BNI 8 mins

DASARI PRASAD - FOUNDER & CEO OF WEALTH TREE GROUP

25 years of Experience in Financial Markets.

In 2015, started operations in 6 verticals …..Financial Planning, Insurance, Mutual Funds, Research,
Stock Broking, and Training. Led by Professionals with more than 15 years of experience in respective fields.
Questions you may have in your mind ?

What is financial planning ?

How much should I save for retirement ?

How Much I should save for my child future ?

What type of investments should I own ?

How to achieve my goals ?

Is there a way we can save on taxes ?

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Th

Normally people always think it is not possible to fulfill all their

goals or dreams without having a High Salary or belonging to a
rich family. But it is not the truth.
With the help of Financial Planning, you can achieve all your
life goals or dreams. Planning is bringing future into present.

The Golden Rule

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“Don’t let making a living prevent you from making a life.” — John Wooden

#1 — Passive income gives you the freedom of time

#2 — It reduces your stress, anxiety and fear of the future

#3 — It allows you to pursue doing the things you love rather than what pays the bills

#4 — It gives you the ability to live and work from anywhere

#5 — It provides a platform for financial stability and growth

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Financial Planning LCD 1

A process of managing your money in a way that can help you achieve
all your financial goals with ease and protect you from uncertainty
and contingency.

Planning for Contingency

Goal Based Investing
uncertainty Planning

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Stages of Life:

The First The The

The Growth
Income Dependents Retirement
Stage
Stage Stage Stage

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Financial Planning Pyramid

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Financial Planning covers all aspects of Money Management

Insurance Retirement
Emergency Fund Goal Planning
Planning Planning

Investment Tax Planning

Planning

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Our LIFE comes with two big…

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Goal Based Planning:

 Segregate short-, medium- and long-

term goals.

 It can help you achieve multiple goals

S Specific

across different stages of life.

 Your Goals must be “SMART”

M Measurabl
e

A Attainable

R Relevant

T Time
Bound

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W
Why Wealth Tree ?
What Wealth Tree Will Do…..Financial Planning is an on-going
process…….

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INVESTMENTS LCD 2

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 INFLATION in Investment Planning:
It is a SILENT & INVISIBLE KILLER of your investment returns. Generally, we do not consider it.
As cigarette is injurious to health, in the same way it is injurious to your financial planning.

Actual Return 15% PA

Inflation 4% PA
Post Inflation
Return 10.6% PA

What ever the investment choice one does,

everyone should always consider
“INFLATION” into the picture.

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Let’s Compare…

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Investment Planning:
Find and
how you’re
saving  Investment is nothing but using money to
make more money.
Set your
goals
 It involves sacrifice of something now for the
prospects of getting something in future.
Risk Taking
analysis
 Investment plan is the simplest ways to build
Create
wealth over the time.
savings
portfolio

Learn about
investment
options

Asset
Allocation

Build your
portfolio 15
Advantages of Mutual Funds

Professional Management

Affordable Portfolio Diversification

Economies of Scale

Liquidity

Tax benefits (ELSS Schemes)

Convenient Options

Investment Comfort

Regulatory Comfort

Systematic Approach to Investments

Modes of Investment

SIP

Lump Sum
Why SIP?

Expertized Personal Disciplined investment

approach Safe and transparent

Lower Cost Compounding

Power of compounding

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Equity Debt Hybrid
Large Cap Ultra short term Equity + Debt
• Aggressive
• Moderate
• Conservative
Mid Cap Short term

Small Cap Long term

Multi Cap Income Funds

Sectorial funds Or
Thematic Funds
Funds and their Returns
Funds Expected Returns
Liquid ~ 6.5%
Debt ~ 8-10%
Long Term Debt ~ 11.5%
Balanced Debt ~ 12-13%
Balanced Equity ~ 14-15%
Large Cap ~ 15+%
Multi Cap ~ 18+%
Mid Cap
~ 20+ %
Small Cap
Why Wealth Tree?

 Whether the fund is beating Benchmark index or not ??

 Objective of Fund
 Consistency in performance
 Cost of operation
 Capacity of Innovation
 Investor Servicing
 Market trends
 Transparency in Fund management
 Fund manager Track record
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Let’s look at … Direct stock market
investing

Stock Markets is the business of understanding the

Best businesses available & becoming partner in
those businesses .

What is required to learn to make Money in stock

markets ?

Fundamental analysis : Understanding the company

Technical analysis : Understanding the price behavior

& what people are doing behind the market .
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EIC Analysis:

Economy
TOP BOTTOM
DOWN UP

Industry

Company
What should I do in 3 different situations? Why Wealth Tree?

Market is
continuously
going up I'm
Happy

REBALANCING

Market is Market is
continuously tremendously
going down I’m Volatile I’m
worried confused Rebalancing is the process of realigning
the weightings of a portfolio of assets

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Why Wealth Tree For Investments?
Financial Planning ?

Rich Experience of 2 decades in Financial Markets

Empowerment with right financial education

Comprehensive Financial Plan

Giving right tailor-made plan by understanding client's life goals

Research support in MF & Stock Markets

Structured products (PMS) for Wealth Creation

Portfolio restructuring in mutual funds & stock markets

Dedicated desk for support

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What you need to do First ..Data Gathering Sheet - Sample
Personal Information
Self Spouse
Name
DOB
Annual Income
Source of Income
Mobile No.
Email ID
Retirement Age
Life Expectancy

Family Details
S.No. Name Age Relationship Dependents
1
2

Income & Expenses

Incomes Per Month Per Annum Expenses Per Month Per Annum

Existing Mutual Funds

Owner SIP/Lumpsum Total Investments Scheme Name Current Value

Existing Insurance
Insured Person Premium Amount Mode of Premium Sum Assured Commencement Date End Date Policy Name Premium Paying Term

Loans
Owner Loan Type EMI Interest Rate Bank Name O/S Tenure 27
Completed Yrs
Data Gathering Sheet - Sample
Fixed/ Recurring Deposits
Owner Invested Amount Current Amount Maturity Amount FD/RD Interest Rate Start Date Maturity Date Bank Name

Retirement Account/PF
Owner Type-EPF/PPF, etc Current Balance Balance Date

Cash/Bank Balance
Owner Current Value

Future Goals Estimated Future Goals

Goal Name Goal Year Goal Amount (Today's Value) Retirement
Child Education
Child Marriage
House
Car
Vacation
Wealth Creation
Business
Others

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TRAINING ……. LCD 3

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TRAINING ……. LCD 3

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 SUCCESS STORIES
More than 1000 satisfied customers

Lots of Awards, Rewards & testimonials

Recognition as one of the best portfolio

management company

Recognition as one of the best research Firms

in India

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My Gives

1. SURYA INFRA IT PARKS .. Kurra Srinivasa Rao

2. BADIRINATH & ASSOCIATES (CA)
3. CHALLA KODANDARAM (EX- HIGH COURT JUD)
4. MUPPA GROUP (REAL ESTATE)
5. ACHYUTHA GROUP (REAL ESTATE)
6. PS RAO & ASSOCIATES (CS FIRM)
7. GS EVENTS
8. NOVARTIS, ASIAN PAINTS & MANY
9. DR. KIRAN KUMAR …. Dental Clinics
10. DR. VARA PRASAD Holistic Hospitals

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My Asks

1. Corporates with more than 50 employees

2. HNIs with big portfolios

3. People who need financial planning.

4. People Who Need Research

5. Stock Markets Traders & Investors

6. People who want to Learn stock Markets

7. Everyone in your contacts that you want to help

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