Your

Pag-IBIG
Tapat na Serbisyo, Mula sa Puso.
Fund
Bryan A. Arellano
Customer Support Assistant, Pag-IBIG
Fund
 Pag-IBIG Fund
Benefits & Programs
TOP-UP NA!
Upgrading of
Monthly
Savings
Pag-IBIG Bracket
of Contributions
Monthly Salary Employee Contribution Employer Counterpart
Below Php1,500 1% 2%
More than Php1,500 2% 2%

Sample:
Php5,000 Php100 Php100
Legal Basis:
Rule VI. Sec 1 HDMF IRR

The maximum monthly compensation to be used in

computing employee and employer contributions shall
not be more than Five Thousand Pesos (P5,000). A
member may, however, be allowed to contribute
more than what is required herein should he or
she so desires.
WHAT IS THE SIGNIFICANCE
OF FUND INVESTMENT?

• HIGHER DIVIDENDS
EARNING
• TAX FREE
• GOVERNMENT
GUARANTEED
• HIGHER LOAN
PROCEEDS
Top-Up Your
Savings
mas MALAKING
CONTRIBUTIONS
mas MALAKING IPON!
1 Accomplish the “Upgrade Savings Form”
2 Submit to your Employer
3 Earn Higher Dividends
by Topping Up your
Monthly Savings!
When can you withdraw
your Pag-IBIG Regular
Savings?
 Membership maturity (20 years)
 Retirement
 Permanent total disability or insanity
 Termination from service by reason of health
 Permanent departure from the country
 Death
 Critical illness of the member or any of his/her relatives
within the 2nd civil degree of consanguinity
 Any other reason as may be approved by the Pag-IBIG
Fund Board of Trustees
Pag-lBIG

S AVI N G S

LING KQ
D 4 +ln
Pag-lBIG
r
 HighER Dividends than the
Pag-IBIG Regular Savings
 Compounded or
Annual Dividend Payout
Options
 5-Year Maturity

2020
DIVIDEND
R AT E
6.12%
PER ANNUM
Open to Retirees or
Pensioners,
who were former Pag-IBIG Fund Members
It’s EASY to SAVE!

Log on to www.pagibigfund.gov.ph
1 and go to Virtual Pag-IBIG

2 Click the “Be a Member” button, followed

by “Apply for MP2”

Get your MP2 Savings Account number and

3 start saving!

Visit your nearest Pag-IBIG Fund

Branch to submit your nominated bank account if you
opt to receive your MP2 Savings Dividends on an
annual basis
 YOUR READY &
RELIABLE
CASH LOAN for your:

Educational Expenses
Minor Home Improvement
Health and Wellness
Small Business Capital
Other purposes
The HIGHER your SAVINGS,
The HIGHER your LOAN

Borrow up to 80% of
your Pag-IBIG Regular
Savings
 Low interest rate
 Easy 2-year repayment
period
 Apply via

Get a Multi-Purpose Loan or Calamity Loan

without having to go to our branches.

It's SAFER
and MORE CONVENIENT.
Upang makapag-apply ONLINE
Ng Multi-Purpose Loan (MPL)
or Calamity Loan, siguruhing mayroon
kayong mga sumusunod:

1 Filled out Loan Application Form

2 One (1) Valid ID

3 Loyalty Card Plus
(powered by Asia United Bank or Union Bank), Land
Bank Cash Card or
United Coconut Planters Bank Cash Card

4 Selfie Photo habang hawak ang

Cash Card at Valid ID
Siguruhing kumpleto ang mga
impormasyon na kailangang
nakapaloob sa harap at likod ng
inyong loan application form.

Kasama dito ang inyong mga

pirma, pirma ng dalawang
witnesses at pirma ng inyong
authorized company
representative.

Ang kakulangan nito ay

maaaring maging dahilan
upang 'di maproseso ang
inyong aplikasyon.

Ang inyong selfie photo ay

dapat magpakita na hawak
ninyo ang inyong valid ID Card
at cash card.
MORE WAYS TO PAY and REMIT YOUR EMPLOYEES’
MONTHLY SAVINGS AND LOAN PAYMENTS
Now you can pay and remit your employee’s Pag-IBIG Regular Savings,
MP2 Savings, and Short-Term Loans through these partners

Electronic Submission
of Remittance Schedule
(ESRS) Collection Partners

Online facility for microenterprises (businesses with

less than 10 workers) to conveniently manage and submit
remittance schedules for automated posting of payments for
their employees’ Pag-IBIG Regular Savings, MP2 Savings, and
Short-Term Loans

Payment is made conveniently via our

collection partners
MORE WAYS TO PAY and REMIT YOUR EMPLOYEES’
MONTHLY SAVINGS AND LOAN PAYMENTS
Now you can pay and remit your employee’s Pag-IBIG Regular Savings,
MP2 Savings, Housing and Short-Term Loans through these partners

Electronic Payment and

Collection Facility
(EPCF) Collection Partners

A safe and convenient facility for employers to

securely and conveniently remit their employees’
Pag-IBIG Regular Savings, MP2 Savings, and
Housing and Short-Term Loan payments via
online bank transaction.

