The Government Bonds of

Bangladesh
Group Members
1. Md. Omar Sakib Hossain 2019-3-10-218

2. Arfeen Rahman 2019-3-10-236

3. Nazim Uddin 2019-1-13-014

4. Muhammad Salman 2020-1-10-362

5. S M Estiyak Jahan Joy 2019-3-10-132

What is Government Bonds?
The bond issued by A country's government, promising to repay
borrowed money A fixed rate of interest at A specified time.

 When government expenditure exceeds or need more revenue it is

issued.
Both individual and institutional investors are allowed to invest in
these securities.
Government bonds are less risky and at maturity can offer more
stable and consistent returns.
Different Types of Government Bonds

Sanchayapatra/ Savings Certificate

 Pensioner Savings Certificates (Sanchayapatra)

 Wage Earner’s Development Bond

 Bangladesh Savings Certificate (Sanchayapatra)

 Quarterly Profit-based Savings (Sanchayapatra)

 Family Savings Certificates

 Family Savings Certificate

Profit rate: 11.52% at maturity.

Fund Raised
15,097,912,5
Cashing period Rate of profit 22.13
11,549,368,2
In the 1 year
st
9.50% 25.84

6,037,921,06
In the 2nd year 10.00% 4,708,266,54 5.29
3,680,847,11 1.52
In the 3rd year 10.50% 0.41

In the 4th year 11.00% 2016-2017 2017-2018 2018-2019 2019-2020 2020-2021

Fund Raised
In the 5th year 11.52%
 Pensioner Savings Certificate

Profit rate: 11.76% on maturity

Cashing time Rate of profit Amount of Funds Collected Funds from Pensioners
3,272,279,588
In the 1 year
st
9.70% .94

In the 2nd year 10.15%

In the 3rd year 10.65% 1,621,214,141
.17
In the 4th year 11.20% 985,581,097.9
746,981,174.9 2
In the 5th year 11.76% 601,802,865.2
5
4

Year 2016-2017 Year 2017-2018 Year 2018-2019 Year 2019-2020 Year 2020-2021

Budget Year
 Wage Earner Development
Bond
Amount of Collected Funds from Wage Earners
Profit Rate: 12% Profit On Maturity. Budget Year
231,789,00
• Profit On A Semi-annual Basis 190,261,00 0
0
134,126,00
110,472,00 0 115,255,78
0 6

Year 2016-2017 Year 2017-2018 Year 2018-2019 Year 2019-2020 Year 2020-2021
 5-Year Term Bangladesh Savings Certificate
Rate of Profit: 11.28% (on maturity)
Time Rate of profit Payable with profit Fund raised
2,781,121,60
per Tk.100 6.78

1st year 9.35% 109.35

2nd year 9.80% 119.60 871,521,930.
471,845,930. 80
3rd year 10.25 % 130.75 218,717,509.
41 476,245,061.
43 58
4th year 10.75% 143.00 2016-2017 2017-2018 2018-2019 2019-2020 2020-2021

Fund raised
5th year 11.28% 156.40
 Quarterly Profit Based Savings Certificate

Rate of Profit: 11.04% (on maturity) Fund raised

Time Rate of Profit Payable with profit 7,918,352,716.0
0
per
5,418,097,801.5
6
Tk.1,00,000/=
2,657,320,318.4
7 2,962,905,851.9
1st year 10.00% 1,10,000/= 1,850,842,417.3
7
7

2nd year 10.50% 1,21,000/= 2016-2017 2017-2018 2018-2019 2019-2020 2020-2021

3rd year 11.04 % 1,33,120/= Fund raised

 Findings
• The demand for government securities is growing.

• Treasury bills and bonds in the secondary market.

• Risk of default and the return.

• The yields on government securities

Challenges of Bond Market in Bangladesh
 Inflation scenario in Bangladesh

 Interest rate
 Lack of regulatory infrastructure
 Policy initiatives
Problems of Bond Market in Bangladesh

 Unfavorable turnover

 Market circumstances
 Infrastructure constraints
 Lack of trained manpower, inspection, & evaluation
Thank You