Quick Quiz

• What trends are affecting the way banks and their competitors
are organized today?
• What trend in branch banking has been prominent in the
United States in recent years?
• What is a bank holding company?
• Are there any significant advantages or disadvantages for
holding companies or the public if these companies acquire
banks or nonbank business ventures?
• Can you see any advantages to allowing interstate banking?
What about potential disadvantages?
• What relationship appears to exist between bank size, efficiency,
and operating costs per unit of service produced and delivered?

McGraw-Hill/Irwin
© 2008 The McGraw-Hill Companies, Inc., All Rights Reserved.
Bank Management and Financial Services, 7/e 3-1