ANALIGHT CREDIT SERVICES LTD

CALL:
+256707556165
Email: paulkpoet@gmail.com

https://analightcredit.com
 The
Problem
 Over
70% of micro and small
businesses in Uganda fail because of
limited access to finance in time.

 They lack collateral required by lenders

 They don’t have credit history
 They employ low capital thus termed very risky

analightcredit.com
Corporate Finance Institute®
 VALUE
PROPOSITION

 Leveraging technology to provide collateral free loans to micro and small

businesses in real-time
 Offering business equipment on a buy now pay later arrangement

Fast processing

Affordable rates and All time financial

installments advice

Gender inclusive

analightcredit.com
Corporate Finance Institute®
 MARKET VALIDATION

There has been limited

penetration of technology based
lending among the bottom of the
pyramid micro and small
businesses
analightcredit.com
Corporate Finance Institute®
 HOW IT WORKS

Apply for a collateral free loan

Shop for business equipment online or by USSD or whtsapp chat
& pay later in instalments bots for repeat customers
https://analightshop.com https://analightcredit.com

We handle clients application timely, verify them & disburse their loans/ deliver their business
equipment within time
analightcredit.com
Corporate Finance Institute®
 MARKET SIZE

12 Million
Small & Micro business
owners in Uganda 9,000,000 Serviceable
Small & Micro business available
5,000,000 Total available owners can be served market
Small & Micro business market
owners lack formal
collateral

3,000,000
Small & micro business
owners have no credit
history

analightcredit.com
Corporate Finance Institute® 6
 THE COMPETITIVE LANDSCAPE
GROUPING OFFERING FOCUS

Banks Collateral based loans Businesses and Individuals

Microfinance Institutions Micro loans Individuals & groups

Analight Credit Micro loans & Micro and small

business equipment business owners
on credit

analightcredit.com
Corporate Finance Institute® 7
 BUSINESS MODEL

15% 5%
FREE Mark-up fee per month UGX 5Billion
for business equipment
Financial literacy and Interest rate per month
sold from the buy now Projected revenue at
business advisory on micro unsecured
pay later platform. 100,000 clients
services loans, maximum loan
Maximum instalments
period is 2 months.
period is 6 months

analightcredit.com 8
 LEADERSHIP AND TEAM

Nandawula Paul Kasobya Cossy Muhiirwe

Rehemah
Co-founder and Clients
Co-founder, Sales CEO Coordinator
& customer
22 years
relations manager 8 years experience experience in
in micro lending social work &
7 years experience
community
in micro lending
devlopment

analightcredit.com 9
 THE ASK AND USE OF PROCEEDS
Potential milestones.
UGX 800Million Investment
-Product development.
We intend to improve our websites,
develop a mobile application, get USSD
technology and upgrade our loans
Product im- management system.
provement Oper-
3% ational -Operational costs
cost These include the office premises rent
19% for six months and furnishing, founders
and 8 staff salaries for six months.
Market -
Working cap- ing
ital -Marketing.
6%
72% Will include all charges for media buying,
television adverts and social media
influencers.

-Working Capital
This is real cash to be channelled to
loans disbursements and business
equipment financing for the buy now
pay later platform 10