Citibank

Viet Nam
 MEMBERS

1. 1. Dao Dung Nhi

2. 2. Nguyen Thi Hue
3. 3. Pham Thi Mai
4. 4. Nguyen Thi Trang
 INTRODUCTION

 Citibank, N. A. is the primary U.S. banking subsidiary of Financial

services multinational Citigroup.

 Citibank was founded in 1812 as the City Bank of New York, and later
became First National City Bank of New York.

 The bank has 2,649 branches in 19 countries

 Products & Services
1. INVESTMENT ACCOUNTS
2. INVESTMENT PRODUCTS
3. INSURANCE PRODUCTS
4. PLANNING SERVICES
5. SOPHISICATED PRODUCTS

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INVESTMENT ACCOUNTS

 Traditional brokerage accounts

Whether you are a self-directed investor and choose to
buy and sell securities online, or you prefer to get the
advice of a financial advisor, a traditional brokerage
account can hold your portfolio and provide the
flexibility to retain as much control of your
investments as you like.
 Managed accounts
A managed account is a portfolio of investment
products, such as individual securities, cash
instruments, mutual funds, exchange-traded funds and
possibly alternative investments, professionally
managed and tailored to your specific financial goals
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INVESTMENT ACCOUNTS

 Individual Retirement Accounts (IRAs)

As the name suggests, an Individual Retirement
Account (IRA) can help you save and invest for
retirement. Depending on which type you select,
traditional or Roth, you'll receive certain tax and
savings advantages—powerful tools to help you with
your retirement goals.
 Retirement Plans for Your Business
Business owners may wish to help set up retirement
plans for themselves and their employees

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INVESTMENT PRODUCTS

 Stocks
•Common stock.
•Preferred stock
 Mutual Funds
A mutual fund is a pooled investment vehicle designed
to invest money from many individuals in securities
such as stocks, bonds, money market instruments and
similar assets

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INVESTMENT PRODUCTS

 Bonds
a bond is a debt investment where you lend money for a
set period of time at a specified interest rate to an entity,
such as a government or corporation
 Options
A stock option is a contract sold by one party (option
writer) to another party (option holder), allowing the
holder the right, but not obligation, to buy or sell a stock
at an agreed-upon price (the strike price) during a certain
period of time or on a specific date (exercise date)

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INSURANCE PRODUCTS

 Life Insurance
 Long-term Care Insurance
 Annuities

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PLANNING SERVICES

 Retirement Savings
 Education Savings
 Trusts and Estate Planning

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SOPHISTICATED PRODUCTS

 Alternative Investments
•Hedge funds: Private pools of capital are invested in a
wide variety of strategies.
•Private equity: Investment managers take an ownership
interest in "target" companies and work to increase value
by financing change at all stages of development.
•Real estate: Investments such as managed funds, clubs
and direct deals invest directly in real estate, including
commercial property and residential housing.

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SOPHISTICATED PRODUCTS

 Structured Products
Structured products are typically designed to:
•Take a traditional security, such as a bond, and substitute
the usual payment features (e.g., periodic coupons and
final principal) with non-traditional payoffs
•Have a fixed maturity date
•Offer specific risk-return tradeoffs, such as protection of
principal when held to maturity or potential for enhanced
returns.

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SOPHISTICATED PRODUCTS

 Securities-Based Lending
•A Portfolio Line of Credit: a loan that can be used for
virtually any personal or business purpose other than to
purchase securities or repay margin debt.
•Traditional margin loans: a loan that can be used for any
purpose, including the purchase of securities.

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THANK YOU FOR LISTENING!

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