JMARATHON Advisory Service Pvt.

Ltd

In this world of changing financial markets, there is a constant need to check the uncertainty of
the markets. Investors need to make them aware of the markets with their own will or get
professional help in achieving their goals. Since the investor needs to invest in quite an amount
of their precious time and money in achieving their goals, to ease them from the burden in a
fast pace world where times equals money.
Being in the financial service industry for 9 years, In 2012, The company CEO decided to create
its own advisory firm that will be based on the principle of independence, transparency, and
client advocacy.
An Investor centric company whose sole aim is to assist their client with proper integrity and
unbiased nature with full enthusiasm and dedication to help their client exceed their
expectations and build their enduring relationship.
They have more than a year of experience in the financial sector as a firm and provide their
client with technology-based services to monitor their portfolios. They are also here to provide a
one-stop solution to the client and learners to share the years of knowledge about the stock
market, advisory services, training, investment planning, wealth creation, and insurance.
Product – Advance course and
Advisory services (Cost Rs 10000+GST)
• The product provides:-
• Learning about the stock market and currency market
• Investment Planning – Various investment options and
their benefits.
• The product gives financial freedom which is income from
other sources of investment such as a second source of
income apart from the primary source like salary.
• The product provides a well build business opportunities
with the firm as an investor who willing to invest money
with benefits of getting a return in terms of knowledge
about markets and making themselves generate the
second source of income.
 Awareness on financial market.

Online E- Course
The product is
divided into 10 hours Live training session
parts :-
6 mentor sessions, 2 time 1-to-1 personal sessions

Advisory call for 6 months

 Advisory provides

1. Financial freedom
2. Trading in Financial market and stock
market
3. Risk management
4. Financial Planning
5. Investment opportunities
6. Money management skill
 Advise on Insurance and mutual funds

Free Demat account

Benefits Corporate certificates for students availing the

product.

Intraday call on different stock, currency and F&O

markets.

Provide addition advance training as part of services

and semniars.
 •
•

Effect of •
Covid-19 on Submitted by
•
Mutual Funds Aneesh Kishan
•
IIM Tiruchirappalli
What are Mutual Funds

Mutual Funds are the investment that uses the money from the
investors and invests in stock, bonds, or other types of investment. This
investment is done by fund managers or portfolio managers who hold
the responsibility to decide where to invest and how much to invest
and to make sure that they get the capital gain from this investment.
The value of the mutual fund company is decided by which type of
securities the company buys from the investments
Difference between mutual fund and stock
markets

There is a lot of confusion that the mutual fund manager and

company invest the money in the stocks market and the same can
be done using stock market investing.
The difference is that stock market investing is done directly in the
stock of a company whereas the mutual fund is a collective
investment pool that invests a huge sum of money in more
diversify and safe stocks which have less volatility and return
without risking the initial investments.
Investing in Mutual funds

When an investor
decides to buy a share or
unit in mutual funds the
investor is buying the
portfolio of the company
or the value of the
portfolio of the company.
The mutual fund has its
own benefits which came
be seen in this picture
Types of Mutual funds

• Equity Scheme
• Debt Scheme Based on asset class
• Hybrid Scheme

• Open-Ended Funds
• Close-Ended Funds Based on structure
• Interval-Ended Funds
Types of Mutual funds
• Growth Funds
• Income Funds
• Liquid Funds
• Tax Saving Funds
Based on investment strategy
• Aggressive Funds
• Capital Protection Funds
• Fixed Maturity Funds
• Pension Funds
Types of Mutual funds

There is always a certain risk in mutual funds also which are

subjected to various factors. Based on the risk mutual funds are
divided into categories.
• High-Risk Funds
• Medium-Risk Funds
• Low-Risk Funds
• Very Low- Risk Funds
Why to invest in mutual funds

Let consider a person that earns a monthly income of around Rs 30000

and he can save around Rs 3000-4000 a month and this comes around to
nearly 10-12% of his monthly income which is practically achievable. It
comes to around Rs 36000-48000 per year. So people usually tend to
save this money as FD or Gold which are viable options but currently the
maximum 5-7% return, but this means that your money will be stored in
an account and it cannot generate a return to you for the period till it
doesn’t reach the maturity. But in case of mutual funds, it can give
return up to 9-13% in the same period of the time which usually means
that your money is used to generate a return systematically.
Mutual fund calculators

You can calculate the

amount of return of
different mutual funds
according to risk-return.
Different calculators
provided by financial
advisories and mutual fund
companies. Here is the
example of one type of
calculator.
Covid-19 Situation on Mutual fund and its
company

• Mutual fund providers must find a new sustainable solution to be

available in the market mostly for the small players.
• Example US-based Franklin Templeton shut 6-India Funds from 23rd April
2020 and investors cannot make new purchases post these dates.
• Equity Mutual Fund scheme has given a negative 25% return to investors.
(March 22, 2020 Business standards, Covid-19 impact? Equity MF schemes give 25% negative returns to investors)

• Mutual Fund NFOs are hit by the situation where the companies have
postponed the launches of new schemes.
• Advisors are focusing on the existing client to pump-up their investment
rather than going after new clients.
Is it the right time to invest in Mutual Funds

Mutual Funds are an investment that is done for long-term

benefits. For any newcomer who wants to invest in mutual fund
need to calculate the amount they want to invest, and it is
extremely important to choose the mutual fund based on their
risk profile, investment size, and their goals.
People can go for 5-7 years of long-term goal investing in Equity
mutual fund and can use SIP (Systematic Investment Plan) which
is a strategy to invest regularly in the Equity mutual fund and
don’t have to bother about the market conditions.
References

https://www.google.com/url?sa=i&url=https%3A%2F%2Fonentrepreneur.com%2Fwhy-you-should-invest-in-mutual-fund%2F&psig=AOvVaw0tVnOK4lpRTbcVv3LjUORt
&ust=1591689673841000&source=images&cd=vfe&ved=0CAIQjRxqFwoTCIjolZ_g8ekCFQAAAAAdAAAAABAI
https://www.business-standard.com/article/markets/covid-19-impact-equity-mf-schemes-give-25-negative-returns-to-investors-120032200247_1.html