Assignment : Top 5 companies Financial Analysis

Axis Bank Limited

Axis Bank Limited is an Indian Banking and financial services company based in Mumbai.

It ranks as India’s third largest private sector bank in terms of assets and fourth in market capitalization.

Its subsidiaries include Axis Capital Ltd, Axis Securities Ltd, Axis Private Equity Ltd and Axis Mutual Funds.

Mr. Amitabh Chaudhry (MD & CEO) and Shri Rakesh Makhijia (Chairperson).
 March 23 March 2019 Change in %
EQUITIES AND LIABILITIES
SHAREHOLDER'S FUNDS
Equity Share Capital 615.37 514.33 19.64
Total Share Capital 615.37 514.33 19.64
Reserves and Surplus 124,377.87 66,161.97 87.99
Total Reserves and Surplus 124,377.87 66,161.97 87.99
Employees Stock Options 423.41 0 #DIV/0!
Total ShareHolders Funds 125,416.66 66,676.30 88.10
Deposits 946,945.21 548,471.34 72.65
Borrowings 186,300.04 152,775.78 21.94
Other Liabilities and Provisions 58,663.63 33,073.12 77.38

Total Capital and Liabilities 1,317,325.53 800,996.53 64.46

ASSETS #DIV/0!

Cash and Balances with Reserve Bank of India 66,117.76 35,099.03 88.37

Balances with Banks Money at Call and Short Notice 40,293.05 32,105.60 25.50
Investments 288,814.83 174,969.28 65.07
Advances 845,302.84 494,797.97 70.84
Fixed Assets 4,733.85 4,036.64 17.27
Other Assets 72,063.20 59,988.01 20.13
Total Assets 1,317,325.53 800,996.53 64.46
 Mar 23 Mar 19 Change in%

INCOME
Interest / Discount on Advances / Bills 64,553.81 41,322.02 56.221
Income from Investments 18,178.73 11,349.07 60.178

Interest on Balance with RBI and Other Inter-Bank funds 899.01 693.35 29.662
Others 1,532.22 1,621.33 -5.496
Total Interest Earned 85,163.77 54,985.77 54.883
Other Income 16,500.87 13,130.34 25.670
Total Income 101,664.64 68,116.11 49.252
EXPENDITURE
Interest Expended 42,218.02 33,277.60 26.866
Payments to and Provisions for Employees 8,760.05 4,747.32 84.526
Depreciation 13,094.48 709.72 1745.021

Operating Expenses (excludes Employee Cost & Depreciation) 17,801.46 10,376.36 71.558
Total Operating Expenses 39,655.99 15,833.41 150.458
Provision Towards Income Tax 6,290.88 3,009.84 109.010
Provision Towards Deferred Tax 1,035.29 -712.36 -245.332
Other Provisions and Contingencies 2,884.78 12,031.02 -76.022
Total Provisions and Contingencies 10,210.95 14,328.50 -28.737
Total Expenditure 92,084.96 63,439.50 45.154
Net Profit / Loss for The Year 9,579.68 4,676.61 104.842
Net Profit / Loss After EI & Prior Year Items 9,579.68 4,676.61 104.842
Profit / Loss Brought Forward 38,100.66 23,043.05 65.346
Total Profit / Loss available for Appropriations 47,680.34 27,719.66 72.009
APPROPRIATIONS
Transfer To / From Statutory Reserve 2,394.92 1,169.15 104.843
Transfer To / From Reserve Fund 0 0.63 -100.000
Transfer To / From Special Reserve 841 0
Transfer To / From Capital Reserve 67.84 125.09 -45.767
Transfer To / From Investment Reserve -75.5 496.51 -115.206
Equity Share Dividend 307.14 0
Preference Share Dividend 0 0
Balance Carried Over To Balance Sheet 44,144.93 25,928.28 70.258
Total Appropriations 47,680.34 27,719.66 72.009
 HDFC BANK

HDFC Bank Limited is an Indian Banking and Financial services company based in Mumbai.

Its is India’s largest private sector bank by assets and the world’s forth largest bank by market capitalization.

Bank provides various products and services including wholesale , retail banking.

