General Mathematics

PRE-TEST
Directions: Write the letter of the correct answer.

1. Which is an example of a simple proposition?

A. Let me ask you for assistance.
B. Is that a dog or a cat?
C. It is so blurred!
D. The normal vision of a person is 20/20.

2. What is the logical operator used given the proposition: “If a picture paints a
thousand words, then I must paint you”?
A. conjunction C. conditional
B. disjunction D. biconditional
Directions: Write the letter of the correct answer.

3. What term refers to the amount of money borrowed or invested on the origin date?
A. interest B. principal C. rate D. future value

4. Which situation is NOT an example of general annuity?

A. P2,000 deposited monthly for 2 years at 2% yearly compounded monthly.
B. P2,000 deposited quarterly for 2 years at 2% yearly compounded every 6 months.
C. P2,000 deposited semi-annually for 2 years at 2% yearly compounded every 4
months.
D. P2,000 deposited annually for 2 years at 2% yearly compounded every 2 years.
Directions: Write the letter of the correct answer.

5. Which interest is computed only on the principal and remains constant throughout the
term?
A. simple interest C. simple annuity
B. compound interest D. general annuity

6. What is the type of annuity where payment interval is the same as the interest period?
A. simple annuity C. deferred annuity
B. general annuity D. annuity due
Directions: Write the letter of the correct answer.

7. What is the type of annuity where payment interval is NOT the same as the interest
period?
A. simple annuity C. deferred annuity
B. general annuity D. annuity due

8. Which loan is provided by banks to the lender to start up or expand business?

A. amortization C. consumer loan
B. business loan D. mortgage
Directions: Write the letter of the correct answer.

9. Which term represents the relationships between the truth values of propositions and
compound propositions drawn from the given propositions?
A. logic B. proposition C. truth table D. implication

10. Which term refers to the proposition that is always true?

A. negation B. conjunction C. fallacy D. tautology
Directions: Write the letter of the correct answer.

11. Donna invested P150,000 in Producers Bank at 1.05% simple interest for 6 years.
How much is her accumulated money after 6 years?
A. 159,450 B. P244,500 C. P1,095,000 D. P1,500,000

12. Tony has P200,000 to invest at 1.11% compounded annually for 3 years. How much
is the maturity value of her investment in 3 years?
A. 280 B. P206,000 C. P274,000 D. P1,878,000
Directions: Write the letter of the correct answer.

Mike’s monthly insurance premium is P600, payable at the end of each month. His policy
matures 15 years later, after which he can withdraw all his payments plus the interest
earned. If the money is worth 10% compounded monthly, how much does he expect to
withdraw on the maturity of his policy?

13. What is being asked in the problem?

A. cash value B. periodic payment C. future value D. present value
Directions: Write the letter of the correct answer.

14. Isabel invested P200,000 from a rural bank at 1.05% simple interest for 3 years.
How much is the interest earned after 3 years?
A. 𝑰𝒔 = P525.00 C. 𝑰𝒔 = P6,300.00
B. 𝑰𝒔 = P750.00 D. 𝑰𝒔 = P9,000.00

15. Sara has P300,000 to invest at 1.11% compounded annually for 6 years. How much
is the interest she earned after 6 years?
A. 𝑰𝒄 = P16,211.95 C. 𝑰𝒄 = P1,660.41
B. 𝑰𝒄 = P20,542.72 D. 𝑰𝒄 = P264,164.31
Directions: Write the letter of the correct answer.

16. Which is an example of a simple proposition?

A. Let me ask you for assistance.
B. Is that a dog or a cat?
C. It is so blurred!
D. The normal vision of a person is 20/20.

17. Which term refers to the proposition that is always false?

A. negation B. conjunction C. fallacy D. tautology
Directions: Write the letter of the correct answer.

18. Given the simple propositions, what compound proposition can be made?
p: A person prioritizes own spiritual growth.
q: One satisfies own desires.

A. A person does not prioritize own spiritual growth.

B. One does not satisfy own desires.
C. A person prioritizes own desires.
D. If a person prioritizes own spiritual growth, then one satisfies own desires.
19.
20.

21. What term refers to a form of debt financing or raising money by borrowing from investors?
A. bonds B. collateral C. amortization D. stocks
22.

23.
 24. Which is the symbol for the proposition “If a soft answer turns away wrath and
a harsh word stirs up anger, then a wise man listens before speaking.”?

A. (𝑗 ∧ 𝑘) → 𝑙 B. (𝑗 ∧ 𝑘) ↔ 𝑙 C. (𝑗 ∨ 𝑘) → 𝑙 D. (𝑗 ∨ 𝑘) ↔ 𝑙

. 25. What is the type of mortgage where the interest remains constant throughout
the term of the loan?
A. capital C. insurance
B. fixed-rate mortgage D. amortization
Answer
1. D 11. A 21. A
2. C 12. B 22. A
3. B 13. C 23. C
4. A 14. C
24. A
5. A 15. B
25. B
6. A 16. D
7. B 17. C
8. B 18. D
9. C 19. B
10. D 20. A