Includes electronic submission of remittance

schedules for automated posting of payments.
FEEL Pag-IBIG Online
ENJOY THESE SERVICES
Even WITHOUT a Virtual Pag-IBIG Account

Be a Member

Apply for Loans

Pay Loans and Top-Up your Savings

Claim Pag-IBIG Savings

Chat with a Lingkod Pag-IBIG

 Pag-IBIG Fund Services You Can Enjoy
Even without a Virtual Pag-IBIG Account

Be a Member
 Register as a Pag-IBIG Fund
Member and get your permanent
Membership ID (MID) Number

 Verify your Membership ID

(MID) Number

 Open an MP2 Savings

Account
 Pag-IBIG Fund Services You Can Enjoy
Even without a Virtual Pag-IBIG Account

Apply for a
Loan
 Multi-Purpose Loan

 Housing Loan

 Housing Loan Interest Repricing

• Plus, you may also view your loan application

status!
 Pag-IBIG Fund Services You Can Enjoy
Even without a Virtual Pag-IBIG Account

Pay Online
 Top-up your
Pag-IBIG Regular Savings
 Save in your MP2 Savings
 Pay your Housing Loan
 Pay your Multi-Purpose Loan
or Calamity Loan
 Pag-IBIG Fund Services You Can Enjoy
Even without a Virtual Pag-IBIG Account

Claim Pag-IBIG
Savings
 Membership Maturity

 MP2 Savings Maturity

 Optional Withdrawal on
15th Year of Continuous Membership
 Mandatory Retirement (65 years)
Claim your
Pag-lBIG Savings
Now, you can also withdraw your Pag-lBIG Savings
even more conveniently, online, by uploading clear photos
of your provident claims application and its requirements.

Available for claim of Pag-lBIG Regular Savings due to

20-year membership maturity, optional withdrawal after
15 years of consecutive savings and retirement at age 65.
Also available for MP2 Savings claim due to maturity.

No need for a Virtual Pag-lBIG Account to apply.

(
VIRTUAL
_y P a g -l BIG
Feel Pag-lBIG Online
 Pag-IBIG Fund Services You Can Enjoy
Even without a Virtual Pag-IBIG Account

Chat with a
Lingkod Pag-IBIG
ENJOY PREMIUM
SERVICES!
with a
Account

VIEW YOUR VIEW YOUR KNOW YOUR

LOYALTY
SAVINGS LOAN CARD PLUS
RECORD CASH
RECORD S
TRANSACTIONS

S
Create your Account

CREATE and with your

ONLINE
ACTIVATE Pag-IBIG ACTIVATIO
YOUR LOYALTY CARD N
ACCOUNT
ONLINE Plus for
Overseas Filipino
Workers (OFWs)
Pag-IBIG
LOYALTY CARD
 Discounts and Rewards
on your purchases from over hundreds of
establishments

 The most convenient way

to create your
Virtual Pag-IBIG Account
POWERED BY:  The most convenient and safest way to
receive your Short-Term Loan
and
 POWERED BY: POWERED BY:

o No maintaining balance o Personal Savings Account with

no initial deposit and no
o Prepaid Account with
CAS P500,000 monthly
minimum balance requirement
o Earns .1% interest at an ADB
H maximum transfer
o Debit Card function
of P100,000
CAR (for POS-enabled o Debit Card with

D merchants
using BancNet’s
dual-interface function
o P50,000 daily ATM
FEATURE network)
S withdrawal limit
o P50,000 daily ATM
o 8-Year Card
withdrawal limit
Validity
o 10-Year Card
Validity
Get your Pag-IBIG Loyalty Card
INSTANTLY, WHILE AT YOUR WORK!

o Request for a
Pag-IBIG Loyalty Card Kiosk
o Kindly ensure:
 Ample space at your company premises to
ensure physical distancing during enrolment

 Area with strong internet signal

 Compliance with health and safety protocols

during enrolment to prevent the spread of COVID-
19

 Minimum of 5 0 members and above

Thank you.
#LingkodPagIBIG