“FINTECH ON WOMEN’S FINANCIAL

INCLUSION: BRINGING THE GENDER GAP

THROUGH INNOVATIVE SOLUTIONS”

Group Members:
Sanjana Agarwal
Akash Gupta
Mohak Jain

Mentor Name : Dr. Priya Makhija

 Introduction:
•Highlighting the potential advantages of specialized Fintech solutions
in addressing the specific financial needs of women.
• Discuss the ongoing gender discrepancies in financial inclusion and
how technology can help bridge the gap.
•Investigate the role of mobile banking, digital payments, and block
chain in transforming the financial environment for women.
• Examine the obstacles that women face in accessing Financial
services and how technology addresses these challenges.

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 Review of Literature:
•"Financial inclusion through FinTech and women's financial empowerment,"
International Journal of Social Economics, 2023, by Moghadam, H. and Karami, A.

•Ranabahu, will financial technology address the burden of poverty in 2022, a

classification of FinTech companies.

• Binagwaho, 2021 commitment to gender equality through financing that takes that
into account under health. (Binagwaho et al., 2021)

•Siason and Kim,2017 Financial inclusion and women's empowerment are closely
related, according to studies from emerging nations.

•Khera P, Financial Inclusion for the Empowerment of Women in South Asian

Countries, 2022.

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• Determinants of financial inclusion gender gap in Ethiopia: Evidence from
decomposition analysis, Hundie and Tadesse Tulu, 2023.

• Tripathi S, Rjeev M, 2023 Gender inclusive development through Fintech.

• Patel, 2022 The gender pay gap in medicine is still a stark example of
ubiquitous inequity. (Patel et al., 2018) The gender pay gap in medicine is
a well-documented issue that highlights the presence of inequity.

• Anik, 2021 Relationship between women's empowerment and the use of

maternity healthcare.

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 Research Gap:
• Our research focuses on shedding light on the challenges and
opportunities for enhancing women's economic empowerment
through innovative FinTech solutions.

• Despite progress in women's financial inclusion, a persistent

gender gap remains, particularly for women in rural areas of
developing economies that hinder women from accessing
financial services, such as distance from banks, insufficient
documentation, and family or work responsibilities.

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 OBJECTIVES:
• To advance financial inclusion in reducing poverty.
• Increasing an individual's economic and productive ability, and
improving their quality of life.
• Empowering women that ultimately contributes to
socioeconomic development.

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METHODOLOGY:

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 Conclusion:
• Gender Disparities Exist
• Digital Gender Divide
• Lack of Financial Literacy
• Informal Financial Networks

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