ENTERPRISES

Presented By : MOIN
PARUL
PRABHANSH
SAADHIKA
SAHEEL
According To MSME Act 2006 According To Ownership

MICRO SOLE PROPRIETERSHIP

(TURNOVER < 5 CRORES)

PRIVATE
SMALL
(TURNOVER 5-50 CRORES)

PUBLIC

MEDIUM
CO-OPERATIVE

(TURNOVER 50-100 CRORES)

ENTERPRISES IN ANDUR

SANTOSH HARDWARES

JAI MALHAR COMPLEX

CREDIT CO-OPERATIVE

PANAT AGRI CO-OPERATIVE

SANTOSH HARDWARES

Type : Micro Enterprise

About
-- 2nd generation business
-- started as small shop, now expanded with better infrastructure

Products : hardware, kitchen & bathroom items

Registered under MSME Act

Workers : 2 (6k salary each)

Turnover : 60-70 lakh per annum

Profit earned : 15-20 %

Investment of profit : LIC policy some part for business expansion

Challenges

-- Goods on credit

-- Due to agricultural season farmers have money only after harvest

JAI MALHAR COMPLEX

Type : Micro Enterprise

About
-- 2nd generation family business
-- 3 enterprises under 1 complex
(i) Godown (ii) Kirana (iii) Apparel

Workers : 4 ( 2 get salary of 7k, 2 of 5k)

Annual turnover : total from all three shops 60 lakhs

Profit earned - 15 percent(max from godown)

-- Godwon - max collection of soyabean sold to
wholesaler at profit of 300 per quintal/-
-- Kirana – max sales of sugar
-- Apparel - max sales of kids wear

Investment of profit : Bank savings and mutual fund

Challenges

-- Godown : issues of commission with agents

-- Kirana : purchase on credit by villagers

-- Apparel : competition with online

 MULTISTATE CO-OPERATIVE CREDIT SOCIETY

Type : Co-operative

Registered under Multi-State Cooperative Societies Act 2002

Members : 5 members including 1 manager

Board members : 17

Salary : manager paid 25k, rest 10k

About
-- Founded in 2015
-- provides credit to farmers
-- Maximum 10 lakh with collateral

Loan Interest rate : 15%

Savings Interest rate : 10.5%

Loans on pigmy account available for small farmers

Challenges

-- NPA-5%

-- lack of online system, want to build one but inadequate info about process

-- Loan recovery
PANAT AGRICULTURE CO-OPERATIVE

Type : Co-operative

Members : 2000 involved in various operations

About : founded in 1993 with 300 members

selling famers produce

Products :
(i) Fertilizers
(ii) Grapes
(iii) Dhanya – Soyabean, Toor dal, Urad dal

Costs incurred :
Transportation - 5rs/kg
Cold storage - 3rs/kg
Storage facilities – 25rs/sqft

Annual turnover : 80 lakhs

Profit : 12-15%
Challenges

-- Maintenance of continuous power supply of cold storage

-- Market linkages are good at local level but still unaware about E-
NAM which has wider coverages at national level.
Problem As Opportunity
Apparel shop could not compete with online marketplaces like Meesho, Flipkart, Amazon

Possible Intervention

WHOLESELLERS

CUSTOMERS GET OPTIONS

CENTRALISED SYSTEM VILLAGE RETAIL SHOP AT PAR WITH
ONLINE MARKETPLACES

FACTORY
OUTLETS
THANK YOU!