Honors Investment Portfolio

Name:Leah Ullman
Aggressive Investment:
Name of company or investment AAPL: Apple Inc

Company details Apple Inc is a technological device making company that created
the Iphone and the Mac.

Type of investment (ex: stock, CD, mutual fund, bond, etc.) Stock

Risk level (high, moderate, or low) High

Expected rate of return The rate of return over a 30 day period is 12.23%.

Minimum required investment $145.93

Why are you interested in this investment? (Be sure to
discuss statistics found in research and include at least five
sentences.)
I’m interested in this investment because of the rising stock value. I am also
interested because the stock is relatively stable, but positively trending. I’m
confident this is the right choice because from January 3, 2023 to January
29, 2023, the stock has risen from $125.07 to $145.93. I suspect this
increase is because of how well Apple’s products have been selling in the
United States. I’m also interested in this investment compared to others
because isn’t a very volatile stock, but is trending positively slowly.
Aggressive Investment Visual Evidence
Moderate Investment:
Name of company or investment United States Treasury

Company details The United States treasury is a branch of the U.S. government in
which finances are handled, such as
“the production of coin and currency”. (Treasury.gov)

Type of investment (ex: stock, CD, mutual fund, bond, etc.) Bond

Risk level (high, moderate, or low) Moderate

Expected rate of return 4% (on both 20 and 30 year bonds)

Minimum required investment $100

Why are you interested in this investment? (Be sure to
discuss statistics found in research and include at least five
sentences.)
I’m interested in this investment because it has a high return rate and
the fact it is at a moderate risk level. This is something you are
guaranteed you will make money on as long as you put your money
in for 20 or 30 years. This is a bond that a young person like me
should invest in because when I’m 37 or 47, I’ll need the money much
more than I do now. It is also a “fixed return” and “offers tax
advantages” (Nerdwallet).
Moderate Investment Visual Evidence
Conservative Investment:
Name of company or investment Wells Fargo

Company details Wells Fargo is an American bank with headquarters in both San
Francisco and Manhattan. It offers both digital and traditional banking
services.

Type of investment (ex: stock, CD, mutual fund, bond, etc.) Savings account

Risk level (high, moderate, or low) Low

Expected rate of return 0.15%

Minimum required investment $25 to open the account, but there can be $0 in the account.

Why are you interested in this investment? (Be sure to
discuss statistics found in research and include at least five
sentences.)
I’m interested in this investment because of its low risk. Since it is a
savings account, it is both functional in allowing me to save money for
college as well as producing income. The functionality of the savings
account makes up for the low rate of return. I like the freedom of a
savings account allowing you to take out money when you want to.
Wells fargo is an established bank that my parents and friends use,
and I trust it to save my money well.
Conservative Investment Visual Evidence
Citation of Sources
"Apple Inc (AAPL) Stock Price & News." Google Finance. Google. Web. 29 Jan. 2023.

"Apple Inc AAPL Valuation." Morningstar, Inc. Web. 29 Jan. 2023.

"Role of the Treasury." U.S. Department of the Treasury. 23 May 2022. Web. 29 Jan. 2023.

"Savings Accounts and CD (Time Account) Rates." Savings Account Rates and CD (Time Account) Rates -
Wells Fargo. Web. 29 Jan. 2023.

Tellus. "Benefits of a Savings Account." Tellus. Tellus - The Smart Savings Platform, 15 Nov. 2022. Web. 29
Jan. 2023.

Tiffany Lam-Balfour. "Guide to Treasury Bonds." NerdWallet. Web. 29 Jan. 2023.

"Treasury Bonds." TreasuryDirect. Web. 29 Jan. 2023.