Happy Employees!

What is it , that can change our

life in an instance?
Sedentary Lifestyle, High
Pressure, Habits, Food
Why do you need a
Health Insurance?
The cost of treating
lung cancer has risen
from around ~2 lakh in
2000 to ~5 lakh in 2017
A Health Insurance Plan

For YOU

And your FAMILY

Rs.6000 Rs. 9000 Rs. 30000

Rs.2 – 3 ~Rs.1000/Month
Lkh Float (Built in your CTC)
Group Insurance Coverage from Day 1 on
Existing Illness

Pre & Post

Hospitalization
Medicines Lab Tests

Cost of Surgery Huge savings

Ambulance
Cashless

Hospital Room
Rent
 People with new
coverage have used
it to get health care
 Why Group Health Insurance is better than
Individual Health Insurance?
Group Health
Benefits offered Insurance Individual Health Insurance
Pre-existing diseases covered From day 1 After 2-4 years

Ability to make claim in first 30 Days Yes Only emergency cases

Waiting period for select diseases Covered from day 1 Covered after 1,2,3 or 4 years

Medical check-up before Enrollment Not required Required for age over 45 or high sum assured
60
Age Limit No Limit Many deny it for people over 60

Co-Pay Not required Mostly required

2% for Room, 1% for Room,
Room Rent Cap 4% for ICU 2% for ICU