Mr. Sashidhar Jagdishan (CEO)

 March 2023 March 2019 Change in%

EQUITIES AND LIABILITIES

SHAREHOLDER'S FUNDS
Equity Share Capital 557.97 544.66 2.444
Total Share Capital 557.97 544.66 2.444
Reserves and Surplus 279,641.03 148,661.69 88.106
Total Reserves and Surplus 279,641.03 148,661.69 88.106
Total ShareHolders Funds 280,199.01 149,206.35 87.793
Deposits 1,883,394.65 923,140.93 104.020
Borrowings 206,765.57 117,085.12 76.594
Other Liabilities and Provisions 95,722.25 55,108.29 73.698
Total Capital and Liabilities 2,466,081.47 1,244,540.69 98.152

ASSETS #DIV/0!
Cash and Balances with Reserve Bank of India 117,160.77 46,763.62 150.538
Balances with Banks Money at Call and Short Notice 76,604.31 34,584.02 121.502
Investments 517,001.43 290,587.88 77.916
Advances 1,600,585.90 819,401.22 95.336
Fixed Assets 8,016.54 4,030.00 98.922
Other Assets 146,712.52 49,173.95 198.354
Total Assets 2,466,081.47 1,244,540.69 98.152
 Mar 23 Mar19 Change in%

INCOME
Interest / Discount on Advances / Bills 127,095.86 77,544.19 63.901
Income from Investments 31,311.16 19,997.46 56.576
Interest on Balance with RBI and Other Inter-Bank funds 996.79 635.7 56.802
Others 2,181.74 794.7 174.536
Total Interest Earned 161,585.54 98,972.05 63.264
Other Income 31,214.83 17,625.88 77.097
Total Income 192,800.36 116,597.94 65.355
EXPENDITURE
Interest Expended 74,743.32 50,728.83 47.339
Payments to and Provisions for Employees 15,512.36 7,761.76 99.856
Depreciation 2,242.48 1,140.10 96.692
Operating Expenses (excludes Employee Cost & Depreciation) 29,897.24 17,217.51 73.644
Total Operating Expenses 47,652.08 26,119.37 82.440
Provision Towards Income Tax 14,596.28 12,129.61 20.336
Provision Towards Deferred Tax -219.68 -1,008.12 -78.209
Other Provisions and Contingencies 11,919.66 7,550.08 57.875
Total Provisions and Contingencies 26,296.26 18,671.57 40.836
Total Expenditure 148,691.66 95,519.77 55.666
Net Profit / Loss for The Year 44,108.70 21,078.17 109.262
Net Profit / Loss After EI & Prior Year Items 44,108.70 21,078.17 109.262
Profit / Loss Brought Forward 93,185.67 40,453.42 130.353
Total Profit / Loss available for Appropriations 137,294.38 61,531.58 123.128
APPROPRIATIONS
Transfer To / From Statutory Reserve 11,027.18 5,269.54 109.263
Transfer To / From Special Reserve 500 0
Transfer To / From Capital Reserve 4.61 105.34 -95.624
Transfer To / From General Reserve 4,410.87 2,107.82 109.262
Transfer To / From Investment Reserve -212.8 773 -127.529
Dividend and Dividend Tax for The Previous Year 8,604.52 0
Equity Share Dividend 0 4,052.59 -100.000
Balance Carried Over To Balance Sheet 112,960.00 49,223.30 129.485
Total Appropriations 137,294.38 61,531.58 123.128
 ICICI BANK

ICICI Bank Limited is an Indian multinational bank and financial service company.

Headquarter in Mumbai with registered office in Vadodara.

It offers wide range of banking services for corporate and retail customers.

Mr. Girish Chandra Chaturvedi (Chairman) and Mr. Sandeep Bakshi (MD & CEO)
 March23 March19 % change

EQUITIES AND LIABILITIES

SHAREHOLDER'S FUNDS
Equity Share Capital 1,396.78 1,289.46 8.323
Total Share Capital 1,396.78 1,289.46 8.323
Revaluation Reserve 3,062.46 3,044.51 0.590
Reserves and Surplus 195,495.25 104,029.40 87.923
Total Reserves and Surplus 198,557.72 107,073.91 85.440
Total ShareHolders Funds 200,715.38 108,368.04 85.216
Deposits 1,180,840.70 652,919.67 80.855
Borrowings 119,325.49 165,319.97 -27.821
Other Liabilities and Provisions 83,325.08 37,851.46 120.137
Total Capital and Liabilities 1,584,206.65 964,459.15 64.259

ASSETS #DIV/0!
Cash and Balances with Reserve Bank of India 68,526.17 37,858.01 81.008

Balances with Banks Money at Call and Short Notice 50,912.10 42,438.27 19.967
Investments 362,329.74 207,732.68 74.421
Advances 1,019,638.31 586,646.58 73.808
Fixed Assets 9,599.84 7,931.43 21.035
Other Assets 73,200.50 81,852.17 -10.570
Total Assets 1,584,206.65 964,459.15 64.259
 Mar 23 Mar 19 Change in %

