DIGITAL BANKING

 Mobile First Approach

Onboard user & Get required data

01
The India Story •Input data from user
•Register new user / features for existing users

Digital Push and the MSME Market Opportunity

Instant loan eligibility check
02 •Analyze users' data with the help of third-party API
•Points Calculation & Updates for individual profile
Fintree Team •Notifications and Reminders to push performance

Loan disbursement within few minutes

Journey So Far
03
Outlook FY’20
 Broad Architecture view- Mobile App

Core Infrastructure Sample Modules User segment

Customer On –boarding ( Digital KYC)

• MSME
Compliance
Banking Payment API’s and business rule library for • Students
gateways
Partner
automation • Salaried
• Unbanked consumer
Fintree app Market place for services and offerings • Marketplaces

KYC/AML/
Banking
Bureau
Data
Financial
data
Omni channel payment processing

Customized module for payouts ,

Collections,Legal etc.
 Customer Process

Step 1 Step 2 Step 3 Step 4 Step 5 Step 6

Customer to Fill in the If eligible On proceeding, eNACH Amount is
download the details and based on the eNACH and registration disbursed
app and submit the details agreement is approval from
register loan verified, gets signed by respective
application the loan customer. bank
amount details
along with the
interest rate,
tenure and
EMI amount.
THANK YOU!