BANDHAN BANK

Name -KUMAR SHUBHAM

PRN -220102311005
Subject -FUNDAMENTALS OF MICRO MINANCE
Subject faculty -SHRUTI SAXENA MAM
Cuuse name -MBA 2nd(3rd semester) SOCMS
SANDIP UNIVERSITY
1.Inroduction to Bandan bank:A journey of finincial
inclusion.

In its journey from an NGO to an NBFC and finally a universal

bank, the objective has remained reaching out to the unbanked
and the under-banked and providing last-mile banking for all, big
or small. Driven by the philosophy of 'Aapka Bhala.What is the
overview of Bandhan Bank.
 2.Finincial services offered by bandhan
bank”.

Its personal banking services include loans, savings accounts,

fixed deposits, recurring deposits, mutual funds, debit cards,
money transfers, bill payments, recharge, credit cards, doorstep
banking and mobile banking.
 3.Microfinance and small business lending at
Bandhan bank.

Microfinance is a form of banking service provided to low-income

individuals or groups who otherwise wouldn't have access to
financial services. Institutions most often lend amounts of $50 to
under $50,000, but they may also offer checking and savings
accounts, and some deliver financial and business education.
 4.Impact on Bandhan bank on Rural and semi -
Urban Economies”

What is the role of Bandhan Bank in development of rural India?

Bandhan microfinancing is playing a pivotal role in order to uplift the socially disadvantaged and economically exploited
women in Gorakhpur region. Bandhan Micro finance is capable of helping the poor to upscale themselves to a better
living standard.
 5.Digital Transformation Initativities at Bandhan
bank”.

Digital account opening. By reducing the need to visit a branch in person, banks have automated the account opening
process. ...
Digital payments. ...
Mobile banking. ...
AI and ML. ...
Blockchain. ...
Internet of Things (IoT) ...
Cloud computing. ...
API.
 6.Corporate socaial responsibility (CSR) OF Bandhn
bank’’.

4.3 Vision- Aligned with the vision of the Bandhan Bank, the CSR
initiatives of the Bank shall continue to enhance value creation,
improve the quality of life and inclusion of those who are not
adequately and effectively serviced by the formal financial sector
into the mainstream of society and draw them into the cycle ...18
जन॰ 2023
 7.Risk management strategies at Bandhan bank’’.

Untitled
Bandhan Bank's transformation strategy is focused on serving the
rapidly changing and emerging India. Aligned with its Vision 2025,
the transformation focuses on four key areas – Business, IT,
Digital and People
 8.Comprative analysis: Bandhan Bank vs. Traditional
Banks

What is the difference between traditional and new banking?

Neobanks have lower fees, they're easier to sign up with, and
they're great for tech-savvy people. Traditional banks are more
reliable, have physical accessibility, and they're regulated. But
they're more expensive, offer lower interest rates, and more.
 9.Finincial Inclusion and Banking for women.Bandhan’s
initiativities’’

Women in India remain underserved by the financial sector, as one

in every five women in the country lacks access to a bank account.
Initiatives such as the Pradhan Mantri Jan Dhan Yojana (PMJDY),
which aims to provide banking services to underserved
communities, are necessary steps in the right direction.18 जुल॰
2023
 10.Future prospectus and growth strategies of
Bandhan Banks’’

Strong credit growth and upbeat management commentary thanks

to continued momentum in loan demand have been the key
highlights of the ongoing earnings season of Indian banks. With
asset quality concerns behind, investors believe that loan growth
will lead to further upside on their investments in lenders.
 11.How Bandhan Bank help to shg group to reduce the
provert

Kolkata-based Bandhan Bank closed the week that ended on

December 2nd with strong buying. Except for December 1st,
Bandhan Bank stock rallied the entire week. That being said, the
stock gained by more than 9.5% in the last 5 trading sessions. In
its latest analysts meeting, Bandhan Bank indicated its strategy on
portfolio diversification, geographical expansion, and future growth
along with delinquency and stratigies of bandhan bank in future.
THANKS