INCOME
Interest / Discount on Advances / Bills 83,942.97 47,942.62 75.090
Income from Investments 20,888.46 12,796.88 63.231
Interest on Balance with RBI and Other Inter-Bank funds 1,850.51 736.09 151.397
Others 2,549.40 1,925.60 32.395
Total Interest Earned 109,231.34 63,401.19 72.286
Other Income 19,831.45 14,512.16 36.654
Total Income 129,062.79 77,913.36 65.649
EXPENDITURE
Interest Expended 47,102.74 36,386.40 29.451
Payments to and Provisions for Employees 12,059.93 6,808.24 77.137
Depreciation 1,304.84 776.91 67.953
Depreciation on Leased Assets 19.95 0
Operating Expenses (excludes Employee Cost & Depreciation) 19,488.52 10,503.91 85.536
Total Operating Expenses 32,873.24 18,089.06 81.730
Provision Towards Income Tax 10,254.48 3,360.60 205.138
Provision Towards Deferred Tax 270.25 -2,947.14 -109.170
Other Provisions and Contingencies 6,665.58 19,661.14 -66.098
Total Provisions and Contingencies 17,190.31 20,074.60 -14.368
Total Expenditure 97,166.29 74,550.05 30.337
Net Profit / Loss for The Year 31,896.50 3,363.30 848.369
Net Profit / Loss After EI & Prior Year Items 31,896.50 3,363.30 848.369
Profit / Loss Brought Forward 43,671.34 18,495.26 136.122
Total Profit / Loss available for Appropriations 75,567.84 21,858.56 245.713
APPROPRIATIONS
Transfer To / From Statutory Reserve 7,974.20 840.9 848.293
Transfer To / From Reserve Fund 0 0.76 -100.000
Transfer To / From Special Reserve 2,565.00 525 388.571
Transfer To / From Capital Reserve 87.82 28 213.643
Transfer To / From Investment Reserve 104.38 1,269.20 -91.776
Transfer To / From Revenue And Other Reserves 5,000.00 350 1328.571
Dividend and Dividend Tax for The Previous Year 0 0
Equity Share Dividend 3,479.45 965.13 260.516
Balance Carried Over To Balance Sheet 56,356.99 17,879.57 215.203
Total Appropriations 75,567.84 21,858.56 245.713
 MUTHOOT FINANCE

Muthoot Finance Ltd is an Indian Financial corporation and the largest gold loan NBFC in the country.

The company is headquartered in Kochi,Kerala, and has establishment in the UK , the US and the UAE.

Mr. George Jacob Muthoot (Chairman), Mr. George Alexander Muthoot (MD).
 March23 March19 Change in%

EQUITIES AND LIABILITIES

SHAREHOLDER'S FUNDS
Equity Share Capital 401.45 400.66 0.197
Total Share Capital 401.45 400.66 0.197
Reserves and Surplus 20,660.48 9,375.59 120.365
Total Reserves and Surplus 20,660.48 9,375.59 120.365
Employees Stock Options 0 16.47 -100.000
Total Shareholders Funds 21,061.93 9,792.72 115.077
NON-CURRENT LIABILITIES
Long Term Borrowings 0 8,415.67 -100.000
Deferred Tax Liabilities [Net] 0 0
Other Long Term Liabilities 130.43 92.43 41.112
Long Term Provisions 351.56 210.62 66.917
Total Non-Current Liabilities 481.99 8,718.72 -94.472
CURRENT LIABILITIES
Short Term Borrowings 49,637.60 18,417.48 169.514
Trade Payables 195.94 163.4 19.914
Other Current Liabilities 1,242.36 976.39 27.240
Total Current Liabilities 51,075.90 19,557.26 161.161
Total Capital And Liabilities 72,619.81 38,068.70 90.760
ASSETS
NON-CURRENT ASSETS
Tangible Assets 339.2 186.66 81.721
Intangible Assets 0 5.9 -100.000
Capital Work-In-Progress 0 22.83 -100.000
Fixed Assets 339.2 215.39 57.482
Deferred Tax Assets [Net] 40.15 17.52 129.167
Other Non-Current Assets 62.3 60.84 2.400
Total Non-Current Assets 441.65 293.74 50.354
CURRENT ASSETS
Current Investments 1,316.86 982.56 34.023
Trade Receivables 1.61 16.06 -89.975
Cash And Cash Equivalents 6,461.20 1,735.51 272.294
Short Term Loans And Advances 64,264.88 34,932.93 83.966
OtherCurrentAssets 133.62 107.9 23.837
Total Current Assets 72,178.16 37,774.96 91.074
Total Assets 72,619.81 38,068.70 90.760
 Mar 23 Mar 19 Change in%

INCOME
Revenue From Operations [Gross] 10,514.85 6,878.21 52.872
Revenue From Operations [Net] 10,514.85 6,878.21 52.872
Total Operating Revenues 10,514.85 6,878.21 52.872

