English for Business

2022

CLASS # 1

CAR INSURANCE
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Do you remember the first car insurance you sold?

WARM UP How long ago was that?

Who was your first customer?

Tell your story
What type of car was it?

Was it easy or difficult for you?

How did you feel?

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How well do you know car insurance?

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Most Common Vocabulary
Let’s build a mind map

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Practice

Talk about it using your own words !!

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Car Insurance in detail

How many types of car insurances are there?

What are customers FAQ (frequently asked questions)

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 How do you explain these ? 2022

A. Liability Car Insurance

 Bodily Injury Liability Insurance
 Property Damage Liability Insurance

B. Collision Car Insurance

C. Comprehensive Car Insurance

D. Personal Injury Protection (PIP)

E. Uninsured Motorist Coverage

https://wallethub.com/edu/ci/types-of-car-insurance/9636
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  What Does My Car Insurance Cover? 2022

 What Car Insurance Coverage and Limits Do I Need?

 Will My Car Insurance Policy Automatically Renew, or Do

FAQ I Have to Reapply for Coverage?

 Can I Get a Discount if I Insure More Than One Car?

Car Insurance
 What deductible should I choose?

 How Do I Get a Quote for Car Insurance?

 Why did my car insurance premium increase?

 How do insurance companies assess risk?

Presentation Title 9

Glossary
• Bodily Injury: Injury, sickness, disease or death that
results from an auto accident.
• Claim: The amount of money a person(s) believes
he or she should be paid by an insurance company
as a result of an accident.
• Claimant: A person who makes an insurance claim.
• Declarations Page (Dec): Forms part of the policy
and contains information such as when, where and
to whom the policy applies. The declarations page
will also have a policy number, named insured,
effective dates, agent's name, listing of insured
vehicle, and premium charges.
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• Deductible: The amount of the loss the insured agrees to pay before
the insurance company pays – up to the policy limits
• Emergency roadside assistance: Helps pay for services and support,
such as towing, battery jump, tire servicing, delivering gas and oil,
unlocking your car and even roadside repairs.
• Full coverage: Though there is no such thing as “full coverage,” it is a
common term used to describe the amount of auto insurance coverage
someone has, and typically implies that the policy has at least liability,
comprehensive and collision coverage.
• Insurance Amount/Limit: The maximum amount/limit an insurance
company would pay in the event of an accident.
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Glossary
• Insured: The person protected under an insurance • Premium: The amount of money an insurance company charges to
policy. provide coverage.

• Insurer: The insurance company that provides • Surcharge: When an insurance company adds an extra charge to your
insurance coverage and services. premium if you have any at-fault accidents or violations.

• Named driver exclusion: An endorsement on the • Rental reimbursement coverage: Reimburses you a set daily amount
policy that excludes coverage while a specifically for a rental car if your car is being repaired due to damage covered by
named person is the driver.. your auto insurance policy.

• Policy: A formal written insurance contract • At-Fault Accident: Any accident, regardless of size or amount paid, in
describing the term, coverage, premiums and which the driver was wholly or partially at fault.
deductibles.
Thank You !

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