given to a bank ,financial institution
or company whereby The receiving
entity pays interest at a specified
percentage for the time duration
of the deposit. The rate of interest
Paid for fixed deposit vary according
to amount, period and from bank to
bank. At the end of time period of the
deposit the amount that is originally
given is returned to the investor .
HOW DOES IT WORK ? ➤
HOW DOES IT WORK ?
 ADVANTAGES OF FIXED DISADVANTAGES OF FIXED
DEPOSIT DEPOSIT
➤ INVESTMENT ➤ LOW INTEREST
➤ RATE OF RETURN ➤ NO BONUS
➤ TAXABILITY ➤ LO LIFE SECURITY
➤ RETURNS ➤ NO ASSIGNMENT FEATURE
➤ RISK ➤ FORMALITIES TAKE TIME
 WHAT IS RECURRING DEPOSIT
➤ A Recurring Deposit, commonly known as
RD, is a unique term-deposit that is offered by
Indian Banks. It is an investment tool which
allows people to make regular deposits and
earn decent returns on the investment.  Due to
the regular deposit factor and an interest
component, it often provides flexibility and
ease of investments to users/individuals.
However, it is essential to know that RDs are
different from Fixed Deposits/FDs . RDs are
flexible in most aspects. An RD account holder
can choose to invest a fixed amount each
month while earning decent interest on the
amount. RDs are an ideal saving-cum-
investment instrument.
ADVANTAGES OF RECURRING DEPOSITE
➤ Flexible Recurring Deposit ➤ LOW INTEREST

➤ NO BONUS
➤ Online Recurring Deposit Features

➤ LO LIFE SECURITY

➤ NO ASSIGNMENT FEATURE
➤ Recurring Deposit Interest Rates

➤ FORMALITIES TAKE TIME

R
E S T A T E
A
L
 REAL ESTATE

Real estate is the property, land, buildings, air rights above the land and underground rights
below the land. The term real estate means real, or physical, property. “Real” comes from
the Latin root res, or things. Others say it’s from the Latin word rex, meaning “royal,” since
kings used to own all land in their kingdoms. The U.S. Constitution initially restricted voting
rights to only owners of real estate.
 ADVANTAGES OF REAL ESTATE
➤ BUSINESS GROWTH IS UP TO U ➤ LOW INTEREST

➤ Competitive salaries ➤ NO BONUS

➤ LO LIFE SECURITY
➤ It’s a social job

➤ NO ASSIGNMENT FEATURE

➤ FORMALITIES TAKE TIME

GOLD
 WHAT IS GOLD ?
Gold is a chemical element with the symbol Au
(from Latin: aurum) and atomic number 79, making
it one of the higher atomic number elements that
occur naturally. In a pure form, it is a bright, slightly
reddish yellow, dense, soft, malleable, and ductile
metal. Chemically, gold is a transition metal and a
group 11 element. It is one of the least reactive
chemical elements and is solid under
standard conditions. Gold often occurs in free
elemental (native) form, as nuggets or grains, in
rocks, in veins, and in alluvial deposits. It occurs in
a solid solution series with the native element
silver (as electrum) and also naturally alloyed with
copper and palladium. Less commonly, it occurs in
minerals as gold compounds, often with tellurium (
gold tellurides).
ADVANTAGES OF GOLD
➢ There is strong global market demand ➤ LOW INTEREST
for gold.
➤ NO BONUS
➢ Gold is an ideal hedge for financial
market risks.
➤ LO LIFE SECURITY
➢ Diversification with gold offsets
inflation. ➤ NO ASSIGNMENT FEATURE

➢ Gold is a highly liquid asset. ➤ FORMALITIES TAKE TIME

POST OFFICE
 WHAT IS THE POST OFFICE ?

➤A special building in our town.

➤A place we can go to main letters, get

Packages, and buy mailing supplies.
 ADVANTAGES OF POST OFFICE
➤ One of the primary benefits ➤ LOW INTEREST
of postal service employment is
the satisfaction you experience ➤ NO BONUS
from working in a challenging
and rewarding position. ➤ LO LIFE SECURITY
Positions are available with the
level of responsibility and ➤ NO ASSIGNMENT FEATURE
authority that you desire.
➤ FORMALITIES TAKE TIME
SHARE MARKET
 WHAT IS SHARE MARKET ?
➤ A stock market, equity market or share market is the
aggregation of buyers and sellers of stocks, which represent
ownership claims on businesses; these may include securities
listed on a public stock exchange, as well as stock that is only
traded privately, such as shares of private companies which are
sold to investors through equity crowdfunding platforms.
Investment in the stock market is most often done via
stockbrokerages and electronic trading platforms. Investment is
usually made with an investment strategy in mind.
ADVANTAGES OF SHARE MARKET
➤ LOW INTEREST

➤ NO BONUS

➤ LO LIFE SECURITY

➤ NO ASSIGNMENT FEATURE

➤ FORMALITIES TAKE TIME