Professional Documents
Culture Documents
Sectors of Investment
Sectors of Investment
investment
Nidhi Dholakia _ Durgadevi Saraf Institute of Management
Studies
Share Market
2
PROS OF INVESTING IN SHARE MARKET CONS OF INVESTING IN SHARE MARKET
Investing in the share market include the Investing in the share market include the
potential for high returns potential for high volatility
Helps to diversify your portfolio Possibility of losing money
Opportunity to invest in companies you The need for a significant amount of
believe in. knowledge and research to make informed
investment decisions.
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Mutual Funds
4
PROS OF INVESTING IN MUTUAL FUNDS CONS OF INVESTING IN MUTUAL FUNDS
Investing in mutual funds include the ability to Investing in mutual funds include the fees
diversify your portfolio with a single investment and expenses associated with them
Access to professional fund management Potential for lower returns compared to
Ability to invest with relatively small amounts
direct stock investing
of money. Inability to directly control the assets in the
fund.
5
Bank Fixed Deposits (FD)
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PROS OF INVESTING IN FIXED DEPOSITS CONS OF INVESTING IN FIXED DEPOSITS
Investing in bank FDs include the safety and Investing in bank FDs include the relatively
security of the investment low rate of return compared to other
Predictability of returns investment options
Inability to withdraw funds before the
Availability of a variety of tenures to choose
maturity period without incurring
from
penalties
Impact of inflation on the real value of the
investment.
7
Real Estate
8
PROS OF INVESTING IN REAL ESTATE CONS OF INVESTING IN REAL ESTATE
Investing in real estate include the potential Investing in real estate include the
for significant returns significant upfront investment required
Ability to generate passive income through Lack of liquidity compared to other
rental properties investments
Hedge against inflation. High maintenance and management costs
associated with rental properties.
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Post Office
10
PROS OF INVESTING IN POST OFFICE CONS OF INVESTING IN POST OFFICE
SCHEMES SCHEMES
Investing in post office schemes include the Investing in post office schemes include
safety and security of the investment the relatively low rate of return compared
Availability of tax benefits to other investment options
Long lock-in periods
Predictable returns
Limitations on the amount of investment.
11
Insurance
Investing in insurance include the peace of Investing in insurance include the relatively
mind that comes from knowing you are high premiums
protected against unexpected events
Need to carefully read and understand the
Tax benefits policy terms and conditions
Availability of a wide variety of insurance Possibility of not receiving the expected
products to choose from benefits in case of claim rejection
13
Provident Fund
14
PROS OF INVESTING IN INSURANCE CONS OF INVESTING IN INSURANCE
15
Gold
16
PROS OF INVESTING IN GOLD CONS OF INVESTING IN INSURANCE
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