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CLI GAPP Grand Launching PPT Product FINAL
CLI GAPP Grand Launching PPT Product FINAL
CLI GAPP Grand Launching PPT Product FINAL
CLI
团体意外保险
CLI Group
Accident Protection Plan
保护您的员工免受意外风险的全面解决方案
A comprehensive solution to protect your employee towards accidental risk
China Life is the world's leading Insurance Group
中国人寿是全球领先的保险集团
China‘s largest state-owned financial insurance corporation — China Life Insurance Group, has joined
the ranks of Fortune Global 500 companies for 20 consecutive years, and was ranked 40th in 2022,
with a brand value exceeding RMB 452 billion.
中国最大的国有金融保险公司——中国人寿连续 20 年跻身《财富》世界 500 强行列, 2022 年位列第 40 位,
品牌价值超过 4520 亿元。
A1 A
(Overseas) Standard &
40
Company Ranking in 2022 Financial Strength Rating in
2022 年财富世界 500 强企 2021 中国人寿(海 Poor’s Financial Strength
业排名 外) Moody 2021 年财务实 Rating in 2021 中国人寿
力评级 (海外) 2021 年
Standard & Poor 财务实力
评级
2
Internal Use Only
我们作为企业面临很多风险如:战略,经营,信用,
市场,自然灾害,等风险
As a company, we face many risks such as: strategy,
operation, credit, market, natural disasters, etc.
作为公司,我们对最宝贵的资产:员工 , 我们
面临哪些风险? What are the risks that facing
us as the company toward our most valuable
asset: Employee?
自然灾害、火灾等外部因素
External factors such as natural disaster, fire
高流动率、人才、关键角色、关键人物的流失可能导致绩效低下和业务失
败
High turn over, losing talent, key role, key person may lead to low
performance and business failure
意外事件可能导致公司成本增加和重大损失 Unexpected events may
lead to increase company costs and loss
目录
03. 资格
Eligibility
条款和条件
Terms and Conditions
承保责任
Coverage Benefits
意外身故责任 意外永久伤残责任 意外医疗责任
Accidental Death Benefit Medical Treatment Benefit
Accidental Permanent Disability Benefit due to Accident
团体产品组合
GROUP PRODUCT PORTFOLIO
CLII 还提供其他类型的团体保险产品,以满足
CLII Excellent CLII Excellent
公司对员工保障的需求。 Group Health Care , CLI 团体医疗保 Group Protection CLI 团体定期寿险
CLII also provide other type of group 险
insurance products to fulfill company needs Product Features 产品特点 :
on the protection for the employee. Product Features
Life Coverage 人寿承保 (Death Benefit
我们相信员工是公司稳定发展必须珍惜的宝贵 产品特点: : 身故责任 )
资产。 We believe that employee is the Hospitalization and Surgery Benefit 住院
Rider Options 附加可选责任 :
great asset that must be taken care of for the 和手术福利
Accidental Death Benefit 意外身故责任
stable growth of the company.
Rider Options 附加可选福利 : Accelerated Total and Permanent
Outpatient Benefit 门诊 Disability 完全和永久残疾
Maternity Benefit 分娩
Dental Benefit 牙科
Glasses Benefit 眼镜
投保人 Participant
Policyholder 被保人
商业实体,如公司、有限公司、 员工 Employee
资格、条款和条件 事务所、有限合伙企业等。
员工家庭成员
Business entity such as
ELIGIBILITY, TERMS & CONDITIONS company, limited company,
Family Member of
firm, limited partnership & the Employee
others.
保什么 参保 Enrollment
至少 100 员工 低于 100 ,保费率
投保年龄 Entry
Age
STANDARD COVERAGE 将有所调整
Min. 100 participants (If less than
员工或配偶: 18 - 64 岁 Employee
or spouse:
100 employee there will be 18 - 64 y.o 儿童: 1 - 24 岁,未婚且
insurance premium adjustment) 未工作。 Children: 1 - 24 y.o, not
Mandatory for all employees 所有 married & not working.
员工必须参加
Sum Assured 保险
其他 Non-standard
金额 Coverage
一个员工最大保额 :
15 亿印尼盾 , or 或 投保人可以自定义条款和条件,
Max. Sum Assured per 但须经 CLII 批准
employee IDR1.5 billion Policyholder can customize
95,000 美元、 USD95,000 the terms & conditions,
or 或 subject to CLII approval.
681 , 000 人民
币, CNY681,000
不保什么
COVERAGE EXCLUSIONS
CLII 设置了与以下事件有关或由于以下事件而发生的意外风险的排除列表: CLII
set the list of exclusion of accidental risk which happened in connection with or as
a result of the following events :
自杀、试图伤害或危险或伤害自己或他人 Suicide, a trial to harm or danger or
injuring oneself or other parties
危险和高风险的活动或爱好或运动 Dangerous and high-risk activity or hobby or
sport
危险物质,如爆炸物、酒精、毒品、核、放射性、化学或生物反应、毒气
Dangerous substance, such as explosive materials, alcohol, drugs, nuclear,
radioactive, chemical or biological reactions, poison gas
非法行为、犯罪行为、斗殴 Unlawful acts, criminal acts, fights
内乱、参与内乱或恢复安全和公共秩序 Civil unrest, taking part in civil unrest or
security and public order restoration
非意外类 Non-accidental category
非官方商业航班和直升机 Irregular flight and helicopter
意外发生在承保生效日期之前 Accident happened prior to coverage effective
date
免责声明:有关除外责任的完整列表,请参阅 CLII 签发的保单合同或参与者证书。
Disclaimer: For the complete list of exclusions please refer to the policy contract
or participant certificate issued by CLII.
我们的服务
O U R S E R V I C E S
认识我们的支持团队
M E E T O U R S U P P O RT T E A M
索赔和客户服务
销售和保单服务 Distribution and Policy Services
Claim and Customer Service
中文,印尼文,英文 ( 0853-8976-1417 )
印尼文和英文 Indonesian and English service
Chinese, Indonesian and English service
(62 21) 3119 5519
客服 Customer Care:
(62 21) 3119 5519
customercare@chinalife.co.id
THANK YOU