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  • Skki - TM 5 - Operation Aspect in Bank

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    Deky Nur Zaky
    1 views7 pages
    The document discusses bank balance sheets, transactions, and financial statements. It provides a simplified balance sheet showing assets like cash, lending, and fixed assets, as well as equity/liabilities like deposits and debt. It describes common banking transactions like treasury activities, intermediation through lending and deposits, and financial assets. It also outlines income statements, margins from interest and fees, and expenses. Finally, it briefly mentions good corporate governance practices for banks.

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    Skki - Tm 5 - Operation Aspect in Bank

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    The document discusses bank balance sheets, transactions, and financial statements. It provides a simplified balance sheet showing assets like cash, lending, and fixed assets, as well as equity/liabilities like deposits and debt. It describes common banking transactions like treasury activities, intermediation through lending and deposits, and financial assets. It also outlines income statements, margins from interest and fees, and expenses. Finally, it briefly mentions good corporate governance practices for banks.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pptx, pdf, or txt
    1 views7 pages

    Skki - TM 5 - Operation Aspect in Bank

    Uploaded by

    Deky Nur Zaky
    The document discusses bank balance sheets, transactions, and financial statements. It provides a simplified balance sheet showing assets like cash, lending, and fixed assets, as well as equity/liabilities like deposits and debt. It describes common banking transactions like treasury activities, intermediation through lending and deposits, and financial assets. It also outlines income statements, margins from interest and fees, and expenses. Finally, it briefly mentions good corporate governance practices for banks.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pptx, pdf, or txt
    of 7

    The Balance

    Sheet &
    Banking
    Transaction
    Simplified balance sheet
    a

    ASSETS EQUITY & LIABILITIES

    Cash Short-term debt


    Lending Deposits
    Financial Assets Financial Assets
    Fixed Assets Long-term debt
    Equity

    Off-balance sheet Off-balance sheet


    (Contingencies received) (Contingencies given)

    2
    The grouping transaction
    Treasury and banking transaction

    Intermediation (lending and collecting deposits

    Financial Assets

    Long-run: fixed assets, long-term debt plus equity)

    Provide Services (e.g. Safe deposit box, payment point)

    3
    The Income Statement and
    Margin
    The Income Statement and earnings

    Interest margin plus fees (EBTD)


    - Operating Expenses
    = Operating income
    - Depreciation
    - Provision
    - Tax
    = Net Income
    5
    Bank Performance

    6
    GOOD CORPORATE GOVERNANCE
    (GCG)

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