TOPIC:

Simple interest BY:

DEEPANKAR_PATRA
And BWU/BBF/23/047
Compound
interest
 TOPIC:
Simple interest
And BY:
DEEPANKAR_PATRA
Compound BWU/BBF/23/047
interest
 01 SIMPLE INTEREST

02 COMPOUND INTEREST

TABLE
OF 03 CONCLUSION

CONTENTS
04 THANK_YOU
 CONCLUSION

COMPOUND INTEREST

SIMPLE INTEREST
 DEFINATIO FORMULA PROS & CASE
N CONS STUDY
COMPOUND INTEREST

SIMPLE INTEREST
01 02 03 04
CONCLUSION

1.Calculation basis 1. Simple 1. Simple

Interest calculation Deep lends his
2. Non 2. Transparent friends ₹ 1,000
Compounding = to be repaid in
3. Limited
3. Linear Growth one year with
Earning
P*R*T/100 a simple
4. Percentage 4. Less profitable interest rate of
Representation for long-term 5%.
Investments
 DEFINATION FORMULA PROS & CASE STUDY
CONS
01 02 03 04

COMPOUND INTEREST

SIMPLE INTEREST
CONCLUSION

Saving for
1. Principal 1. Compound 1. Wealth
Retirement;
2. Interest Rate Interest Accumulation
Initial Investment:
3. Compounding 2. Long term
=
₹10,000
periods Gains
Annual interest rate:
4. Time 3. Complexity
t 6%
5. Exponential A=P(1+r/n) 4. Requires
Compounding
growth Time
frequency: quarterly
6. Accumulated
Investment period:
Interest
20 years
Simple interest calculates interest only on the initial principal,

COMPOUND INTEREST

SIMPLE INTEREST
While Compound interest factors in the accumulated interest,

CONCLUSION
leading to exponential growth. Simple interest is straightforward,
making it easier for quick calculations, but compound interest
offers the potential for higher returns over time due to the
compounding effect.

The choice between them often depends on the financial goal,

with simple interest being suitable for short term scenarios, and
with compound interest being more advantageous for long term
investments or saving.
 COMPOUND INTEREST

SIMPLE INTEREST
CONCLUSION
THANK_YOU
“NUMBERS DON’T LIE; THEY UNVEIL THE
NARRATIVE OF SUCCESS OR REVEAL THE
LESSONS OF FAILURE IN BUSINESS.”