Other Income 28.9 2.42 1094.215

Total Revenue 10,543.75 6,880.63 53.238

EXPENSES

Employee Benefit Expenses 1,199.44 897.55 33.635

Finance Costs 3,699.14 2,236.84 65.373

Provsions and Contingencies 60.53 27.55 119.710

Depreciation And Amortisation Expenses 58.31 42.09 38.536

Other Expenses 859.9 599.78 43.369

Total Expenses 5,877.32 3,803.81 54.511

Profit/Loss Before Exceptional, ExtraOrdinary Items And Tax 4,666.43 3,076.82 51.664
Profit/Loss Before Tax 4,666.43 3,076.82 51.664

Tax Expenses-Continued Operations

Current Tax 1,192.90 1,093.77 9.063

Deferred Tax 0 -11.48 -100.000

Tax For Earlier Years 0 22.38 -100.000

Total Tax Expenses 1,192.90 1,104.67 7.987
Profit/Loss After Tax And Before ExtraOrdinary Items 3,473.53 1,972.14 76.130
Profit/Loss From Continuing Operations 3,473.53 1,972.14 76.130
Profit/Loss For The Period 3,473.53 1,972.14 76.130
 BAJAJ FINANCE

Bajaj Finance Limited, a subsidiary of Bajaj Finserv.

It’s an Indian non-banking financial company based in Pune.

It offers wide range of financial services.

It specializes in providing two and three- wheeler finance.

 Mar 23 Mar19 Change in %
EQUITIES AND LIABILITIES
SHAREHOLDER'S FUNDS
Equity Share Capital 120.89 115.37 4.785
Total Share Capital 120.89 115.37 4.785
Reserves and Surplus 50,816.78 19,448.26 161.292

Total Reserves and Surplus 50,816.78 19,448.26 161.292

Employees Stock Options 555.46 0

Total Shareholders Funds 51,493.13 19,563.63 163.208

NON-CURRENT LIABILITIES
Long Term Borrowings 113,789.93 86,351.72 31.775
Other Long Term Liabilities 458.73 337.5 35.920
Long Term Provisions 254.46 68.88 269.425
Total Non-Current Liabilities 114,503.12 86,758.10 31.980
CURRENT LIABILITIES
Short Term Borrowings 47,894.70 0
Trade Payables 1,512.28 766.33 97.341
Other Current Liabilities 1,121.52 1,411.81 -20.562

Total Current Liabilities 50,528.50 2,178.14 2219.800

Total Capital And Liabilities 216,524.75 108,499.87 99.562
ASSETS
NON-CURRENT ASSETS
Tangible Assets 1,551.96 495.84 212.996
Intangible Assets 594.95 158.49 275.386
Capital Work-In-Progress 14.6 0
Intangible Assets Under Development 64.93 0

Fixed Assets 2,226.44 654.33 240.263

Deferred Tax Assets [Net] 919 660.83 39.068
Other Non-Current Assets 292.48 204.36 43.120
Total Non-Current Assets 3,437.92 1,519.52 126.250
CURRENT ASSETS
Current Investments 28,737.85 10,370.41 177.114
Trade Receivables 1,070.21 805.38 32.883

Cash And Cash Equivalents 3,319.46 241.69 1273.437

Short Term Loans And Advances 179,097.12 95,181.26 88.164
OtherCurrentAssets 862.19 381.61 125.935
Total Current Assets 213,086.83 106,980.35 99.183
Total Assets 216,524.75 108,499.87 99.562
 Mar 23 Mar 19 Change in %

INCOME
Revenue From Operations [Gross] 34,582.82 17,296.17 99.945
Revenue From Operations [Net] 34,582.82 17,296.17 99.945
Other Operating Revenues 1,098.38 89.85 1122.460
Total Operating Revenues 35,681.20 17,386.02 105.229
Other Income 5.37 13.25 -59.472
Total Revenue 35,686.57 17,399.27 105.104
EXPENSES
Operating And Direct Expenses 1,934.38 761.12 154.149
Employee Benefit Expenses 4,573.08 1,719.60 165.939
Finance Costs 9,285.23 5,938.85 56.347
Provsions and Contingencies 3,066.46 1,476.29 107.714

Depreciation And Amortisation Expenses 443.77 137.37 223.047

Other Expenses 2,502.14 1,330.74 88.026
Total Expenses 21,805.06 11,363.97 91.879

Profit/Loss Before Exceptional, ExtraOrdinary Items And Tax 13,881.51 6,035.30 7846.210
Profit/Loss Before Tax 13,881.51 6,035.30 7846.210
Tax Expenses-Continued Operations 0.000
Current Tax 3,593.00 2,043.73 1549.270
Deferred Tax -1.23 101.23 -102.460
Total Tax Expenses 3,591.77 2,144.96 1446.810
Profit/Loss After Tax And Before ExtraOrdinary Items 10,289.74 3,890.34 6399.400
Profit/Loss From Continuing Operations 10,289.74 3,890.34 6399.400
Profit/Loss For The Period 10,289.74 3,890.34 6399.400